03276399 LIMITED
Opportunity 58/100 (worth a look), bankability 45/100. High owner-dependency — earn-out structure likely required for clean transition. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (38/100). Current lenders should be on monthly review.
Refinance opportunity
2 live charges · 2 lenders · oldest 28.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 28.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: low (50/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Recent activity
Corporate timeline (57 events)Click to expand
- 2021-04-15📄restoration-order-of-courtrestoration · AC92
- 2021-04-15✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2017-03-07📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2017-03-07🏁Company dissolved
- 2016-12-20📄gazette-notice-voluntarygazette · GAZ1(A)
- 2016-12-08📄dissolution-application-strike-off-companydissolution · DS01
- 2016-09-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-12-23📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-06-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-12-17📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-09-24📄accounts-with-accounts-type-dormantaccounts · AA
- 2014-01-30📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-06-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2013-03-11📄change-person-director-company-with-change-dateofficers · CH01
- 2013-03-05📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-07-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2012-03-07📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2011-09-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2011-09-01📍change-registered-office-address-company-with-date-old-addressaddress · AD01
- 2010-12-15📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2010-09-06📄accounts-with-accounts-type-dormantaccounts · AA
- 2010-03-19📄appoint-person-director-company-with-nameofficers · AP01
- 2010-03-19📄termination-director-company-with-nameofficers · TM01
- 2010-03-17➕SEGGIE, Colin John appointeddirector
- 2010-03-17➖FOLEY, Charles Gerard resigneddirector
- 2009-12-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2009-10-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2009-10-09📄appoint-person-secretary-company-with-nameofficers · AP03
- 2009-10-07➕HAWKINS, Charles appointedsecretary
- 2009-10-07➖MURRAY, Daniel resignedsecretary
- 2007-10-05➕FOLEY, Charles Gerard appointeddirector
- 2007-10-05➖MCMILLAN, Gordon resigneddirector
- 2006-12-20➖MACLEAN, Charles Andrew Bourke resigneddirector
- 2005-01-26➕MCMILLAN, Gordon appointeddirector
- 2004-09-19➖HAUGHEY, William, Lord resigneddirector
- 2004-09-18➖FERGUSON, Derek Owen resignedsecretary
- 2004-09-18➕MURRAY, Daniel appointedsecretary
- 2002-12-11🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2002-12-10➕FERGUSON, Derek Owen appointedsecretary
- 2002-12-10➖MCKECHAN, Ronald resignedsecretary
- 2001-03-31➕MCKECHAN, Ronald appointedsecretary
- 2000-12-31➖DOAK, Iain Kenneth resignedsecretary
- 2000-04-07➕DOAK, Iain Kenneth appointedsecretary
- 2000-04-07➖FLETCHER, Andrew resignedsecretary
- 2000-04-07➖FLETCHER, Andrew resigneddirector
- 2000-04-07➕HAUGHEY, William, Lord appointeddirector
- 2000-04-07➖JONES, Philip, Mr. resigneddirector
- 2000-04-07➕MACLEAN, Charles Andrew Bourke appointeddirector
- 1997-07-15🔒Charge registered #1Lender: Tsb Bank PLC
- 1996-11-28➕FLETCHER, Andrew appointedsecretary
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 16 years — deep operational knowledge concentrated in one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 16 years.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2017-09-30
Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2016-12-25
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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10 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 13 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 11/12/2002 | — | |
| outstanding | Lloyds Banking Group Tsb Bank PLC | Mortgage debenture | 1 property | 15/07/1997 | — |