AEDIFICO LIMITED

🌳Matureactive

03280780 · ltd · incorporated 1996-11-20

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Development of building projects

Sector: Construction

ALSO REGISTERED FOR

68100Buying and selling of own real estate
68209Other letting and operating of own or leased real estate

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (93/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

17 live charges · 5 lenders · oldest 29.4y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 29.4 years old — likely at or near maturity.
· 5 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (69/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

17 charges (17/17 with lender, 17/17 with type)

Directors & officers

7 officers (3 active, 7 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

Network not yet resolved

Filing history

132 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-03-31
Average employees	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 officers

Last 90 days

filings

• 3 officers
• 1 address

Last 180 days

filings

• 3 officers
• 1 address

Counts from Companies House filing history.

Corporate timeline (63 events)Click to expand

2026-05-17
📄
change-person-director-company-with-change-date
officers · CH01
2026-05-15
📄
change-person-secretary-company-with-change-date
officers · CH03
2026-05-15
📄
change-person-director-company-with-change-date
officers · CH01
2026-05-15
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-31
📄
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2024-11-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-06-16
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-06-16
🔓
Charge satisfied #16
2023-06-16
🔓
Charge satisfied #14
2023-05-12
📄
change-account-reference-date-company-previous-extended
accounts · AA01
2023-04-20
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-04-20
🔓
Charge satisfied #15
2022-09-23
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-05-11
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-04-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-05-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-11-07
📄
mortgage-satisfy-charge-full
mortgage · MR04
2018-11-07
🔓
Charge satisfied #17
2018-07-31
🔓
Charge satisfied #12
2018-07-31
🔓
Charge satisfied #11
2013-06-11
🔒
Charge registered #17
Lender: Lloyds Tsb Bank PLC
2013-05-10
🔒
Charge registered #16
Lender: Lloyds Tsb Bank PLC
2013-05-10
🔒
Charge registered #15
Lender: Lloyds Tsb Bank PLC
2013-05-09
🔓
Charge satisfied #13
2013-05-08
🔒
Charge registered #14
Lender: Lloyds Tsb Bank PLC
2008-10-03
🔒
Charge registered #13
Lender: Hsbc Bank PLC
2008-05-13
🔒
Charge registered #12
Lender: Hsbc Bank PLC
2008-05-13
🔒
Charge registered #11
Lender: Hsbc Bank PLC
2007-06-27
🔓
Charge satisfied #10
2007-06-27
🔓
Charge satisfied #9
2007-06-27
🔓
Charge satisfied #8
2007-06-27
🔓
Charge satisfied #7
2007-06-27
🔓
Charge satisfied #6
2007-06-27
🔓
Charge satisfied #5
2007-06-27
🔓
Charge satisfied #4
2007-06-27
🔓
Charge satisfied #3
2007-06-27
🔓
Charge satisfied #2
2007-06-27
🔓
Charge satisfied #1
2006-07-11
🔒
Charge registered #10
Lender: Anglo Irish Asset Finance PLC
2006-07-11
🔒
Charge registered #9
Lender: Anglo Irish Asset Finance PLC
2006-04-07
🔒
Charge registered #8
Lender: Anglo Irish Asset Finance PLC
1999-10-26
🔒
Charge registered #7
Lender: Anglo Irish Bank Corporation PLC
1999-09-20
➖
KEELING, Andrew Charles Richard resigned
director
1999-09-20
➖
KEELING, Penelope Joan resigned
director
1998-05-01
🔒
Charge registered #6
Lender: Midland Bank PLC
1998-02-18
🔒
Charge registered #5
Lender: Anglo Irish Bank Corporation PLC
1998-02-18
🔒
Charge registered #4
Lender: Anglo Irish Bank Corporation PLC

Showing most recent 50 of 63 events

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 68 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Peter Andrew Kemp Individual · British · DOB 02/1958 · age 68	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

Similar companies

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A BETTER CHOICE FOR PROPERTY DEVELOPMENT LIMITED→ 11668091 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
A&B PROJECTS LIMITED→ 13384216 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
AB AGACI FLOORING LTD→ 14538818 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ABBEYLIGHT CONTRACTS LIMITED→ 08508215 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
ABILITY LTD→ 14178460 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ABILITY ROOFING LIMITED→ 03359047 · est 1997 · no financials extracted	—	—	—	—	28y	—	—
ABM COMMERCIAL LTD→ 12406686 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
ABM COOLING LTD→ 15979748 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ABM NEW BUILD LTD→ 12422356 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
ABODENOVA LIMITED→ 04910215 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
ABP ELEVATORS LIMITED→ 09128999 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
ABP MAINTENANCE LTD→ 03896334 · est 1999 · no financials extracted	—	—	—	—	26y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1996-11-20

Jurisdictionengland-wales

Primary SIC41100 — Development of building projects

Registered office

Pauls Farm Oast Ensfield Road

Leigh

Tonbridge

Kent

TN11 8RX

United Kingdom

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-11-14

Last: 2025-10-31

Officers (3 active · 4 resigned)

KEMP, Peter Andrew→

secretary · appointed 1997-01-02

View their other companies + combined net worth →

Active

KEMP, Peter Andrew→

director · ~68y · appointed 1997-01-02

View their other companies + combined net worth →

Active

KEMP, Sally Elizabeth→

director · ~68y · appointed 1997-01-14

View their other companies + combined net worth →

Active

L & A SECRETARIAL LIMITED→

corporate-nominee-secretary · appointed 1996-11-20 · resigned 1997-01-02

Resigned

KEELING, Andrew Charles Richard→

director · ~69y · appointed 1997-01-02 · resigned 1999-09-20

Resigned

KEELING, Penelope Joan→

director · ~68y · appointed 1997-01-14 · resigned 1999-09-20

Resigned

L & A REGISTRARS LIMITED→

corporate-nominee-director · appointed 1996-11-20 · resigned 1997-01-02

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:17 of 17 shown

		Type	Properties
satisfied	Lloyds Banking Group Lloyds Tsb Bank PLC	A registered charge	2 properties	11/06/2013	07/11/2018
satisfied	Lloyds Banking Group Lloyds Tsb Bank PLC	A registered charge	1 property	10/05/2013	16/06/2023
satisfied	Lloyds Banking Group Lloyds Tsb Bank PLC	A registered charge	1 property	10/05/2013	20/04/2023
satisfied	Lloyds Banking Group Lloyds Tsb Bank PLC	A registered charge	1 property	08/05/2013	16/06/2023
satisfied	HSBC Hsbc Bank PLC	Debenture	1 property	03/10/2008	09/05/2013
satisfied	HSBC Hsbc Bank PLC	Legal mortgage	1 property	13/05/2008	31/07/2018
satisfied	HSBC Hsbc Bank PLC	Mortgage	1 property	13/05/2008	31/07/2018
satisfied	Anglo Irish Asset Finance Anglo Irish Asset Finance PLC	Legal charge	1 property	11/07/2006	27/06/2007
satisfied	Anglo Irish Asset Finance Anglo Irish Asset Finance PLC	Assignment of rent	1 property	11/07/2006	27/06/2007
satisfied	Anglo Irish Asset Finance Anglo Irish Asset Finance PLC	Debenture	1 property	07/04/2006	27/06/2007
satisfied	Anglo Irish Bank Corporation Anglo Irish Bank Corporation PLC	Legal charge	1 property	26/10/1999	27/06/2007
satisfied	Midland Bank Midland Bank PLC	Legal mortgage	1 property	01/05/1998	27/06/2007
satisfied	Anglo Irish Bank Corporation Anglo Irish Bank Corporation PLC	Residual floating charge	1 property	18/02/1998	27/06/2007
satisfied	Anglo Irish Bank Corporation Anglo Irish Bank Corporation PLC	Legal charge	1 property	18/02/1998	27/06/2007
satisfied	Midland Bank Midland Bank PLC	Legal mortgage	1 property	28/01/1997	27/06/2007
satisfied	Midland Bank Midland Bank PLC	Fixed and floating charge	1 property	28/01/1997	27/06/2007
satisfied	Midland Bank Midland Bank PLC	Legal mortgage	2 properties	15/01/1997	27/06/2007

Recent filings (132 total)

change-person-director-company-with-change-date

officers · CH01

2026-05-17

change-person-secretary-company-with-change-date

officers · CH03

2026-05-15

change-person-director-company-with-change-date

officers · CH01

2026-05-15

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2026-05-15

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-11-03

accounts-with-accounts-type-micro-entity

accounts · AA

2025-06-25

accounts-amended-with-accounts-type-micro-entity

accounts · AAMD

2025-03-31

accounts-with-accounts-type-micro-entity

accounts · AA

2024-11-18

confirmation-statement-with-no-updates

confirmation-statement · CS01

2024-11-14

accounts-with-accounts-type-micro-entity

accounts · AA

2023-12-19

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-11-08

mortgage-satisfy-charge-full

mortgage · MR04

2023-06-16

mortgage-satisfy-charge-full

mortgage · MR04

2023-06-16

change-account-reference-date-company-previous-extended

accounts · AA01

2023-05-12

mortgage-satisfy-charge-full

mortgage · MR04

2023-04-20