CHESTERGATE FINANCIAL PLANNING LIMITED

⚰️Wound downdissolved
03290435 · ltd · incorporated 1996-12-11
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 29.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
57/100
Worth a look
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed unclear — structural issues outweigh the discount.

Opportunity 57/100 (worth a look), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Company dissolved. Company has been dissolved — it no longer legally exists. Any diligence here is historical only. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 29.3y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 29.3 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
10 officers (2 active, 10 linked, 6 with DOB)
82
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
18 connected companies via shared directors
90
Filing history
108 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
57/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (45 events)Click to expand
  1. 2021-06-01
    📄
    gazette-dissolved-voluntary
    gazette · GAZ2(A)
  2. 2021-06-01
    🏁
    Company dissolved
  3. 2021-05-17
    📍
    move-registers-to-registered-office-company-with-new-address
    address · AD04
  4. 2021-05-17
    📍
    move-registers-to-registered-office-company-with-new-address
    address · AD04
  5. 2021-03-16
    📄
    gazette-notice-voluntary
    gazette · GAZ1(A)
  6. 2021-03-04
    📄
    dissolution-application-strike-off-company
    dissolution · DS01
  7. 2020-08-05
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  8. 2020-08-05
    🔓
    Charge satisfied #2
  9. 2020-04-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2020-04-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2020-04-20
    ➖
    GERWAT, Robert Jonathan resigned
    director
  12. 2020-03-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2019-10-06
    📄
    accounts-with-accounts-type-full
    accounts · AA
  14. 2019-09-19
    ➖
    MOSS, Peter William Kenneth resigned
    director
  15. 2018-12-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  16. 2018-08-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  17. 2017-12-12
    📍
    move-registers-to-sail-company-with-new-address
    address · AD03
  18. 2017-12-12
    📍
    change-sail-address-company-with-new-address
    address · AD02
  19. 2017-10-23
    📄
    change-account-reference-date-company-current-shortened
    accounts · AA01
  20. 2017-10-09
    📄
    resolution
    resolution · RESOLUTIONS
  21. 2017-10-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2017-10-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  23. 2017-10-06
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  24. 2017-10-06
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  25. 2017-10-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  26. 2017-09-29
    ➕
    MOLES, Neil Anthony appointed
    director
  27. 2017-09-29
    ➕
    WILLIS, Charlotte Emily appointed
    director
  28. 2017-09-29
    ➖
    FLETCHER, James resigned
    secretary
  29. 2017-09-29
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  30. 2017-09-25
    🔓
    Charge satisfied #1
  31. 2016-06-07
    ➕
    GERWAT, Robert Jonathan appointed
    director
  32. 2011-06-29
    ➕
    FLETCHER, James appointed
    secretary
  33. 2011-06-01
    ➖
    HERVEY BATHURST, Frederick William resigned
    secretary
  34. 2011-06-01
    ➖
    HERVEY BATHURST, Frederick William resigned
    director
  35. 2005-03-31
    ➖
    FAGAN, Christopher Tarleton Feltrim resigned
    director
  36. 2002-06-17
    ➕
    FAGAN, Christopher Tarleton Feltrim appointed
    director
  37. 1997-01-28
    🔒
    Charge registered #1
    Lender: The Rechabite Friendly Society Limited
  38. 1996-12-12
    ➕
    HERVEY BATHURST, Frederick William appointed
    secretary
  39. 1996-12-12
    ➖
    HIGHSTONE SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  40. 1996-12-12
    ➕
    HERVEY BATHURST, Frederick William appointed
    director
  41. 1996-12-12
    ➕
    MOSS, Peter William Kenneth appointed
    director
  42. 1996-12-12
    ➖
    HIGHSTONE DIRECTORS LIMITED resigned
    corporate-nominee-director
  43. 1996-12-11
    🏢
    Company incorporated
    As CHESTERGATE FINANCIAL PLANNING LIMITED
  44. 1996-12-11
    ➕
    HIGHSTONE SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  45. 1996-12-11
    ➕
    HIGHSTONE DIRECTORS LIMITED appointed
    corporate-nominee-director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 high ·
Company dissolved
high

Company has been dissolved — it no longer legally exists. Any diligence here is historical only.

Evidence: Dissolved on 2021-06-01

Group structure

Lawsco Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Lawsco Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
CHESTERGATE FINANCIAL PLANNING LIMITED
This company · 03290435

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lawsco Holdings Limited
Corporate entity
75–100%
75–100%board control75-100% shares · 75-100% voting · board control29/09/2017
2 historic (ceased) PSCs
  • Mr Robert Jonathan Gerwatceased 29/09/2017· significant influence
  • Mr Peter William Kenneth Mossceased 29/09/2017· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusdissolved
Typeltd
Incorporated1996-12-11
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

1a Tower Square
Leeds
LS1 4DL
United Kingdom

Filing status

Accounts
Next due: —
Last made up to: 2018-12-31
Confirmation statement
Next due: —
Last: —

Officers (0 active · 8 resigned)

MOLES, Neil Anthony→
director · ~47y · appointed 2017-09-29
View their other companies + combined net worth →
Active
WILLIS, Charlotte Emily→
director · ~54y · appointed 2017-09-29
View their other companies + combined net worth →
Active
FLETCHER, James→
secretary · appointed 2011-06-29 · resigned 2017-09-29
Resigned
HERVEY BATHURST, Frederick William→
secretary · appointed 1996-12-12 · resigned 2011-06-01
Resigned
HIGHSTONE SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1996-12-11 · resigned 1996-12-12
Resigned
FAGAN, Christopher Tarleton Feltrim→
director · ~91y · appointed 2002-06-17 · resigned 2005-03-31
Resigned
GERWAT, Robert Jonathan→
director · ~63y · appointed 2016-06-07 · resigned 2020-04-20
Resigned
HERVEY BATHURST, Frederick William→
director · ~61y · appointed 1996-12-12 · resigned 2011-06-01
Resigned
MOSS, Peter William Kenneth→
director · ~79y · appointed 1996-12-12 · resigned 2019-09-19
Resigned
HIGHSTONE DIRECTORS LIMITED→
corporate-nominee-director · appointed 1996-12-11 · resigned 1996-12-12
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Barclays
Barclays Bank PLC
A registered charge1 property29/09/201705/08/2020
satisfied
The Rechabite Friendly Society
The Rechabite Friendly Society Limited
Rent deposit deed1 property28/01/199725/09/2017

Recent filings (108 total)

gazette-dissolved-voluntary
gazette · GAZ2(A)
2021-06-01
move-registers-to-registered-office-company-with-new-address
address · AD04
2021-05-17
move-registers-to-registered-office-company-with-new-address
address · AD04
2021-05-17
gazette-notice-voluntary
gazette · GAZ1(A)
2021-03-16
dissolution-application-strike-off-company
dissolution · DS01
2021-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-14
mortgage-satisfy-charge-full
mortgage · MR04
2020-08-05
termination-director-company-with-name-termination-date
officers · TM01
2020-04-23
termination-director-company-with-name-termination-date
officers · TM01
2020-04-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-03-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-12-09
accounts-with-accounts-type-full
accounts · AA
2019-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2018-12-11
change-person-director-company-with-change-date
officers · CH01
2018-12-03
accounts-with-accounts-type-full
accounts · AA
2018-08-31