J. & G. TWIST (RETAIL) LIMITED

🌳Matureactive
03290942 · ltd · incorporated 1996-12-12
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 28.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£720.2k
book net assets
Opportunity
82/100
Exceptional
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What this business does
Primary activity: Wholesale of household goods (other than musical instruments) n.e.c.
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 79-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 70/100. Strong seller-intent signal (83/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 4 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · oldest 28.9y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 28.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
80 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £720,225
Net assets shrinking
Down £34,303 YoY
Cash YoY
-7%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£262k
↓ 7.3% YoY
Net Worth
£720k
↓ 4.5% YoY
Current Assets
£887k
↓ 4.4% YoY
Current Liabilities
—
£0£186k£371k£557k£742k£928kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£750.4k£791.7k
Current assets£887.3k£928.0k
Cash£262.5k£283.1k
Debtors£55.8k£99.4k
Net assets£720.2k£754.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2025-12-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-10-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-01-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2021-12-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-01-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2019-11-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2018-11-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-05-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2018-05-31
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  11. 2018-05-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2017-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-12-23
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2015-12-16
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-11-15
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2001-03-26
    🔒
    Charge registered #4
    Lender: National Westminster Bank PLC
  17. 2000-08-17
    🔒
    Charge registered #3
    Lender: National Westminster Bank PLC
  18. 1998-03-10
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  19. 1997-09-22
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  20. 1996-12-13
    ➖
    BRITANNIA COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-secretary
  21. 1996-12-13
    ➖
    DEANSGATE COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-director
  22. 1996-12-12
    🏢
    Company incorporated
    As J. & G. TWIST (RETAIL) LIMITED
  23. 1996-12-12
    ➕
    TWIST, Jonathan George appointed
    secretary
  24. 1996-12-12
    ➕
    TWIST, George appointed
    director
  25. 1996-12-12
    ➕
    TWIST, Jonathan George appointed
    director
  26. 1996-12-12
    ➕
    BRITANNIA COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-secretary
  27. 1996-12-12
    ➕
    DEANSGATE COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-director

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "TWIST" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 79 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

George Twist (Wholesale) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
George Twist (Wholesale) Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
J. & G. TWIST (RETAIL) LIMITED
This company · 03290942

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
George Twist (Wholesale) Limited
Corporate entity
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1996-12-12
Jurisdictionengland-wales
Primary SIC46499 — Wholesale of household goods (other than musical instruments) n.e.c.

Registered office

Gee Tee's Leopold Street
Lamberhead Industrial Estate
Pemberton Wigan
Lancashire
WN5 8DH

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-21
Last: 2025-12-07

Officers (3 active · 2 resigned)

TWIST, Jonathan George→
secretary · appointed 1996-12-12
View their other companies + combined net worth →
Active
TWIST, George→
director · ~79y · appointed 1996-12-12
View their other companies + combined net worth →
Active
TWIST, Jonathan George→
director · ~52y · appointed 1996-12-12
View their other companies + combined net worth →
Active
BRITANNIA COMPANY FORMATIONS LIMITED→
corporate-nominee-secretary · appointed 1996-12-12 · resigned 1996-12-13
Resigned
DEANSGATE COMPANY FORMATIONS LIMITED→
corporate-nominee-director · appointed 1996-12-12 · resigned 1996-12-13
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property26/03/2001—
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property17/08/2000—
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property10/03/1998—
outstanding
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property22/09/1997—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (80 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-20
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-20
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-26
confirmation-statement-with-updates
confirmation-statement · CS01
2020-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2019-12-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-11-28
confirmation-statement-with-updates
confirmation-statement · CS01
2018-12-13