J K FRESH PRODUCE (WEST MIDLANDS) LIMITED

🌳Matureactive
03291814 · ltd · incorporated 1996-12-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£186.1k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: SIC 10840
Sector: Manufacturing
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 67/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

4 live charges · 3 lenders · oldest 26.3y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 26.3 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
8 officers (4 active, 8 linked, 3 with DOB)
78
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
89 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £186,135

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£186k
↑ 30% YoY
Current Assets
£262k
↑ 55% YoY
Current Liabilities
—
£0£52k£105k£157k£210k£262kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£562.6k£419.9k
Current assets£262.4k£169.1k
Debtors£187.5k£72.0k
Net assets£186.1k£142.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2025-09-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-05-05
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2023-05-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2023-05-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-05-02
    ➕
    NAHAR, Satveer Kumar appointed
    director
  7. 2022-12-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  8. 2022-08-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-05-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-03-28
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  12. 2019-03-28
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2019-03-28
    🔓
    Charge satisfied #5
  14. 2019-03-28
    🔓
    Charge satisfied #3
  15. 2019-03-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-09-24
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2018-09-24
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  18. 2018-07-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2018-07-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  20. 2018-06-07
    📄
    change-person-director-company-with-change-date
    officers · CH01
  21. 2017-06-26
    ➕
    PAL, Surinder appointed
    director
  22. 2011-08-23
    ➕
    NAHAR, Satveer Kumar appointed
    secretary
  23. 2010-05-28
    ➖
    PAL, Surinder resigned
    secretary
  24. 2008-04-08
    🔒
    Charge registered #5
    Lender: Davenham Trust PLC
  25. 2006-08-25
    🔒
    Charge registered #3
    Lender: Lombard North Central PLC
  26. 2006-06-17
    🔒
    Charge registered #2
    Lender: National Westminster Bank PLC
  27. 2000-03-17
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  28. 1998-03-05
    ➕
    PAL, Surinder appointed
    secretary
  29. 1998-03-04
    ➖
    CORNBOROUGH, Paul resigned
    secretary
  30. 1996-12-16
    ➕
    KAUR, Jogiro appointed
    director
  31. 1996-12-16
    ➕
    CORNBOROUGH, Paul appointed
    secretary
  32. 1996-12-16
    ➖
    BRITANNIA COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-secretary
  33. 1996-12-16
    ➖
    DEANSGATE COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-director
  34. 1996-12-13
    🏢
    Company incorporated
    As J K FRESH PRODUCE (WEST MIDLANDS) LIMITED
  35. 1996-12-13
    ➕
    BRITANNIA COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-secretary
  36. 1996-12-13
    ➕
    DEANSGATE COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 30 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

80/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • primary20+ year tenure: Director in role 30 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 30 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Satveer Kumar Nahar
Individual · British · DOB 11/1988 · age 38
25–50%
25–50%25-50% shares · 25-50% voting30/07/2018
Mr Surinder Pal
Individual · British · DOB 08/1961 · age 65
25–50%
25–50%25-50% shares · 25-50% voting01/07/2018
Mrs Jogiro Kaur
Individual · British · DOB 12/1958 · age 68
25–50%
—25-50% shares13/12/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1996-12-13
Jurisdictionengland-wales
Primary SIC10840 — SIC 10840

Registered office

Long Lane
Neachley
Shifnal
Shropshire
TF11 8PJ

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01

Officers (4 active · 4 resigned)

NAHAR, Satveer Kumar→
secretary · appointed 2011-08-23
View their other companies + combined net worth →
Active
KAUR, Jogiro→
director · ~68y · appointed 1996-12-16
View their other companies + combined net worth →
Active
NAHAR, Satveer Kumar→
director · ~38y · appointed 2023-05-02
View their other companies + combined net worth →
Active
PAL, Surinder→
director · ~65y · appointed 2017-06-26
View their other companies + combined net worth →
Active
CORNBOROUGH, Paul→
secretary · appointed 1996-12-16 · resigned 1998-03-04
Resigned
PAL, Surinder→
secretary · appointed 1998-03-05 · resigned 2010-05-28
Resigned
BRITANNIA COMPANY FORMATIONS LIMITED→
corporate-nominee-secretary · appointed 1996-12-13 · resigned 1996-12-16
Resigned
DEANSGATE COMPANY FORMATIONS LIMITED→
corporate-nominee-director · appointed 1996-12-13 · resigned 1996-12-16
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

4
Total charges
2
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
TypeProperties
satisfied
Davenham Trust
Davenham Trust PLC
Chattel mortgage1 property08/04/200828/03/2019
satisfied
Lombard North Central
Lombard North Central PLC
Chattel mortgage1 property25/08/200628/03/2019
outstanding
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property17/06/2006—
outstanding
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property17/03/2000—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (89 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-05-05
appoint-person-director-company-with-name-date
officers · AP01
2023-05-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-18
confirmation-statement-with-updates
confirmation-statement · CS01
2021-12-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-06