ALTERRA AT LLOYD'S LIMITED
🌳Matureactive
03304600 · ltd · incorporated 1997-01-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Why now
Window steady · low confidence
Steady and tidy — no seller pressure yet. Approach only if an angle opens.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 26.3y old — refinance window within 12 months
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 26.3y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 26.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 20/100 — clean.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
71 officers (3 active, 71 linked, 63 with DOB)
88
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
302 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (164 events)Click to expand
- 2025-11-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-31➕MCMELLIN, Andrew Neil appointeddirector
- 2025-10-31➖LINE, Nicholas James Stephen resigneddirector
- 2025-08-21📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-08-21📄legacyaccounts · PARENT_ACC
- 2025-08-21📄legacyother · GUARANTEE2
- 2025-08-21📄legacyother · AGREEMENT2
- 2024-08-19📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-08-19📄legacyaccounts · PARENT_ACC
- 2024-08-19📄legacyother · AGREEMENT2
- 2024-08-19📄legacyother · GUARANTEE2
- 2023-12-30📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-12-30📄legacyaccounts · PARENT_ACC
- 2023-12-30📄legacyother · AGREEMENT2
- 2023-12-30📄legacyother · GUARANTEE2
- 2023-12-11📄legacyaccounts · PARENT_ACC
- 2023-12-04📄legacyother · GUARANTEE2
- 2023-10-18📄legacyother · AGREEMENT2
- 2023-10-18📄legacyother · GUARANTEE2
- 2022-09-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-11-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-11-01➖STOVIN, William David resigneddirector
- 2020-08-01➕DAVIES, Andrew John appointeddirector
- 2020-07-31➖BARRETT, Simon Christopher resigneddirector
- 2019-12-03➕BARRETT, Simon Christopher appointeddirector
- 2019-12-03➖DAVIES, Andrew John resigneddirector
- 2019-10-01➕TEESDALE, Lara Simone appointedsecretary
- 2019-10-01➖BAILEY, Andrew John resignedsecretary
- 2018-01-01➕LINE, Nicholas James Stephen appointeddirector
- 2017-12-31➖BRAZIL, Jeremy William resigneddirector
- 2014-01-28➕BRAZIL, Jeremy William appointeddirector
- 2013-12-31➖PETZOLD, Matthew Andrew resigneddirector
- 2013-11-26🔓Charge satisfied #2
- 2013-09-30➖ARMFIELD, Paul Michael resignedsecretary
- 2013-09-30➕BAILEY, Andrew John appointedsecretary
- 2013-09-30➖BOYLAN, John Macartan resigneddirector
- 2013-09-30➖CARVEY, Trevor Godfrey resigneddirector
- 2013-09-30➖SMITH, Nigel Hugh Hamilton resigneddirector
- 2013-09-30➖WEST, Andrew Thomas resigneddirector
- 2013-08-31➖MONK, Joseph Charles resigneddirector
- 2013-07-31➖CONNELL, Kenneth Bruce resigneddirector
- 2013-07-31➖WERLE, Kevin Casey resigneddirector
- 2013-07-08➕STOVIN, William David appointeddirector
- 2013-07-01➕DAVIES, Andrew John appointeddirector
- 2013-06-30➖MULLAN, Adam Charles resigneddirector
- 2013-06-30➖ROBERTS, Joseph William resigneddirector
- 2013-06-03➖MINTON, Peter Andrew resigneddirector
- 2013-05-31➖BECKER, William Marston resigneddirector
- 2013-01-01➕CONNELL, Kenneth Bruce appointeddirector
Showing most recent 50 of 164 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Alterra Capital Uk Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Alterra Capital Uk Limited
Corporate parent · holds 75-100% shares · board control
⬇
ALTERRA AT LLOYD'S LIMITED
This company · 03304600
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Alterra Capital Uk Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AURORA UNDERWRITING (1997) LIMITED→ 03431418 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| AVALON INVESTMENT SERVICES (NOMINEES) LIMITED→ 03826842 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| AWE FINANCE LIMITED→ 11296999 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AXA GLOBAL HEALTHCARE (UK) LIMITED→ 03039521 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| AXI DIGITAL (UK) LIMITED→ 14613945 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AXIOMA EUROPE LTD→ 11447632 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AXIS MANAGING AGENCY LTD.→ 08702952 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| AXIS SPECIALTY FINANCE PLC→ 08831330 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AXPO UK TRADING LIMITED→ 06600992 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| AXXELTROVA LIMITED→ 10016621 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AXXELTROVA PARTNERS LIMITED→ 14421956 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AYA ASSET MANAGEMENT LTD→ 16576113 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-01-20
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
20 Fenchurch Street
London
EC3M 3AZ
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-29
Last: 2025-11-15
Officers (3 active · 68 resigned)
TEESDALE, Lara Simone→
Activesecretary · appointed 2019-10-01
View their other companies + combined net worth →
DAVIES, Andrew John→
Activedirector · ~60y · appointed 2020-08-01
View their other companies + combined net worth →
MCMELLIN, Andrew Neil→
Activedirector · ~60y · appointed 2025-10-31
View their other companies + combined net worth →
ARMFIELD, Paul Michael→
Resignedsecretary · appointed 2008-02-26 · resigned 2013-09-30
BAILEY, Andrew John→
Resignedsecretary · appointed 2013-09-30 · resigned 2019-10-01
BREMNER, Iain James→
Resignedsecretary · appointed 2001-01-01 · resigned 2002-08-01
PATTNI, Sarah→
Resignedsecretary · appointed 2002-08-01 · resigned 2009-02-09
PLUMPTRE, Jane Constance→
Resignedsecretary · appointed 1997-07-29 · resigned 2000-12-31
ALPHA SECRETARIAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-01-20 · resigned 1997-07-29
BAILEY, Stephen Richard Derrick→
Resigneddirector · ~71y · appointed 1997-07-29 · resigned 1999-09-21
BARRETT, Simon Christopher→
Resigneddirector · ~63y · appointed 2019-12-03 · resigned 2020-07-31
BECKER, William Marston→
Resigneddirector · ~74y · appointed 2008-11-06 · resigned 2013-05-31
BELL, Michael→
Resigneddirector · ~64y · appointed 2002-09-25 · resigned 2005-09-02
BERGER, John Robert→
Resigneddirector · ~74y · appointed 2010-08-25 · resigned 2011-08-01
BOYLAN, John Macartan→
Resigneddirector · ~65y · appointed 2008-11-06 · resigned 2013-09-30
BRAZIL, Jeremy William→
Resigneddirector · ~64y · appointed 2014-01-28 · resigned 2017-12-31
BREMNER, Iain James→
Resigneddirector · ~62y · appointed 2001-01-01 · resigned 2009-10-31
BRINTON, David Harry→
Resigneddirector · ~73y · appointed 1997-11-17 · resigned 1999-06-08
BRITTEN, Norman Walter→
Resigneddirector · ~74y · appointed 1999-03-09 · resigned 1999-12-22
CARVEY, Trevor Godfrey→
Resigneddirector · ~64y · appointed 2011-09-19 · resigned 2013-09-30
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Xl Services UK Xl Services UK Limited | Rent security deposit deed | 1 property | 05/03/2008 | 26/11/2013 | |
| satisfied | The City of London Real Property Company The City of London Real Property Company Limited | Deed of rent deposit | 1 property | 05/04/2000 | 15/12/2005 |
Recent filings (302 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
appoint-person-director-company-with-name-date
officers · AP01
2025-11-07
termination-director-company-with-name-termination-date
officers · TM01
2025-11-07
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-08-21
legacy
accounts · PARENT_ACC
2025-08-21
legacy
other · GUARANTEE2
2025-08-21
legacy
other · AGREEMENT2
2025-08-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-18
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-08-19
legacy
accounts · PARENT_ACC
2024-08-19
legacy
other · AGREEMENT2
2024-08-19
legacy
other · GUARANTEE2
2024-08-19
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2023-12-30
legacy
accounts · PARENT_ACC
2023-12-30
legacy
other · AGREEMENT2
2023-12-30