N H FINANCE LIMITED
🌳Matureactive
03361399 · ltd · incorporated 1997-04-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 27.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company with a 93-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 93). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
8 live charges · 2 lenders · oldest 27.4y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 27.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
12 officers (4 active, 12 linked, 6 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
160 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (54 events)Click to expand
- 2026-01-07📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2026-01-07📄legacyaccounts · PARENT_ACC
- 2025-12-09📄legacyother · GUARANTEE2
- 2025-12-09📄legacyother · AGREEMENT2
- 2024-11-26📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-26📄legacyaccounts · PARENT_ACC
- 2024-11-26📄legacyother · AGREEMENT2
- 2024-11-26📄legacyother · GUARANTEE2
- 2024-03-28📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-03-28📄legacyaccounts · PARENT_ACC
- 2024-03-28📄legacyother · AGREEMENT2
- 2024-03-28📄legacyother · GUARANTEE2
- 2023-11-15📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-11-15📄legacyaccounts · PARENT_ACC
- 2023-11-15📄legacyother · GUARANTEE2
- 2023-11-15📄legacyother · AGREEMENT2
- 2022-04-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-04-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-05📄legacyaccounts · PARENT_ACC
- 2022-04-05📄legacyother · GUARANTEE2
- 2022-03-31➖PERAHIA, Benjamin Daniel resigneddirector
- 2018-09-03➕PERAHIA, Naomi Anita Gina Norma appointeddirector
- 2018-04-29➖SHOHET, Saleh Haron resigneddirector
- 2017-10-04➖SAMUELS, Adam Bernard Andrew resignedsecretary
- 2016-05-17🔓Charge satisfied #6
- 2016-05-17🔓Charge satisfied #5
- 2016-05-17🔓Charge satisfied #4
- 2016-05-17🔓Charge satisfied #3
- 2016-05-17🔓Charge satisfied #1
- 2011-10-19➕PERAHIA, Benjamin Daniel appointeddirector
- 2009-05-06➕ROSS, Derek George appointedsecretary
- 2008-05-06🔒Charge registered #8Lender: American Express Bank LTD
- 2007-08-14➕SHOHET, David appointeddirector
- 2006-08-30🔒Charge registered #7Lender: American Express Bank LTD
- 2004-01-22➖SHOHET, Edward resigneddirector
- 2003-07-31🔒Charge registered #6Lender: Barclays Bank PLC
- 2001-12-17🔒Charge registered #5Lender: Barclays Bank PLC
- 2001-12-17🔒Charge registered #4Lender: Barclays Bank PLC
- 2001-12-17🔒Charge registered #3Lender: Barclays Bank PLC
- 1999-05-04🔒Charge registered #2Lender: American Express Bank LTD
- 1999-02-17🔒Charge registered #1Lender: Barclays Bank PLC
- 1998-10-22➕SHOHET, Meir Miro appointeddirector
- 1997-08-21➕SAMUELS, Adam Bernard Andrew appointedsecretary
- 1997-08-21➖BRECHIN PLACE SECRETARIES LIMITED resignedcorporate-secretary
- 1997-08-21➕SHOHET, Edward appointeddirector
- 1997-08-21➕SHOHET, Saleh Haron appointeddirector
- 1997-08-21➖BRECHIN PLACE DIRECTORS LIMITED resignedcorporate-director
- 1997-04-28🏢Company incorporatedAs N H FINANCE LIMITED
- 1997-04-28➕BRECHIN PLACE SECRETARIES LIMITED appointedcorporate-secretary
- 1997-04-28➕LONDON LAW SECRETARIAL LIMITED appointedcorporate-nominee-secretary
Showing most recent 50 of 54 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 93 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 93 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Dukeminster Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Dukeminster Limited
Corporate parent · holds 75-100% shares · board control
⬇
N H FINANCE LIMITED
This company · 03361399
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dukeminster Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A.D SCAFFOLDING LTD→ 12193575 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A.D.W DEVELOPMENT SOLUTIONS LTD→ 14860891 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABODE SENIOR LIVING LIMITED→ 11686778 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACORN TO OAK PROPERTY DEVELOPMENT LTD→ 16774955 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACQ CONSTRUCTIONS LTD→ 16862067 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| ADD DETAIL LTD→ 08991953 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ADECON DESIGN & BUILD LTD→ 11977913 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADELAIDE HOUSE DEVELOPMENTS LIMITED→ 13930401 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ADELAIDE WHARF MANAGEMENT LIMITED→ 05054113 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-04-28
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
100 Wigmore Street
2nd Floor
London
W1U 3RN
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-05-12
Last: 2026-04-28
Officers (4 active · 8 resigned)
ROSS, Derek George→
Activesecretary · appointed 2009-05-06
View their other companies + combined net worth →
PERAHIA, Naomi Anita Gina Norma→
Activedirector · ~71y · appointed 2018-09-03
View their other companies + combined net worth →
SHOHET, David→
Activedirector · ~93y · appointed 2007-08-14
View their other companies + combined net worth →
SHOHET, Meir Miro→
Activedirector · ~64y · appointed 1998-10-22
View their other companies + combined net worth →
SAMUELS, Adam Bernard Andrew→
Resignedsecretary · appointed 1997-08-21 · resigned 2017-10-04
BRECHIN PLACE SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 1997-04-28 · resigned 1997-08-21
LONDON LAW SECRETARIAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-04-28 · resigned 1997-04-28
PERAHIA, Benjamin Daniel→
Resigneddirector · ~43y · appointed 2011-10-19 · resigned 2022-03-31
SHOHET, Edward→
Resigneddirector · ~101y · appointed 1997-08-21 · resigned 2004-01-22
SHOHET, Saleh Haron→
Resigneddirector · ~97y · appointed 1997-08-21 · resigned 2018-04-29
BRECHIN PLACE DIRECTORS LIMITED→
Resignedcorporate-director · appointed 1997-04-28 · resigned 1997-08-21
LONDON LAW SERVICES LIMITED→
Resignedcorporate-nominee-director · appointed 1997-04-28 · resigned 1997-04-28
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
3
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | American Express Bank American Express Bank LTD | Private bank security terms | 1 property | 06/05/2008 | — | |
| outstanding | American Express Bank American Express Bank LTD | Floating charge | 2 properties | 30/08/2006 | — | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 1 property | 31/07/2003 | 17/05/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 2 properties | 17/12/2001 | 17/05/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 2 properties | 17/12/2001 | 17/05/2016 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 2 properties | 17/12/2001 | 17/05/2016 | |
| outstanding | American Express Bank American Express Bank LTD | Conditions for multi account clients | 2 properties | 04/05/1999 | — | |
| satisfied | Barclays Barclays Bank PLC | Floating charge | 1 property | 17/02/1999 | 17/05/2016 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (160 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-19
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2026-01-07
legacy
accounts · PARENT_ACC
2026-01-07
legacy
other · GUARANTEE2
2025-12-09
legacy
other · AGREEMENT2
2025-12-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-18
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-11-26
legacy
accounts · PARENT_ACC
2024-11-26
legacy
other · AGREEMENT2
2024-11-26
legacy
other · GUARANTEE2
2024-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-04
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-03-28
legacy
accounts · PARENT_ACC
2024-03-28
legacy
other · AGREEMENT2
2024-03-28
legacy
other · GUARANTEE2
2024-03-28