FLORA-TEC LIMITED
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
5 live charges · 4 lenders · oldest 24.7y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 24.7 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
1 year extracted from filed iXBRL accountsFinancials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 |
|---|---|
| Average employees | 8900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
- • 1 accounts
Corporate timeline (67 events)Click to expand
- 2026-05-20📄accounts-with-accounts-type-smallaccounts · AA
- 2025-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-10-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-31📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-20📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-20📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-20📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-20📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-20📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-25📄memorandum-articlesincorporation · MA
- 2025-07-25📄resolutionresolution · RESOLUTIONS
- 2025-07-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-18🔒Charge registered #5Lender: Glas Trust Corporation Limited as Security Agent
- 2025-07-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-15🔓Charge satisfied #3
- 2025-07-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-11🔓Charge satisfied #4
- 2025-06-19📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-06-10📄capital-allotment-sharescapital · SH01
- 2025-06-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-06-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-06➕PETSCH, Jason Matthew appointeddirector
- 2025-06-06➕SMEATON, Richard Paul appointeddirector
- 2025-06-06➖BRADLEY, Sally Jane resigneddirector
- 2023-10-23➖LAWES, John Paul Frederick resigneddirector
- 2022-12-09🔒Charge registered #4Lender: Rbs Invoice Finance LTD
- 2022-09-06➖BRADLEY, Andrew Martin, Mr. resignedsecretary
- 2022-09-06➕LAWES, John Paul Frederick appointeddirector
- 2022-04-25➖BRIGHTMAN, Andrew Mark James, Mr. resigneddirector
- 2021-07-01➕RICHARDSON, Kirsty Jayne appointeddirector
- 2021-07-01➕BRIGHTMAN, Andrew Mark James, Mr. appointeddirector
- 2012-11-16➖PHILLIPS, Steven Neil resigneddirector
- 2010-05-31➖LOCKYER, Nina Rose resigneddirector
- 2009-05-02🔓Charge satisfied #2
- 2009-05-02🔓Charge satisfied #1
- 2009-05-01🔒Charge registered #3Lender: National Westminster Bank PLC
- 2008-07-09🔒Charge registered #2Lender: Barclays Bank PLC
- 2008-03-12➕BRADLEY, Andrew Martin, Mr. appointedsecretary
- 2008-03-12➖UNWIN, David Charles William resignedsecretary
- 2008-03-12➖UNWIN, David Charles William resigneddirector
- 2008-02-14➕BRADLEY, Sally Jane appointeddirector
- 2008-02-14➕PHILLIPS, Steven Neil appointeddirector
- 2005-03-31➕UNWIN, David Charles William appointedsecretary
- 2005-03-02➖HOBBS, Stephen Derek resignedsecretary
- 2004-08-09➖TAYLOR, Mark Andrew resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Outco Bidco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Outco Bidco Limited Corporate entity | 75–100% | 25–50% | board control75-100% shares · 75-100% voting · board control | 06/06/2025 |
2 historic (ceased) PSCs
- Mr. Andrew Martin Bradleyceased 06/06/2025· 25-50% shares · 25-50% voting
- Mrs Sally Jane Bradleyceased 06/06/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 5STARSOURCING LTD→ 16121782 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A.B.WALKER & SON LIMITED→ 00520298 · est 1953 · no financials extracted | — | — | — | — | 72y | — | — |
| AA APEX LTD→ 16334178 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AA CLEANING LIMITED→ 16972072 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AA FIRST LIMITED→ 02820728 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| AA TRAVELS LIMITED→ 08897522 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| AA VENTURE LAB LIMITED→ 11444381 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AAF CLEANING SERVICES LIMITED→ 14099640 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
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| AB AUTOMATION LIMITED→ 07600365 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| AB GROUP FINANCIAL SERVICES LIMITED→ 02059740 · est 1986 · no financials extracted | — | — | — | — | 39y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 15 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Glas Trust Corporation as Security Agent Glas Trust Corporation Limited as Security Agent | A registered charge | 1 property | 18/07/2025 | — | |
| satisfied | NatWest Group Rbs Invoice Finance LTD | A registered charge | — | 09/12/2022 | 11/07/2025 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 01/05/2009 | 15/07/2025 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 09/07/2008 | 02/05/2009 | |
| satisfied | Barclays Barclays Bank PLC | Guarantee & debenture | 1 property | 28/09/2001 | 02/05/2009 |