ACORN FINANCIAL CONSULTANCY LIMITED

🌳Matureactive
03385831 · ltd · incorporated 1997-06-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Security dealing on own account
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 70229Management consultancy activities other than financial management
  • 82990Other business support service activities n.e.c.
Investor take
Pursue
Active trading company with a 71-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (83/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Jun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
5
filings
  • • 2 capital
  • • 1 accounts
  • • 1 resolution
Last 180 days
5
filings
  • • 2 capital
  • • 1 accounts
  • • 1 resolution
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2026-03-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2026-02-28
    📄
    resolution
    resolution · RESOLUTIONS
  3. 2026-02-28
    📄
    memorandum-articles
    incorporation · MA
  4. 2026-02-26
    📄
    capital-name-of-class-of-shares
    capital · SH08
  5. 2026-02-26
    📄
    capital-variation-of-rights-attached-to-shares
    capital · SH10
  6. 2025-03-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2024-03-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-02-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2022-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2021-04-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2020-03-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2020-03-26
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2020-03-24
    ➖
    PANDYA, Rajiv Kishor resigned
    director
  14. 2019-03-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2018-03-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2017-06-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  17. 2002-01-01
    ➕
    PANDYA, Rajiv Kishor appointed
    director
  18. 1997-06-12
    🏢
    Company incorporated
    As ACORN FINANCIAL CONSULTANCY LIMITED
  19. 1997-06-12
    ➕
    PANDYA, Sudha Kishor appointed
    secretary
  20. 1997-06-12
    ➕
    PANDYA, Kishor Kantilal appointed
    director
  21. 1997-06-12
    ➕
    PANDYA, Sudha Kishor appointed
    director
  22. 1997-06-12
    ➕
    BRITANNIA COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-secretary
  23. 1997-06-12
    ➖
    BRITANNIA COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-secretary
  24. 1997-06-12
    ➕
    DEANSGATE COMPANY FORMATIONS LIMITED appointed
    corporate-nominee-director
  25. 1997-06-12
    ➖
    DEANSGATE COMPANY FORMATIONS LIMITED resigned
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Rajiv Kishor Pandya
Individual · British · DOB 11/1982 · age 44
25–50%
—25-50% shares01/07/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1997-06-12
Jurisdictionengland-wales
Primary SIC64991 — Security dealing on own account

Registered office

Bramlings
32 Fulmer Drive
Gerrards Cross
Buckinghamshire
SL9 7HL

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-02
Last: 2025-06-18

Officers (3 active · 3 resigned)

PANDYA, Sudha Kishor→
secretary · appointed 1997-06-12
View their other companies + combined net worth →
Active
PANDYA, Kishor Kantilal→
director · ~71y · appointed 1997-06-12
View their other companies + combined net worth →
Active
PANDYA, Sudha Kishor→
director · ~69y · appointed 1997-06-12
View their other companies + combined net worth →
Active
BRITANNIA COMPANY FORMATIONS LIMITED→
corporate-nominee-secretary · appointed 1997-06-12 · resigned 1997-06-12
Resigned
PANDYA, Rajiv Kishor→
director · ~44y · appointed 2002-01-01 · resigned 2020-03-24
Resigned
DEANSGATE COMPANY FORMATIONS LIMITED→
corporate-nominee-director · appointed 1997-06-12 · resigned 1997-06-12
Resigned

Click a director name to see their full track record across all companies.

Recent filings (81 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-13
resolution
resolution · RESOLUTIONS
2026-02-28
memorandum-articles
incorporation · MA
2026-02-28
capital-name-of-class-of-shares
capital · SH08
2026-02-26
capital-variation-of-rights-attached-to-shares
capital · SH10
2026-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-13
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-15
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-16
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-15