LLOYD BOLAM INSURANCE BROKERS LTD
🌳Matureactive
03391748 · ltd · incorporated 1997-06-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 28.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 60-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (65/100, director aged 60). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 28.0y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 28.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
16 officers (3 active, 16 linked, 10 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
136 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 officers
Last 180 days
1
filing
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (56 events)Click to expand
- 2026-04-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-28➖COSTER, Marc resigneddirector
- 2025-10-29📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-29📄legacyaccounts · PARENT_ACC
- 2025-10-29📄legacyother · AGREEMENT2
- 2025-10-29📄legacyother · GUARANTEE2
- 2025-10-13📄legacyother · GUARANTEE2
- 2025-08-15📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-08-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-31➕PEEL, Alistair Charles appointedsecretary
- 2025-07-31➖POWELL, Eliot James resigneddirector
- 2025-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-04➕COSTER, Marc appointeddirector
- 2025-03-04➖SEED, Craig Arthur resigneddirector
- 2025-03-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-01-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-20➕POWELL, Eliot James appointeddirector
- 2024-09-30📄accounts-with-accounts-type-smallaccounts · AA
- 2023-09-18📄capital-name-of-class-of-sharescapital · SH08
- 2023-09-18📄resolutionresolution · RESOLUTIONS
- 2023-09-18📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-09-18📄memorandum-articlesincorporation · MA
- 2023-07-27📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-02-06📄capital-name-of-class-of-sharescapital · SH08
- 2023-02-06📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-02-03📄statement-of-companys-objectschange-of-constitution · CC04
- 2023-01-24📄memorandum-articlesincorporation · MA
- 2023-01-10➕BLAND, Simon Christopher appointeddirector
- 2023-01-10➕PAGE, John David appointeddirector
- 2023-01-10➖GILBODY, Andrew Charles resignedsecretary
- 2023-01-10➖BOLAM, Simon James resigneddirector
- 2023-01-10➖GILBODY, Andrew Charles resigneddirector
- 2023-01-10➖GREGORY, Matthew Michael Daren resigneddirector
- 2023-01-10➕SEED, Craig Arthur appointeddirector
- 2022-09-24🔓Charge satisfied #2
- 2022-03-07➕GREGORY, Matthew Michael Daren appointeddirector
- 2017-01-23➖BOLAM, Eric resigneddirector
- 2017-01-23➕GILBODY, Andrew Charles appointeddirector
- 2012-05-31🔒Charge registered #2Lender: Svenska Handelsbanken Ab (Publ)
- 2012-02-11🔓Charge satisfied #1
- 2006-04-20➕BOLAM, Eric appointeddirector
- 2006-04-20➖LLOYD, Jonathan David, Dr resigneddirector
- 2006-04-18➖BOLAM, Simon James resignedsecretary
- 2006-04-18➕GILBODY, Andrew Charles appointedsecretary
- 2000-04-10➕BOLAM, Simon James appointedsecretary
- 2000-04-10➖LLOYD, Gillian resignedsecretary
- 1998-05-14🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1997-09-24➕BOLAM, Simon James appointeddirector
- 1997-06-27➕LLOYD, Gillian appointedsecretary
Showing most recent 50 of 56 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: COSTER, Marc resigned 2026-02-28; POWELL, Eliot James resigned 2025-07-31
Group structure
Dr & P Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Dr & P Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
LLOYD BOLAM INSURANCE BROKERS LTD
This company · 03391748
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr & P Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/01/2023 |
1 historic (ceased) PSC
- Mr Simon Bolamceased 10/01/2023· 75-100% shares · 75-100% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABSTRADE LTD→ 13455337 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADJUSTING LIMITED→ 11568522 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANDERSON BROOKES BUSINESS FINANCE LTD→ 11844490 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ARENA INVESTMENT MANAGEMENT LIMITED→ 00666518 · est 1960 · no financials extracted | — | — | — | — | 65y | — | — |
| BEST FINANCIAL SERVICES LIMITED→ 10559308 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BEYOND ARC LTD→ 16813460 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BP05 LIMITED→ 15506999 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BRICKS VENTURES LTD→ 16095167 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BROOKS FINANCIAL CONSULTANCY LTD→ 07356592 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CAMBRIDGE INVESTMENTS LIMITED→ 01370458 · est 1978 · no financials extracted | — | — | — | — | 47y | — | — |
| CAMFX TRADING LTD→ 13267061 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CAPITAL FUNDING SOLUTIONS LIMITED→ 06658603 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-06-25
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
Chancery House
Slaidburn Crescent
Southport
Merseyside
PR9 9YF
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-04
Last: 2025-09-20
Officers (3 active · 13 resigned)
PEEL, Alistair Charles→
Activesecretary · appointed 2025-07-31
View their other companies + combined net worth →
BLAND, Simon Christopher→
Activedirector · ~60y · appointed 2023-01-10
View their other companies + combined net worth →
PAGE, John David→
Activedirector · ~60y · appointed 2023-01-10
View their other companies + combined net worth →
BOLAM, Simon James→
Resignedsecretary · appointed 2000-04-10 · resigned 2006-04-18
GILBODY, Andrew Charles→
Resignedsecretary · appointed 2006-04-18 · resigned 2023-01-10
LLOYD, Gillian→
Resignedsecretary · appointed 1997-06-27 · resigned 2000-04-10
ASHBURTON REGISTRARS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-06-25 · resigned 1997-06-27
BOLAM, Eric→
Resigneddirector · ~86y · appointed 2006-04-20 · resigned 2017-01-23
BOLAM, Simon James→
Resigneddirector · ~57y · appointed 1997-09-24 · resigned 2023-01-10
COSTER, Marc→
Resigneddirector · ~48y · appointed 2025-03-04 · resigned 2026-02-28
GILBODY, Andrew Charles→
Resigneddirector · ~64y · appointed 2017-01-23 · resigned 2023-01-10
GREGORY, Matthew Michael Daren→
Resigneddirector · ~35y · appointed 2022-03-07 · resigned 2023-01-10
LLOYD, Jonathan David, Dr→
Resigneddirector · ~62y · appointed 1997-06-27 · resigned 2006-04-20
POWELL, Eliot James→
Resigneddirector · ~55y · appointed 2024-12-20 · resigned 2025-07-31
SEED, Craig Arthur→
Resigneddirector · ~56y · appointed 2023-01-10 · resigned 2025-03-04
AR NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 1997-06-25 · resigned 1997-06-27
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Svenska Handelsbanken Ab (Publ) | Mortgage debenture | 1 property | 31/05/2012 | 24/09/2022 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 14/05/1998 | 11/02/2012 |
Recent filings (136 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-04-01
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-29
legacy
accounts · PARENT_ACC
2025-10-29
legacy
other · AGREEMENT2
2025-10-29
legacy
other · GUARANTEE2
2025-10-29
legacy
other · GUARANTEE2
2025-10-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-22
appoint-person-secretary-company-with-name-date
officers · AP03
2025-08-15
termination-director-company-with-name-termination-date
officers · TM01
2025-08-14
change-person-director-company-with-change-date
officers · CH01
2025-03-18
termination-director-company-with-name-termination-date
officers · TM01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-03-04
appoint-person-director-company-with-name-date
officers · AP01
2025-01-15
accounts-with-accounts-type-small
accounts · AA
2024-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-27