GIRAFFE CONCEPTS LIMITED
🌳Matureactive
03442265 · ltd · incorporated 1997-09-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
61/100
Worth a look
What this business does
Primary activity: Licenced restaurants
Sector: Accommodation & food service
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 61/100 (worth a look), bankability 42/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (45/100).
🏦
Refinance opportunity
39 live charges · 6 lenders · oldest 26.2y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 26.2 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 65/100 (specialist).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
39 charges (39/39 with lender, 39/39 with type)
90
Directors & officers
40 officers (2 active, 40 linked, 34 with DOB)
87
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
323 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
61/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
50
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
61
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 officers
- • 1 mortgage
Last 180 days
5
filings
- • 4 officers
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (175 events)Click to expand
- 2026-03-06➕FINLAY, Megan Jo appointeddirector
- 2026-03-06➖SAYER, David Paul resigneddirector
- 2026-03-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-18🔒Charge registered #39Lender: National Westminster Bank PLC (As Security Agent)
- 2026-01-22➕PIGOTT, Richard appointeddirector
- 2026-01-22➖LEIHAL, Satnam Singh resigneddirector
- 2026-01-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-01-22📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-26📄accounts-with-accounts-type-fullaccounts · AA
- 2025-07-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-18🔒Charge registered #38Lender: National Westminster Bank PLC (As Security Agent)
- 2024-10-01📄accounts-with-accounts-type-fullaccounts · AA
- 2024-09-29📄memorandum-articlesincorporation · MA
- 2024-09-12📄resolutionresolution · RESOLUTIONS
- 2024-09-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-11🔓Charge satisfied #35
- 2024-09-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-30🔒Charge registered #37Lender: National Westminster Bank PLC as Security Agent
- 2024-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-07-24🔓Charge satisfied #36
- 2024-01-04📄accounts-with-accounts-type-fullaccounts · AA
- 2023-09-26📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-04-11📄accounts-with-accounts-type-fullaccounts · AA
- 2022-12-28📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2022-12-16➖CURLE, Tolla Joanne resigneddirector
- 2022-12-16➕SAYER, David Paul appointeddirector
- 2022-12-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-06-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-04-20➖MCILWEE, Laurence Patrick resigneddirector
- 2020-04-15➖D'CRUZ, Simon Nicholas resigneddirector
- 2020-01-27➖CROWLEY, Tom resigneddirector
- 2020-01-27➕LEIHAL, Satnam Singh appointeddirector
- 2019-08-06➕CURLE, Tolla Joanne appointeddirector
- 2019-08-04➖HENDERSON, Stephen resigneddirector
- 2019-02-28🔒Charge registered #36Lender: Amber Rei Holdings Limited
- 2018-08-14➖EDWARDS, Graham Mark resigneddirector
- 2018-01-30➕D'CRUZ, Simon Nicholas appointeddirector
- 2018-01-19➖FRANKLIN, William James resigneddirector
- 2017-05-23➖MASTERS, Michael Anthony resigneddirector
- 2017-05-23➕MCILWEE, Laurence Patrick appointeddirector
- 2016-09-09🔒Charge registered #35Lender: Hsbc Bank PLC
- 2016-06-10➖TESCO SECRETARIES LIMITED resignedcorporate-secretary
- 2016-06-10➕EDWARDS, Graham Mark appointeddirector
- 2016-06-10➖FOWLE, Adam Peter resigneddirector
- 2016-06-10➕HENDERSON, Stephen appointeddirector
- 2016-06-10➕MASTERS, Michael Anthony appointeddirector
Showing most recent 50 of 175 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
3 med ·Has insolvency history
mediumCompanies House flags prior insolvency events. Review the insolvency filings for context.
2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: LEIHAL, Satnam Singh resigned 2026-01-22; SAYER, David Paul resigned 2026-03-06
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Boparan Restaurants Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Boparan Restaurants Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
GIRAFFE CONCEPTS LIMITED
This company · 03442265
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Boparan Restaurants Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/06/2016 |
3 historic (ceased) PSCs
- Mrs Baljinder Kaur Boparanceased 14/06/2022· 25-50% shares · 25-50% voting · board control
- Mr Ranjit Singh Boparanceased 14/06/2022· 25-50% shares · 25-50% voting · board control
- Invest Co 1 Ltdceased 14/06/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 OLDBURY LTD→ 07648590 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 1 SPLASH POMEGRANATE JUICE LTD→ 17083282 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 1 STOP CHOP LTD→ 11885688 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 1 STOP SMASH LTD→ 16569427 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 100 DEGREES SKEWER MUSIC BAR LIMITED→ 16450826 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1000 TRADES CATERING LTD→ 15609884 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 1000 TRADES ON THE PARK LTD→ 15609235 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 11 SPOT LTD→ 14705822 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 112GW NAILSEA LIMITED→ 15145332 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1151 CATERING SERVICES LTD→ 15861479 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 123 PIZZA LTD→ 16582600 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 123 RESTAURANT LTD→ 12457902 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-09-30
Jurisdictionengland-wales
Primary SIC56101 — Licenced restaurants
Registered office
Colmore Court
9 Colmore Row
Birmingham
West Midlands
B3 2BJ
United Kingdom
Filing status
Accounts
Next due: 2026-09-27
Last made up to: 2024-12-29
Confirmation statement
Next due: 2026-07-14
Last: 2025-06-30
Officers (2 active · 38 resigned)
FINLAY, Megan Jo→
Activedirector · ~41y · appointed 2026-03-06
View their other companies + combined net worth →
PIGOTT, Richard→
Activedirector · ~44y · appointed 2026-01-22
View their other companies + combined net worth →
JOFFE, Juliette→
Resignedsecretary · appointed 1998-06-04 · resigned 2013-03-13
O'CONNOR, Claudine Elaine→
Resignedsecretary · appointed 2013-03-13 · resigned 2013-10-15
WELDON, Philip→
Resignedsecretary · appointed 1997-09-30 · resigned 1998-06-04
HALLMARK SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-09-30 · resigned 1997-09-30
TESCO SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2013-10-15 · resigned 2016-06-10
BEJERANO, Abraham→
Resigneddirector · ~79y · appointed 2001-09-06 · resigned 2006-10-20
BRETT, Paul→
Resigneddirector · ~82y · appointed 2001-09-06 · resigned 2006-10-20
CROWLEY, Tom→
Resigneddirector · ~53y · appointed 2016-01-13 · resigned 2020-01-27
CURLE, Tolla Joanne→
Resigneddirector · ~50y · appointed 2019-08-06 · resigned 2022-12-16
D'CRUZ, Simon Nicholas→
Resigneddirector · ~51y · appointed 2018-01-30 · resigned 2020-04-15
EDWARDS, Graham Mark→
Resigneddirector · ~56y · appointed 2016-06-10 · resigned 2018-08-14
EDWARDS, Graham Mark→
Resigneddirector · ~56y · appointed 2016-06-06 · resigned 2016-06-06
ELDRIDGE, Ian→
Resigneddirector · ~68y · appointed 2004-03-24 · resigned 2006-10-20
FOWLE, Adam Peter→
Resigneddirector · ~67y · appointed 2016-01-13 · resigned 2016-06-10
FRANKLIN, William James→
Resigneddirector · ~54y · appointed 2014-09-24 · resigned 2018-01-19
GELBER, David→
Resigneddirector · ~79y · appointed 2001-04-30 · resigned 2006-10-20
GRIMBLE, Scilla→
Resigneddirector · ~53y · appointed 2013-03-13 · resigned 2016-01-13
HENDERSON, Stephen→
Resigneddirector · ~69y · appointed 2016-06-10 · resigned 2019-08-04
Click a director name to see their full track record across all companies.
Mortgages & charges
39
Total charges
3
Outstanding
2
Active lenders
Status:Lender:39 of 39 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank (As Security Agent) National Westminster Bank PLC (As Security Agent) | A registered charge | — | 18/02/2026 | — | |
| outstanding | National Westminster Bank (As Security Agent) National Westminster Bank PLC (As Security Agent) | A registered charge | — | 18/07/2025 | — | |
| outstanding | National Westminster Bank as Security Agent National Westminster Bank PLC as Security Agent | A registered charge | — | 30/08/2024 | — | |
| satisfied | Amber Rei Holdings Amber Rei Holdings Limited | A registered charge | — | 28/02/2019 | 24/07/2024 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 09/09/2016 | 11/09/2024 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 16/07/2012 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 16/07/2012 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 04/05/2011 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 03/05/2011 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 06/04/2011 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 04/01/2011 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 04/01/2011 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 08/11/2010 | 04/01/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 28/09/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 18/06/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 03/06/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 02/06/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 25/05/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 25/05/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 25/05/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 25/05/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 03/03/2010 | 14/09/2011 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 03/03/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 03/03/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 19/01/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 2 properties | 19/01/2010 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 17/12/2009 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 07/01/2008 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 07/01/2008 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 07/01/2008 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 07/01/2008 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 28/04/2006 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 01/11/2005 | 04/01/2013 | |
| satisfied | Kropifko Properties Kropifko Properties Limited | Rent deposit deed | 1 property | 20/01/2004 | 04/01/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 20/01/2004 | 05/04/2013 | |
| satisfied | City Centre Restaurants (UK) City Centre Restaurants (UK) Limited | Rent deposit | 1 property | 09/12/2002 | 04/01/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 05/07/2002 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 05/07/2002 | 05/04/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 28/02/2000 | 05/04/2013 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (323 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-03-06
termination-director-company-with-name-termination-date
officers · TM01
2026-03-06
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-25
appoint-person-director-company-with-name-date
officers · AP01
2026-01-22
termination-director-company-with-name-termination-date
officers · TM01
2026-01-22
accounts-with-accounts-type-full
accounts · AA
2025-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-25
accounts-with-accounts-type-full
accounts · AA
2024-10-01
memorandum-articles
incorporation · MA
2024-09-29
resolution
resolution · RESOLUTIONS
2024-09-12
mortgage-satisfy-charge-full
mortgage · MR04
2024-09-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-06
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-11