ARDALE INTERNATIONAL LIMITED
- 46900Non-specialised wholesale trade
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (70/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
15 live charges · 7 lenders · oldest 28.4y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 28.4 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £13.80M | £9.37M |
| Current assets | £17.91M | £12.92M |
| Cash | £8.61M | £4.19M |
| Debtors | £6.03M | £5.41M |
| Net assets | £13.78M | £9.36M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (60 events)Click to expand
- 2025-08-21📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-21🔓Charge satisfied #14
- 2025-08-18📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-10-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-10-22🔓Charge satisfied #15
- 2024-10-22🔓Charge satisfied #11
- 2024-09-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-09-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-16📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-09-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-09-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-09-16📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-09-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-30📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-02📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-02-12🔒Charge registered #15Lender: Hsbc UK Bank PLC
- 2023-08-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-13📄accounts-with-accounts-type-fullaccounts · AA
- 2021-08-11📄accounts-with-accounts-type-fullaccounts · AA
- 2021-01-19🔓Charge satisfied #10
- 2021-01-19🔓Charge satisfied #9
- 2020-03-09🔒Charge registered #14Lender: Hsbc UK Bank PLC
- 2019-11-12🔒Charge registered #13Lender: Hsbc UK Bank PLC
- 2019-11-12🔒Charge registered #12Lender: Hsbc UK Bank PLC
- 2019-11-12🔒Charge registered #11Lender: Hsbc Invoice Finance (UK) LTD
- 2017-01-19🔒Charge registered #10Lender: Barclays Bank PLC
- 2012-05-10🔓Charge satisfied #7
- 2009-11-19🔓Charge satisfied #6
- 2009-11-19🔓Charge satisfied #4
- 2009-11-19🔓Charge satisfied #1
- 2009-09-30🔒Charge registered #9Lender: Barclays Bank PLC
- 2009-09-18🔓Charge satisfied #5
- 2008-04-12🔓Charge satisfied #8
- 2008-02-13🔒Charge registered #8Lender: Clydesdale Bank PLC
- 2008-01-23🔒Charge registered #7Lender: Lloyds Tsb Commercial Finance Limited
- 2006-12-01➕FARMER, Darren appointeddirector
- 2005-03-07➕JONES, Emma Louise appointedsecretary
- 2005-03-07➖PEAKE, Jeffrey resignedsecretary
- 2005-02-23🔒Charge registered #6Lender: National Westminster Bank PLC
- 2005-02-23🔒Charge registered #5Lender: National Westminster Bank PLC
- 2005-01-05🔒Charge registered #4Lender: The Royal Bank of Scotland Commercial Services Limited
- 2004-10-16🔓Charge satisfied #3
- 2004-10-16🔓Charge satisfied #2
- 2002-06-01➕PEAKE, Jeffrey appointedsecretary
- 2002-05-31➖JONES, Arthur Lloyd resignedsecretary
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
A.I.L Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
A.I.L Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 27/06/2019 |
1 historic (ceased) PSC
- Mr Brian Gary Jonesceased 27/06/2019· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| APRES LIFE LIMITED→ 14077525 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ARORA MATERIALS LIMITED→ 16460405 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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| ASK ENTERPRISE LIMITED→ 14690529 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ASSET MOVERS LTD→ 16590341 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 4 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 12/02/2024 | 22/10/2024 | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 09/03/2020 | 21/08/2025 | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 12/11/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 12/11/2019 | — | |
| satisfied | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 12/11/2019 | 22/10/2024 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 19/01/2017 | 19/01/2021 | |
| satisfied | Barclays Barclays Bank PLC | Fixed and floating charge | 1 property | 30/09/2009 | 19/01/2021 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Debenture | 1 property | 13/02/2008 | 12/04/2008 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | All assets debenture | 1 property | 23/01/2008 | 10/05/2012 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge over building contract | 1 property | 23/02/2005 | 19/11/2009 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 23/02/2005 | 18/09/2009 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland Commercial Services Limited | Fixed and floating charge | 1 property | 05/01/2005 | 19/11/2009 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge over credit balances | 1 property | 30/10/1998 | 16/10/2004 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Charge over credit balance | 1 property | 11/09/1998 | 16/10/2004 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 02/01/1998 | 19/11/2009 |