A. B. PROPERTY LTD.
🌳Matureactive
03461220 · ltd · incorporated 1997-11-05
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£548.5k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (80/100, director aged 58). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 23.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
86 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £548,464
Net assets shrinking
Down £2,224 YoY
Cash YoY
+6%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£2k
↑ 6.0% YoY
Net Worth
£548k
~ YoY
Current Assets
£2k
↑ 7.1% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £548.5k | £554.5k |
| Current assets | £2.0k | £1.9k |
| Cash | £2.0k | £1.9k |
| Debtors | £20 | — |
| Net assets | £548.5k | £550.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2025-12-28📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-12📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-09-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-09-24🔓Charge satisfied #4
- 2023-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-05-11🔓Charge satisfied #5
- 2021-12-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-07📄capital-allotment-sharescapital · SH01
- 2021-10-31📄capital-allotment-sharescapital · SH01
- 2020-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-12📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-12-31📄capital-allotment-sharescapital · SH01
- 2016-12-31🔓Charge satisfied #3
- 2016-12-31🔓Charge satisfied #2
- 2016-12-31🔓Charge satisfied #1
- 2014-04-01➕BEAMES, Alan Keith appointedsecretary
- 2014-04-01➕BEAMES, Grazyna Stanislawa appointeddirector
- 2014-04-01➖BEAMES, Gillian Elizabeth resignedsecretary
- 2003-12-22🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2003-10-13🔒Charge registered #4Lender: Northern Rock PLC
- 2003-06-03🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2003-06-03🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2003-05-02🔒Charge registered #1Lender: Witney Travel Limited
- 1997-11-05🏢Company incorporatedAs A. B. PROPERTY LTD.
- 1997-11-05➕BEAMES, Alan Keith appointeddirector
- 1997-11-05➕BEAMES, Gillian Elizabeth appointedsecretary
- 1997-11-05➕CHETTLEBURGH INTERNATIONAL LIMITED appointedcorporate-nominee-secretary
- 1997-11-05➖CHETTLEBURGH INTERNATIONAL LIMITED resignedcorporate-nominee-secretary
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 29 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
76/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 29 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 29 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alan Keith Beames Individual · English · DOB 01/1968 · age 58 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · OX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A BRAND PROPERTIES LIMITED→ 15491898 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A&C CREATIVE PROPERTY LTD→ 14749057 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A1 BICESTER PROPERTY MANAGEMENT LIMITED→ 16345031 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A1 J1 PROPERTIES LIMITED→ 15327111 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A1PROPERTIES &HOMES LTD→ 16583146 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A2Y PROPERTY LIMITED→ 13161947 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AAC PROPERTIES LIMITED→ 06415754 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AACE PROPERTIES LIMITED→ 10650396 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AARRC INVESTMENTS LTD→ 13424744 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AB & LB FIC LIMITED→ 15010126 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABBEY PLACE LIMITED→ 05283633 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ABBEY PROPERTIES (EYNSHAM) LIMITED→ 03488319 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1997-11-05
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
117 Corn Street
Witney
Oxfordshire
OX28 6AU
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-18
Last: 2025-11-04
Officers (3 active · 2 resigned)
BEAMES, Alan Keith→
Activesecretary · appointed 2014-04-01
View their other companies + combined net worth →
BEAMES, Alan Keith→
Activedirector · ~58y · appointed 1997-11-05
View their other companies + combined net worth →
BEAMES, Grazyna Stanislawa→
Activedirector · ~47y · appointed 2014-04-01
View their other companies + combined net worth →
BEAMES, Gillian Elizabeth→
Resignedsecretary · appointed 1997-11-05 · resigned 2014-04-01
CHETTLEBURGH INTERNATIONAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 1997-11-05 · resigned 1997-11-05
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
0
Outstanding
0
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 2 properties | 22/12/2003 | 11/05/2022 | |
| satisfied | Northern Rock Northern Rock PLC | Legal charge | 1 property | 13/10/2003 | 24/09/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 03/06/2003 | 31/12/2016 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 03/06/2003 | 31/12/2016 | |
| satisfied | Witney Travel Witney Travel Limited | Deed of rent deposit | 1 property | 02/05/2003 | 31/12/2016 |
Recent filings (86 total)
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-12-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-12
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-04
mortgage-satisfy-charge-full
mortgage · MR04
2024-09-24
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-27
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-08
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-13
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-13
mortgage-satisfy-charge-full
mortgage · MR04
2022-05-11
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-07
capital-allotment-shares
capital · SH01
2021-11-07
capital-allotment-shares
capital · SH01
2021-10-31
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-31