3T BROS LIMITED

🌳Matureactive
03471645 · ltd · incorporated 1997-11-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£20.37M
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle with a 87-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (93/100, director aged 87). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

5 live charges · 4 lenders · oldest 28.2y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 28.2 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 35/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 2 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
110 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £20,371,382
Cash YoY
+425%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£9k
↑ 425% YoY
Net Worth
£20m
~ YoY
Current Assets
£20m
~ YoY
Current Liabilities
—
£0£4.1m£8.1m£12m£16m£20mApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Total assets£20.37M£20.29M
Current assets£20.36M£20.27M
Cash£8.8k£1.7k
Debtors£19.99M£19.99M
Net assets£20.37M£20.29M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2025-11-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-02-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2023-01-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2021-11-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  7. 2021-10-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-03-15
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  9. 2021-03-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2021-02-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2020-12-14
    ➖
    HOLNESS, Adrian Michael resigned
    secretary
  12. 2020-11-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2020-11-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  14. 2019-12-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-05-29
    ➕
    HOLNESS, Adrian Michael appointed
    secretary
  16. 2019-05-29
    ➖
    SAUNBY, Kevin David resigned
    secretary
  17. 2019-05-29
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  18. 2019-05-29
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  19. 2018-10-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2001-11-28
    🔓
    Charge satisfied #4
  21. 2001-11-28
    🔓
    Charge satisfied #3
  22. 2001-11-28
    🔓
    Charge satisfied #2
  23. 2001-05-22
    🔒
    Charge registered #5
    Lender: Ubs Ag
  24. 2000-12-08
    🔒
    Charge registered #4
    Lender: The Royal Bank of Scotland PLC
  25. 1999-10-14
    🔒
    Charge registered #3
    Lender: The Royal Bank of Scotland PLC
  26. 1999-02-09
    🔒
    Charge registered #2
    Lender: Northwood Finance Co Limited
  27. 1998-10-08
    🔓
    Charge satisfied #1
  28. 1998-03-06
    🔒
    Charge registered #1
    Lender: 3I Group PLC
  29. 1998-02-05
    ➕
    RECORD, Anthony appointed
    director
  30. 1998-02-05
    ➕
    RECORD, William Jon appointed
    director
  31. 1998-02-05
    ➕
    SAUNBY, Kevin David appointed
    secretary
  32. 1998-02-05
    ➖
    RUTLAND SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  33. 1998-02-05
    ➖
    RUTLAND DIRECTORS LIMITED resigned
    corporate-nominee-director
  34. 1997-11-20
    🏢
    Company incorporated
    As 3T BROS LIMITED
  35. 1997-11-20
    ➕
    RUTLAND SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  36. 1997-11-20
    ➕
    RUTLAND DIRECTORS LIMITED appointed
    corporate-nominee-director

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 87 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 87 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Wcr Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Wcr Group Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
3T BROS LIMITED
This company · 03471645

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Wcr Group Limited
Corporate entity
75–100%
—75-100% shares20/11/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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47 - 76 HEOL STAUGHTON RTM COMPANY LTD→
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1997-11-20
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

Quest House Fortran Road
St. Mellons
Cardiff
CF3 0EY
Wales

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-11-14
Last: 2025-10-31

Officers (2 active · 4 resigned)

RECORD, Anthony→
director · ~87y · appointed 1998-02-05
View their other companies + combined net worth →
Active
RECORD, William Jon→
director · ~60y · appointed 1998-02-05
View their other companies + combined net worth →
Active
HOLNESS, Adrian Michael→
secretary · appointed 2019-05-29 · resigned 2020-12-14
Resigned
SAUNBY, Kevin David→
secretary · appointed 1998-02-05 · resigned 2019-05-29
Resigned
RUTLAND SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1997-11-20 · resigned 1998-02-05
Resigned
RUTLAND DIRECTORS LIMITED→
corporate-nominee-director · appointed 1997-11-20 · resigned 1998-02-05
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Ubs Ag
Charge over accounts and securities1 property22/05/2001—
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Assignment of unsecured guaranteed loan notes1 property08/12/200028/11/2001
satisfied
Lloyds Banking Group
The Royal Bank of Scotland PLC
Assignment of unsecured guaranteed loan notes (as defined)1 property14/10/199928/11/2001
satisfied
Northwood Finance Co
Northwood Finance Co Limited
Rent deposit deed1 property09/02/199928/11/2001
satisfied
3I Group
3I Group PLC
Debenture1 property06/03/199808/10/1998
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (110 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-22
change-person-director-company-with-change-date
officers · CH01
2023-02-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-11-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-15
termination-secretary-company-with-name-termination-date
officers · TM02
2021-03-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-05