MONUMENT ESTATES LIMITED

💤Zombieactive
03495843 · ltd · incorporated 1998-01-20
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 74/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · 4 lenders · oldest 27.8y

15/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 27.8 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 4 with DOB)
77
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
103 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Dec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-12-312023-12-31
Average employees400300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
  1. 2025-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  3. 2024-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-01-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  5. 2023-09-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-03-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2022-09-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-10-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-09-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2017-09-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2016-09-19
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  14. 2016-01-14
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-09-21
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2014-06-30
    🔒
    Charge registered #5
    Lender: Sarah Davies as Trustee of the Cathedral Park Pension Fund
  17. 2013-02-16
    🔓
    Charge satisfied #2
  18. 2013-02-16
    🔓
    Charge satisfied #1
  19. 2013-02-12
    ➕
    DAVIES, Sarah appointed
    secretary
  20. 2013-02-12
    ➖
    CHAMBERS, Anthony David resigned
    secretary
  21. 2012-04-06
    ➖
    BARNES, Michael Edwin resigned
    director
  22. 2009-12-30
    ➖
    DAVIES, Phillip George resigned
    director
  23. 2009-07-16
    🔒
    Charge registered #4
    Lender: Phillip George Davies and Sarah Davies and Smith & Williamson Trust Corporation Limited Together as Trustees for the Cathedral Park Pension Fund
  24. 2009-07-16
    🔒
    Charge registered #3
    Lender: Phillip George Davies and Sarah Davies and Smith & Williamson Trust Corporation Limited Together as Trustees for the Cathedral Park Pension Fund
  25. 2008-12-31
    ➕
    DAVIES, Sarah appointed
    director
  26. 2005-10-17
    ➕
    BARNES, Michael Edwin appointed
    director
  27. 2001-11-20
    ➖
    ZBROINSKA, Maria resigned
    secretary
  28. 2001-06-29
    🔒
    Charge registered #2
    Lender: Arbuthnot Latham & Co Limited
  29. 2001-02-16
    ➕
    ZBROINSKA, Maria appointed
    secretary
  30. 1998-12-22
    ➕
    CHAMBERS, Anthony David appointed
    secretary
  31. 1998-12-22
    ➖
    HARRINGTON, Amanda resigned
    secretary
  32. 1998-09-25
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  33. 1998-07-17
    ➕
    HARRINGTON, Amanda appointed
    secretary
  34. 1998-07-16
    ➖
    LEE, Caroline resigned
    secretary
  35. 1998-07-16
    ➖
    LEE, Caroline resigned
    director
  36. 1998-01-21
    ➕
    LEE, Caroline appointed
    secretary
  37. 1998-01-21
    ➖
    HALLMARK SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  38. 1998-01-21
    ➕
    DAVIES, Phillip George appointed
    director
  39. 1998-01-21
    ➕
    LEE, Caroline appointed
    director
  40. 1998-01-21
    ➖
    HALLMARK REGISTRARS LIMITED resigned
    corporate-nominee-director
  41. 1998-01-20
    🏢
    Company incorporated
    As MONUMENT ESTATES LIMITED
  42. 1998-01-20
    ➕
    HALLMARK SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  43. 1998-01-20
    ➕
    HALLMARK REGISTRARS LIMITED appointed
    corporate-nominee-director

Owner dependency

85/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

68/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 18 years.
  • secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Monument Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Monument Group Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
⬇
MONUMENT ESTATES LIMITED
This company · 03495843

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Monument Group Limited
Corporate entity
75–100%
25–50%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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A C PEMBROKE (CONSTRUCTION) LTD→
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————16y——
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————23y——
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12818182 · est 2020 · no financials extracted
————5y——
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11414203 · est 2018 · no financials extracted
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14155749 · est 2022 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1998-01-20
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects

Registered office

Burewood
Beech Road
Wroxham
Norfolk
NR12 8TP
England

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-27
Last: 2026-01-13

Officers (2 active · 9 resigned)

DAVIES, Sarah→
secretary · appointed 2013-02-12
View their other companies + combined net worth →
Active
DAVIES, Sarah→
director · ~50y · appointed 2008-12-31
View their other companies + combined net worth →
Active
CHAMBERS, Anthony David→
secretary · appointed 1998-12-22 · resigned 2013-02-12
Resigned
HARRINGTON, Amanda→
secretary · appointed 1998-07-17 · resigned 1998-12-22
Resigned
LEE, Caroline→
secretary · appointed 1998-01-21 · resigned 1998-07-16
Resigned
ZBROINSKA, Maria→
secretary · appointed 2001-02-16 · resigned 2001-11-20
Resigned
HALLMARK SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1998-01-20 · resigned 1998-01-21
Resigned
BARNES, Michael Edwin→
director · ~69y · appointed 2005-10-17 · resigned 2012-04-06
Resigned
DAVIES, Phillip George→
director · ~76y · appointed 1998-01-21 · resigned 2009-12-30
Resigned
LEE, Caroline→
director · ~64y · appointed 1998-01-21 · resigned 1998-07-16
Resigned
HALLMARK REGISTRARS LIMITED→
corporate-nominee-director · appointed 1998-01-20 · resigned 1998-01-21
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
3
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
Sarah Davies as Trustee of the Cathedral Park Pension Fund / Smith & Williamson Trust Corporation as Trustee of the Cathedral Park Pension Fund
Sarah Davies as Trustee of the Cathedral Park Pension Fund / Smith & Williamson Trust Corporation Limited as Trustee of the Cathedral Park Pension Fund
A registered charge2 properties30/06/2014—
outstanding
Phillip George Davies and Sarah Davies and Smith & Williamson Trust Corporation Together as Trustees for the Cathedral Park Pension Fund
Phillip George Davies and Sarah Davies and Smith & Williamson Trust Corporation Limited Together as Trustees for the Cathedral Park Pension Fund
Legal mortgage1 property16/07/2009—
outstanding
Phillip George Davies and Sarah Davies and Smith & Williamson Trust Corporation Together as Trustees for the Cathedral Park Pension Fund
Phillip George Davies and Sarah Davies and Smith & Williamson Trust Corporation Limited Together as Trustees for the Cathedral Park Pension Fund
Legal mortgage2 properties16/07/2009—
satisfied
Arbuthnot Latham & Co
Arbuthnot Latham & Co Limited
Legal charge3 properties29/06/200116/02/2013
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal mortgage1 property25/09/199816/02/2013
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (103 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-16
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2025-01-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-01-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-28
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-03-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-29