CONNEXUS INSURANCE SOLUTIONS LIMITED

🌳Matureactive
03499256 · ltd · incorporated 1998-01-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 19.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 71-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 80/100. Strong seller-intent signal (63/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · oldest 19.8y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 19.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: low (54/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
15 officers (6 active, 15 linked, 7 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
100 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
  1. 2025-11-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2025-04-04
    ➕
    ANDREWS, Laura Adrienne appointed
    director
  4. 2024-08-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-01-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2024-01-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2024-01-04
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2024-01-03
    ➕
    BURGESS, Michelle appointed
    director
  9. 2024-01-03
    ➕
    PHILPIN, Emma appointed
    director
  10. 2024-01-03
    ➕
    REDDY, Mark appointed
    director
  11. 2023-08-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-08-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-08-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-07-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-06-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-01-29
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  18. 2018-01-24
    ➕
    SPECTER, Beverley Jayne appointed
    secretary
  19. 2018-01-19
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  20. 2018-01-15
    ➖
    OSBALDISTON, William Matthew resigned
    secretary
  21. 2017-08-10
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  22. 2008-10-01
    ➕
    WING, Clifford Donald appointed
    director
  23. 2008-10-01
    ➖
    WING, Clifford Donald resigned
    director
  24. 2006-09-08
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  25. 2006-08-31
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  26. 2006-08-01
    ➕
    SPECTER, Kenneth Louis appointed
    director
  27. 2006-08-01
    ➖
    BONUSWORTH LIMITED resigned
    corporate-director
  28. 2003-07-01
    ➕
    OSBALDISTON, William Matthew appointed
    secretary
  29. 2003-06-30
    ➖
    COLLINS, Joanne resigned
    secretary
  30. 2003-06-04
    ➕
    COLLINS, Joanne appointed
    secretary
  31. 2003-05-16
    ➖
    BENSON, Sandra resigned
    secretary
  32. 2001-02-07
    ➖
    CARROLL, Beverley resigned
    director
  33. 2001-01-03
    ➕
    BONUSWORTH LIMITED appointed
    corporate-director
  34. 2000-12-01
    ➕
    BENSON, Sandra appointed
    secretary
  35. 2000-12-01
    ➖
    BLAKE, Jean resigned
    secretary
  36. 1998-06-01
    ➕
    BLAKE, Jean appointed
    secretary
  37. 1998-06-01
    ➕
    CARROLL, Beverley appointed
    director
  38. 1998-01-26
    🏢
    Company incorporated
    As CONNEXUS INSURANCE SOLUTIONS LIMITED
  39. 1998-01-26
    ➕
    WING, Clifford Donald appointed
    secretary
  40. 1998-01-26
    ➖
    WING, Clifford Donald resigned
    secretary
  41. 1998-01-26
    ➕
    BONUSWORTH LIMITED appointed
    corporate-director
  42. 1998-01-26
    ➖
    BONUSWORTH LIMITED resigned
    corporate-director

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 20 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 71 — succession pressure is live.

Succession & seller-readiness

73/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 20 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Kenneth Louis Specter
Individual · British · DOB 01/1955 · age 71
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1998-01-26
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding

Registered office

1210 Centre Park Square
Warrington
WA1 1RU
England

Filing status

Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-01-24
Last: 2026-01-10

Officers (6 active · 9 resigned)

SPECTER, Beverley Jayne→
secretary · appointed 2018-01-24
View their other companies + combined net worth →
Active
ANDREWS, Laura Adrienne→
director · ~42y · appointed 2025-04-04
View their other companies + combined net worth →
Active
BURGESS, Michelle→
director · ~53y · appointed 2024-01-03
View their other companies + combined net worth →
Active
PHILPIN, Emma→
director · ~58y · appointed 2024-01-03
View their other companies + combined net worth →
Active
REDDY, Mark→
director · ~47y · appointed 2024-01-03
View their other companies + combined net worth →
Active
SPECTER, Kenneth Louis→
director · ~71y · appointed 2006-08-01
View their other companies + combined net worth →
Active
BENSON, Sandra→
secretary · appointed 2000-12-01 · resigned 2003-05-16
Resigned
BLAKE, Jean→
secretary · appointed 1998-06-01 · resigned 2000-12-01
Resigned
COLLINS, Joanne→
secretary · appointed 2003-06-04 · resigned 2003-06-30
Resigned
OSBALDISTON, William Matthew→
secretary · appointed 2003-07-01 · resigned 2018-01-15
Resigned
WING, Clifford Donald→
secretary · appointed 1998-01-26 · resigned 1998-01-26
Resigned
CARROLL, Beverley→
director · ~63y · appointed 1998-06-01 · resigned 2001-02-07
Resigned
WING, Clifford Donald→
director · ~66y · appointed 2008-10-01 · resigned 2008-10-01
Resigned
BONUSWORTH LIMITED→
corporate-director · appointed 2001-01-03 · resigned 2006-08-01
Resigned
BONUSWORTH LIMITED→
corporate-director · appointed 1998-01-26 · resigned 1998-01-26
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
Legal charge1 property08/09/2006—
outstanding
Barclays
Barclays Bank PLC
Guarantee & debenture1 property31/08/2006—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (100 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-05
appoint-person-director-company-with-name-date
officers · AP01
2025-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-24
appoint-person-director-company-with-name-date
officers · AP01
2024-01-05
appoint-person-director-company-with-name-date
officers · AP01
2024-01-04
appoint-person-director-company-with-name-date
officers · AP01
2024-01-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-14