ALLEGIANCE GLOBAL INVESTMENTS (UK) LIMITED
💤Zombieactive
03516569 · ltd · incorporated 1998-02-25
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£217.9k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 62-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 24.9y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 24.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
8 officers (2 active, 8 linked, 3 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
87 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £217,883
Net assets shrinking
Down £122 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£218k
~ YoY
Current Assets
£5k
↓ 18% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £378.4k | £378.0k |
| Current assets | £5.0k | £6.1k |
| Net assets | £217.9k | £218.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
4
filings
- • 2 mortgage
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Last 180 days
5
filings
- • 2 mortgage
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
- 2026-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-05-06🔒Charge registered #5Lender: Together Commercial Finance Limited
- 2026-05-06🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2026-04-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-23📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-12-23🔓Charge satisfied #2
- 2022-12-23🔓Charge satisfied #1
- 2022-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-05-10📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-26📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-08-26📄change-person-director-company-with-change-dateofficers · CH01
- 2020-08-26📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-08-24➖TERMAN, Marcie Debra resigneddirector
- 2020-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-03-13🔓Charge satisfied #3
- 2002-11-04🔒Charge registered #3Lender: Hsbc Bank PLC
- 2001-08-24🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 2001-08-24🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 2000-12-07➕TERMAN, Marcie Debra appointedsecretary
- 2000-12-07➕SMITH, Gavin John appointeddirector
- 2000-12-07➖PB SECRETARIES LIMITED resignedcorporate-secretary
- 2000-07-24➖KEEBLE, Nicola resignedsecretary
- 2000-07-24➕PB SECRETARIES LIMITED appointedcorporate-secretary
- 1998-07-06➖SMITH, Gavin John Arundel resigneddirector
- 1998-03-02➕KEEBLE, Nicola appointedsecretary
- 1998-03-02➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 1998-03-02➕SMITH, Gavin John Arundel appointeddirector
- 1998-03-02➕TERMAN, Marcie Debra appointeddirector
- 1998-03-02➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
- 1998-02-25🏢Company incorporatedAs ALLEGIANCE GLOBAL INVESTMENTS (UK) LIMITED
- 1998-02-25➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 1998-02-25➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 26 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 26 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Gavin John Smith Individual · British · DOB 11/1964 · age 62 | 25–50% | — | 25-50% shares | 01/04/2026 |
Ms Marcie Debra Terman Individual · British · DOB 11/1957 · age 69 | 25–50% | — | 25-50% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALEX55 PROPERTIES LIMITED→ 13994150 · est 2022 | £6.8k £5.8k–£7.9k | — | £6.8k | — | 4y | — | — |
| ALCHEMY PROPERTY SOLUTIONS LIMITED→ 08691915 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALEXANDRA HOUSE OFFICES LTD→ 08688630 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ALEXANDRA MEWS RESIDENTS ASSOCIATION LIMITED→ 03189030 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| ALI AND SONS REAL ESTATE LTD→ 16475767 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALKHALAF & SONS LTD→ 11854899 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALL IN HOMES LTD→ 16253851 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALL SAINTS GREEN PROPERTIES LIMITED→ 00842591 · est 1965 · no financials extracted | — | — | — | — | 61y | — | — |
| ALLDERMEN PROPERTIES LIMITED→ 04896384 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ALLEN GLANVILLE HOLDINGS LIMITED→ 00491819 · est 1951 · no financials extracted | — | — | — | — | 75y | — | — |
| ALLF PROPERTY LTD→ 13297408 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ALLIANCE CAPITAL MANAGEMENT LIMITED→ 03989090 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-02-25
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
113 Walnut Tree Close
Guildford
Surrey
GU1 4UQ
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-03-27
Last: 2026-03-13
Officers (2 active · 6 resigned)
TERMAN, Marcie Debra→
Activesecretary · appointed 2000-12-07
View their other companies + combined net worth →
SMITH, Gavin John→
Activedirector · ~62y · appointed 2000-12-07
View their other companies + combined net worth →
KEEBLE, Nicola→
Resignedsecretary · appointed 1998-03-02 · resigned 2000-07-24
PB SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2000-07-24 · resigned 2000-12-07
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1998-02-25 · resigned 1998-03-02
SMITH, Gavin John Arundel→
Resigneddirector · ~72y · appointed 1998-03-02 · resigned 1998-07-06
TERMAN, Marcie Debra→
Resigneddirector · ~69y · appointed 1998-03-02 · resigned 2020-08-24
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 1998-02-25 · resigned 1998-03-02
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
2
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 06/05/2026 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 06/05/2026 | — | |
| satisfied | HSBC Hsbc Bank PLC | Debenture | 1 property | 04/11/2002 | 13/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 24/08/2001 | 23/12/2022 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 24/08/2001 | 23/12/2022 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (87 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-05-07
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-29
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-08
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-28
mortgage-satisfy-charge-full
mortgage · MR04
2022-12-23
mortgage-satisfy-charge-full
mortgage · MR04
2022-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-25