AA PROPERTY AND CONSTRUCTION SERVICES LIMITED
🌳Matureactive
03519167 · ltd · incorporated 1998-02-27
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
53/100
Worth a look
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 53/100 (worth a look), bankability 32/100. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: asset disposal / carve-out (45/100). Current lenders should be on immediate intervention.
🏦
Refinance opportunity
68 live charges · 13 lenders · oldest 24.0y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 24.0 years old — likely at or near maturity.
- · 13 lenders named — inter-creditor friction likely.
- · Legal-friction score 65/100 (specialist).
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
68 charges (68/68 with lender, 68/68 with type)
90
Directors & officers
18 officers (2 active, 18 linked, 9 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
272 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
53/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
35
Concerning — overdue filings or status flags present.
Acquirability
50
Some acquirability indicators.
Risk profile
51
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (190 events)Click to expand
- 2025-11-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-03-26📄dissolved-compulsory-strike-off-suspendeddissolution · DISS16(SOAS)
- 2025-03-04📄gazette-notice-compulsorygazette · GAZ1
- 2024-12-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-12-19🔓Charge satisfied #39
- 2024-12-19🔓Charge satisfied #38
- 2024-12-19🔓Charge satisfied #37
- 2024-12-19🔓Charge satisfied #36
- 2024-03-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-11-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-28🔓Charge satisfied #68
- 2023-11-28🔓Charge satisfied #67
- 2023-11-28🔓Charge satisfied #66
- 2023-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-27🔓Charge satisfied #65
- 2023-11-27🔓Charge satisfied #64
- 2023-11-27🔓Charge satisfied #63
- 2023-11-27🔓Charge satisfied #62
- 2023-11-27🔓Charge satisfied #61
- 2023-11-27🔓Charge satisfied #60
- 2023-11-27🔓Charge satisfied #59
- 2023-11-27🔓Charge satisfied #58
- 2023-05-30➕SPAUL, Naila appointeddirector
- 2023-05-30➕DOWNS SOLICITORS LLP appointedcorporate-director
- 2023-05-30➖SPAUL, Ashfaq Ahmed resigneddirector
- 2019-08-12🔒Charge registered #68Lender: Together Commercial Finance Limited
- 2019-08-12🔒Charge registered #67Lender: Together Commerical Finance Limited
- 2019-08-12🔒Charge registered #66Lender: Together Commercial Finance Limited
- 2019-02-14➖HUSSAIN, Yasir resigneddirector
- 2018-05-18🔒Charge registered #65Lender: Together Commercial Finance Limited
- 2018-05-18🔒Charge registered #64Lender: Together Commercial Finance Limited
- 2018-04-24➕HUSSAIN, Yasir appointeddirector
- 2017-11-20🔒Charge registered #63Lender: Together Commercial Finance Limited
- 2017-11-20🔒Charge registered #62Lender: Together Commericial Finance Limited
- 2017-11-02➖OMOPE, Olatunde Babatope resigneddirector
- 2017-08-31➖ALAM, Sajjad resignedsecretary
- 2017-08-04➕OMOPE, Olatunde Babatope appointeddirector
- 2017-08-04➖SPAUL, Razia resigneddirector
Showing most recent 50 of 190 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 2 med ·Accounts overdue
highStatutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2021-04-05
Has insolvency history
mediumCompanies House flags prior insolvency events. Review the insolvency filings for context.
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mehboob Dharamsi Individual · British · DOB 03/1955 · age 71 | 75–100% | — | 75-100% shares | 23/12/2024 |
1 historic (ceased) PSC
- Mr Ashfaq Ahmed Spaulceased 03/02/2022· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · RH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.H.FILLEY & COMPANY LIMITED→ 00813206 · est 1964 · no financials extracted | — | — | — | — | 61y | — | — |
| AA TECH AND PROPERTY LTD.→ 13909878 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AAVKAR INVESTMENT LIMITED→ 16922102 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABBOTT WALSINGHAM LIMITED→ 10598069 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ABEL PROPERTY DEVELOPMENT LIMITED→ 03242894 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| ABLE BRICKS LTD→ 15253762 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCOMCO LIMITED→ 05841199 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ACER ESTATES LIMITED→ 08119790 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACER PROPERTY GROUP LIMITED→ 17056008 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ACHILLES ESTATES LIMITED→ 07633914 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ACREON PROPERTIES LIMITED→ 16494405 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACUITY INVEST LIMITED→ 12669628 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-02-27
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Downs Solicitors Llp
156 High Street
Dorking
Surrey
RH4 1BQ
Filing status
Accounts
Next due: 2021-04-05OVERDUE
Last made up to: 2019-04-05
Confirmation statement
Next due: 2027-03-13
Last: 2026-02-27
Officers (2 active · 16 resigned)
SPAUL, Naila→
Activedirector · ~46y · appointed 2023-05-30
View their other companies + combined net worth →
DOWNS SOLICITORS LLP→
Activecorporate-director · appointed 2023-05-30
View their other companies + combined net worth →
AHMED, Nazir→
Resignedsecretary · appointed 2005-10-02 · resigned 2008-02-27
ALAM, Sajjad→
Resignedsecretary · appointed 2017-02-15 · resigned 2017-08-31
SPAUL, Ashfaq Ahmed→
Resignedsecretary · appointed 2004-03-31 · resigned 2005-02-17
SPAUL, Naila→
Resignedsecretary · appointed 2005-06-01 · resigned 2005-10-01
SPAUL, Naila→
Resignedsecretary · appointed 1998-02-27 · resigned 2005-04-04
SPAUL, Shamaila→
Resignedsecretary · appointed 2008-02-27 · resigned 2012-05-01
BLACKFRIAR SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1998-02-27 · resigned 1998-02-27
AYUB, Mohammed Zahid→
Resigneddirector · ~64y · appointed 2004-03-09 · resigned 2004-11-01
HUSSAIN, Yasir→
Resigneddirector · ~41y · appointed 2018-04-24 · resigned 2019-02-14
OMOPE, Olatunde Babatope→
Resigneddirector · ~51y · appointed 2017-08-04 · resigned 2017-11-02
SPAUL, Ashfaq Ahmed→
Resigneddirector · ~71y · appointed 1998-02-27 · resigned 2023-05-30
SPAUL, Faisal Ahmed→
Resigneddirector · ~41y · appointed 2017-07-03 · resigned 2017-07-13
SPAUL, Faisal Ahmed→
Resigneddirector · ~41y · appointed 2017-01-10 · resigned 2017-07-03
SPAUL, Naila→
Resigneddirector · ~46y · appointed 1998-02-27 · resigned 2012-05-01
SPAUL, Razia→
Resigneddirector · ~37y · appointed 2017-07-27 · resigned 2017-08-04
BLACKFRIAR DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 1998-02-27 · resigned 1998-02-27
Click a director name to see their full track record across all companies.
Mortgages & charges
68
Total charges
0
Outstanding
0
Active lenders
Status:Lender:68 of 68 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 12/08/2019 | 28/11/2023 | |
| satisfied | Together Commerical Finance Together Commerical Finance Limited | A registered charge | 1 property | 12/08/2019 | 28/11/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 12/08/2019 | 28/11/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 3 properties | 18/05/2018 | 27/11/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 2 properties | 18/05/2018 | 27/11/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 20/11/2017 | 27/11/2023 | |
| satisfied | Together Commericial Finance Together Commericial Finance Limited | A registered charge | 1 property | 20/11/2017 | 27/11/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 19/07/2017 | 27/11/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 19/07/2017 | 27/11/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 19/07/2017 | 27/11/2023 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 19/07/2017 | 27/11/2023 | |
| satisfied | Kseye Capital No.1 and Kseye Capital No.2 Kseye Capital No.1 Limited and Kseye Capital No.2 Limited | A registered charge | 2 properties | 13/03/2017 | 21/07/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 2 properties | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Funding 365 Funding 365 Limited | A registered charge | 1 property | 26/05/2016 | 17/03/2017 | |
| satisfied | Lancashire Mortgage Corporation Lancashire Mortgage Corporation Limited | A registered charge | 1 property | 25/05/2016 | 19/12/2024 | |
| satisfied | Auction Finance Auction Finance Limited | A registered charge | 1 property | 26/04/2016 | 19/12/2024 | |
| satisfied | Bridging Finance Bridging Finance Limited | A registered charge | 2 properties | 14/07/2015 | 19/12/2024 | |
| satisfied | Bridging Finance Bridging Finance Limited | A registered charge | 2 properties | 01/08/2014 | 19/12/2024 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | Debenture | 1 property | 22/05/2012 | 07/06/2016 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | Legal charge | 1 property | 22/05/2012 | 07/06/2016 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | Legal charge | 1 property | 22/05/2012 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 12/05/2010 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/05/2010 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 26/02/2010 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 03/04/2009 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 18/08/2008 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 06/06/2008 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 13/03/2008 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 22/05/2007 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 14/12/2006 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 16/11/2006 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/09/2006 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/09/2006 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 21/06/2006 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 21/06/2006 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 25/05/2006 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 25/05/2006 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 25/05/2006 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 19/10/2005 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 2 properties | 02/09/2005 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 11/07/2005 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 27/06/2005 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 27/06/2005 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 27/06/2005 | 07/06/2016 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 28/02/2005 | 07/06/2016 | |
| satisfied | Bank of Cyprus (London) Bank of Cyprus (London) Limited | Legal charge | 1 property | 30/04/2003 | 13/05/2009 | |
| satisfied | Bank of Cyprus (London) Bank of Cyprus (London) LTD | Legal charge | 1 property | 28/03/2003 | 13/05/2009 | |
| satisfied | Bank of Cyprus (London) Bank of Cyprus (London) LTD | Legal charge | 1 property | 30/08/2002 | 13/05/2009 | |
| satisfied | Bank of Cyprus (L0NDON) Bank of Cyprus (L0NDON) LTD | Legal charge | 1 property | 30/08/2002 | 13/05/2009 | |
| satisfied | Bank of Cyprus (London) Bank of Cyprus (London) LTD | Legal charge | 1 property | 23/08/2002 | 13/05/2009 | |
| satisfied | Bank of Cyprus (London) Bank of Cyprus (London) LTD | Legal charge | 1 property | 23/08/2002 | 13/05/2009 | |
| satisfied | Bank of Cyprus (London) Bank of Cyprus (London) LTD | Debenture | 1 property | 19/08/2002 | 20/03/2008 | |
| satisfied | Bank of Cyprus (London) Bank of Cyprus (London) LTD | Legal charge | 1 property | 29/07/2002 | 13/05/2009 |
Recent filings (272 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-23
gazette-filings-brought-up-to-date
gazette · DISS40
2025-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-12
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-03-26
gazette-notice-compulsory
gazette · GAZ1
2025-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-12-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-19
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-19
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-19
mortgage-satisfy-charge-full
mortgage · MR04
2024-12-19