CLUB INSURE LIMITED

🌳Matureactive

03535054 · ltd · incorporated 1998-03-25

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 18.4y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

76/100

Strong

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What this business does

Primary activity: Activities of insurance agents and brokers

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 76/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 18.4y

65/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 18.4 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

19 officers (5 active, 19 linked, 14 with DOB)

Ownership & PSC

1 active PSC(s) of 2 total, 2 with control declared

Director network

17 connected companies via shared directors

Filing history

159 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

76/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

• 3 persons-with-significant-control
• 1 officers

Last 90 days

filings

• 4 officers
• 3 persons-with-significant-control
• 1 accounts

Last 180 days

filings

• 5 officers
• 3 persons-with-significant-control
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (59 events)Click to expand

2026-06-23
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-06-23
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-06-23
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-06-22
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-06-18
➖
ROMERO-TRIGO, Justin Carlos Jose resigned
director
2026-06-05
📄
accounts-with-accounts-type-full
accounts · AA
2026-06-01
➖
MABB, Simon Thomas William resigned
director
2026-06-01
➖
ROMERO TRIGO, Victoria Anne resigned
director
2026-06-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-06-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-05-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-04-30
➖
QUILTER, Stuart James resigned
director
2026-04-27
📍
change-sail-address-company-with-old-address-new-address
address · AD02
2026-03-26
📄
statement-of-companys-objects
change-of-constitution · CC04
2026-03-11
📄
resolution
resolution · RESOLUTIONS
2026-03-11
📄
memorandum-articles
incorporation · MA
2026-01-23
📄
change-person-director-company-with-change-date
officers · CH01
2025-11-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-11-27
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-11-24
➕
WHITTINGHAM, James Oliver appointed
director
2025-11-21
➕
HARRIS, Nicholas George Robert appointed
director
2025-11-13
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-11-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-11-12
➕
REA, Michael Peter appointed
director
2025-11-06
➖
ROMERO TRIGO, Victoria Anne resigned
secretary
2025-10-31
➖
HEATHFIELD, David James resigned
director
2025-10-31
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-10-17
➕
BREE, Michelle appointed
director
2025-10-17
➕
COUSINS, David Michael Edwin appointed
director
2025-10-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-10-17
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-09-30
📄
accounts-with-accounts-type-full
accounts · AA
2025-04-15
📍
move-registers-to-sail-company-with-new-address
address · AD03
2025-04-14
📍
change-sail-address-company-with-new-address
address · AD02
2024-06-06
➖
GOUGH, Sean Nigel resigned
director
2023-12-01
➕
GOUGH, Sean Nigel appointed
director
2023-12-01
➕
HEATHFIELD, David James appointed
director
2023-12-01
➕
QUILTER, Stuart James appointed
director
2023-10-11
🔓
Charge satisfied #1
2013-03-01
➕
MABB, Simon Thomas William appointed
director
2010-06-30
➖
ABEL, Roy John resigned
director
2008-08-01
➕
ABEL, Roy John appointed
director
2008-02-13
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2001-01-02
➕
ROMERO TRIGO, Victoria Anne appointed
director
2000-09-14
➖
EGAN, Stephen resigned
director
2000-03-20
➖
DAWSON, Joanne resigned
secretary
2000-03-20
➕
ROMERO TRIGO, Victoria Anne appointed
secretary
1999-04-30
➕
DAWSON, Joanne appointed
secretary
1999-04-30
➖
KENWORTHY, Katrina Jayne resigned
secretary
1999-04-30
➖
KENWORTHY, Katrina Jayne resigned
director

Showing most recent 50 of 59 events

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.

Red flags

1 med · 1 low

6 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: ROMERO TRIGO, Victoria Anne resigned 2025-11-06; HEATHFIELD, David James resigned 2025-10-31; MABB, Simon Thomas William resigned 2026-06-01

Multiple registered office changes

low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Group structure

Assuredpartners International Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Assuredpartners International Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

CLUB INSURE LIMITED

This company · 03535054

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Assuredpartners International Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	01/12/2023

1 historic (ceased) PSC

Mr Justin Carlos Jose Romero-Trigoceased 01/12/2023· 50-75% shares · 50-75% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
CHRIS SOUTH EQUITY RELEASE SPECIALIST LTD→ 11450617 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
CREATIVE FINANCIAL SERVICES LTD→ 15538710 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
CROSSFADER INVESTMENTS LTD→ 12984841 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
CUMBERLAND INVESTMENTS LIMITED→ 10427412 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
CYSTAR INSURANCE SERVICES LIMITED→ 05118839 · est 2004 · no financials extracted	—	—	—	—	21y	—	—
D C G FINANCIAL PLANNING SOLUTIONS LTD→ 09355519 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
DAVID ROBERTS INVESTMENTS LIMITED→ 04604515 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
DBA WEALTH MANAGEMENT LTD→ 06612806 · est 2008 · no financials extracted	—	—	—	—	17y	—	—
DEESONA LIMITED→ 12218182 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
DINACO LTD→ 16655834 · est 2025 · no financials extracted	—	—	—	—	—	—	—
DNRW UNLIMITED→ 14550648 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
DOBSON BRUCE LTD→ 09621242 · est 2015 · no financials extracted	—	—	—	—	10y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1998-03-25

Jurisdictionengland-wales

Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Romero House 8 Airport West, Lancaster Way

Yeadon

Leeds

West Yorkshire

LS19 7ZA

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2027-04-23

Last: 2026-04-09