AFFINITY SELECT INSURANCE SERVICES LIMITED

🌳Matureactive
03565404 · ltd · incorporated 1998-05-18
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
£2.5k
book net assets
Opportunity
81/100
Exceptional
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What this business does
Primary activity: Banks
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 65110Life insurance
  • 65120Non-life insurance
  • 70229Management consultancy activities other than financial management
Investor take
Pursue
Strong opportunity: asset-holding vehicle with exceptional profile and bankable structure.

Opportunity 81/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (4 active, 7 linked, 4 with DOB)
81
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
83 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
81/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £2,496
Net assets shrinking
Down £11,303 YoY
Cash YoY
+34%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£272k
↑ 34% YoY
Net Worth
£2k
↓ 82% YoY
Current Assets
£546k
↑ 5.9% YoY
Current Liabilities
—
£0£109k£218k£327k£437k£546kAug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-08-312024-08-31
Total assets£2.5k£20.5k
Current assets£545.8k£515.3k
Cash£272.4k£203.7k
Debtors£273.5k£311.6k
Net assets£2.5k£13.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Last 90 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2026-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-05-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-10-25
    ➕
    UNDERHILL, Christopher Graham appointed
    director
  4. 2024-10-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  5. 2024-05-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-07-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-06-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2018-05-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2018-02-26
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  13. 2017-06-30
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2017-02-28
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2016-06-14
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  16. 2016-04-25
    📄
    accounts-amended-with-accounts-type-total-exemption-small
    accounts · AAMD
  17. 2000-11-07
    ➕
    VAUGHAN, David appointed
    director
  18. 2000-11-07
    ➖
    FOLLOWS, Andrew resigned
    director
  19. 1998-05-20
    ➕
    FOLLOWS, Andrew appointed
    director
  20. 1998-05-19
    ➕
    VAUGHAN, Jennifer Ann appointed
    secretary
  21. 1998-05-19
    ➕
    VAUGHAN, Jennifer Ann appointed
    director
  22. 1998-05-19
    ➖
    BRIGHTON SECRETARY LIMITED resigned
    corporate-nominee-secretary
  23. 1998-05-19
    ➖
    BRIGHTON DIRECTOR LIMITED resigned
    corporate-nominee-director
  24. 1998-05-18
    🏢
    Company incorporated
    As AFFINITY SELECT INSURANCE SERVICES LIMITED
  25. 1998-05-18
    ➕
    BRIGHTON SECRETARY LIMITED appointed
    corporate-nominee-secretary
  26. 1998-05-18
    ➕
    BRIGHTON DIRECTOR LIMITED appointed
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 61 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
  • primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mrs Jenny Ann Vaughan
Individual · British · DOB 06/1967 · age 59
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1998-05-18
Jurisdictionengland-wales
Primary SIC64191 — Banks

Registered office

Units 1-6 Horsted Square
Bellbrook Industrial Estate
Uckfield
East Sussex
TN22 1QG

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-06-01
Last: 2026-05-18

Officers (4 active · 3 resigned)

VAUGHAN, Jennifer Ann→
secretary · appointed 1998-05-19
View their other companies + combined net worth →
Active
UNDERHILL, Christopher Graham→
director · ~40y · appointed 2024-10-25
View their other companies + combined net worth →
Active
VAUGHAN, David→
director · ~61y · appointed 2000-11-07
View their other companies + combined net worth →
Active
VAUGHAN, Jennifer Ann→
director · ~59y · appointed 1998-05-19
View their other companies + combined net worth →
Active
BRIGHTON SECRETARY LIMITED→
corporate-nominee-secretary · appointed 1998-05-18 · resigned 1998-05-19
Resigned
FOLLOWS, Andrew→
director · ~62y · appointed 1998-05-20 · resigned 2000-11-07
Resigned
BRIGHTON DIRECTOR LIMITED→
corporate-nominee-director · appointed 1998-05-18 · resigned 1998-05-19
Resigned

Click a director name to see their full track record across all companies.

Recent filings (83 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-29
confirmation-statement-with-updates
confirmation-statement · CS01
2026-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-22
appoint-person-director-company-with-name-date
officers · AP01
2024-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-06-26