APPLEWOOD INDEPENDENT LTD

🌳Matureactive

03565805 · ltd · incorporated 1998-05-18

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 25.5y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Aug 2024

Net worth

—

book net assets

Opportunity

82/100

Exceptional

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What this business does

Primary activity: Life insurance

Sector: Financial & insurance

ALSO REGISTERED FOR

65120Non-life insurance
65201Life reinsurance
65300Pension funding

Investor take

Pursue

Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 25.5y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 25.5 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

14 officers (3 active, 14 linked, 10 with DOB)

Ownership & PSC

0 active PSC(s) of 3 total, 3 with control declared

Director network

Network not yet resolved

Filing history

113 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-08-31
Average employees	1800

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 officers

Counts from Companies House filing history.

Corporate timeline (47 events)Click to expand

2026-01-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-02
➖
PRITCHARD, Kay resigned
director
2024-12-18
📄
change-account-reference-date-company-current-extended
accounts · AA01
2024-12-18
📄
accounts-with-accounts-type-small
accounts · AA
2024-12-13
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-10-22
📄
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2024-10-22
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2024-10-22
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-31
➖
PRITCHARD, Kay resigned
secretary
2024-06-13
📄
capital-allotment-shares
capital · SH01
2024-05-22
📄
accounts-with-accounts-type-small
accounts · AA
2023-11-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-11-22
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-11-14
📄
capital-name-of-class-of-shares
capital · SH08
2023-04-05
📄
accounts-with-accounts-type-small
accounts · AA
2022-07-04
📄
accounts-with-accounts-type-small
accounts · AA
2022-01-07
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-01-01
➕
WOLSTENHOLME, Rebecca appointed
director
2021-05-06
📄
memorandum-articles
incorporation · MA
2021-04-20
📄
accounts-with-accounts-type-small
accounts · AA
2016-01-04
➕
PRITCHARD, Alexander David appointed
director
2013-03-28
➕
PRITCHARD, Kay appointed
director
2001-08-31
🔓
Charge satisfied #1
2001-02-02
➕
PRITCHARD, David appointed
director
2001-02-02
➖
LAWSON, Sandra Mary resigned
secretary
2001-02-02
➕
PRITCHARD, Kay appointed
secretary
2001-02-02
➖
HARTEY, Karl David resigned
director
2001-02-02
➖
LAWSON, Colin Antony resigned
director
2000-12-08
🔒
Charge registered #1
Lender: Barclays Bank PLC
2000-03-03
➖
MAHAN, Ajay Kumar resigned
director
1999-11-22
➖
JACOBS, Leslie Maurice resigned
director
1999-09-23
➖
UTLEY, Brendon James resigned
director
1999-07-22
➖
SLATTERY, Ptol Damon resigned
director
1999-03-22
➕
JACOBS, Leslie Maurice appointed
director
1999-03-22
➕
MAHAN, Ajay Kumar appointed
director
1999-03-22
➕
SLATTERY, Ptol Damon appointed
director
1999-03-22
➕
UTLEY, Brendon James appointed
director
1998-05-18
🏢
Company incorporated
As APPLEWOOD INDEPENDENT LTD
1998-05-18
➕
LAWSON, Sandra Mary appointed
secretary
1998-05-18
➕
FORM 10 SECRETARIES FD LTD appointed
corporate-nominee-secretary
1998-05-18
➖
FORM 10 SECRETARIES FD LTD resigned
corporate-nominee-secretary
1998-05-18
➕
HARTEY, Karl David appointed
director
1998-05-18
➕
LAWSON, Colin Antony appointed
director
1998-05-18
➕
FORM 10 DIRECTORS FD LTD appointed
corporate-nominee-director
1998-05-18
➖
FORM 10 DIRECTORS FD LTD resigned
corporate-nominee-director

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 67 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

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ANCHOR WEALTH MANAGEMENT LIMITED→ 09620529 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
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ANR MORTGAGES LTD→ 14665030 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
ANSARS ESTATE AGENTS LTD→ 08378356 · est 2013 · no financials extracted	—	—	—	—	13y	—	—
ANZ CONSULTING LTD→ 16917625 · est 2025 · no financials extracted	—	—	—	—	—	—	—
APE FINANCE LIMITED→ 14999185 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
APEX PRIVATE FINANCE LIMITED→ 11793661 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
AQUILA BUSINESS SOLUTIONS LIMITED→ 12371824 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
ARCHIVE PENSIONS LIMITED→ 04153152 · est 2001 · no financials extracted	—	—	—	—	25y	—	—
ARISE VENTURES LTD→ 08382487 · est 2013 · no financials extracted	—	—	—	—	13y	—	—
ARMED & ADVISED LIMITED→ 09207403 · est 2014 · no financials extracted	—	—	—	—	11y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1998-05-18

Jurisdictionengland-wales

Primary SIC65110 — Life insurance

Registered office

Afh House Buntsford Drive

Stoke Heath

Bromsgrove

B60 4JE

England

Filing status

Accounts

Next due: 2026-07-31

Last made up to: 2024-08-31

Confirmation statement

Next due: 2026-11-07

Last: 2025-10-24

Officers (3 active · 11 resigned)

PRITCHARD, Alexander David→

director · ~40y · appointed 2016-01-04

View their other companies + combined net worth →

Active

PRITCHARD, David→

director · ~67y · appointed 2001-02-02

View their other companies + combined net worth →

Active

WOLSTENHOLME, Rebecca→

director · ~40y · appointed 2022-01-01

View their other companies + combined net worth →

Active

LAWSON, Sandra Mary→

secretary · appointed 1998-05-18 · resigned 2001-02-02

Resigned

PRITCHARD, Kay→

secretary · appointed 2001-02-02 · resigned 2024-08-31

Resigned

FORM 10 SECRETARIES FD LTD→

corporate-nominee-secretary · appointed 1998-05-18 · resigned 1998-05-18

Resigned

HARTEY, Karl David→

director · ~60y · appointed 1998-05-18 · resigned 2001-02-02

Resigned

JACOBS, Leslie Maurice→

director · ~62y · appointed 1999-03-22 · resigned 1999-11-22

Resigned

LAWSON, Colin Antony→

director · ~57y · appointed 1998-05-18 · resigned 2001-02-02

Resigned

MAHAN, Ajay Kumar→

director · ~59y · appointed 1999-03-22 · resigned 2000-03-03

Resigned

PRITCHARD, Kay→

director · ~79y · appointed 2013-03-28 · resigned 2026-01-02

Resigned

SLATTERY, Ptol Damon→

director · ~61y · appointed 1999-03-22 · resigned 1999-07-22

Resigned

UTLEY, Brendon James→

director · ~57y · appointed 1999-03-22 · resigned 1999-09-23

Resigned

FORM 10 DIRECTORS FD LTD→

corporate-nominee-director · appointed 1998-05-18 · resigned 1998-05-18

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:1 of 1 shown

			Type	Properties
	satisfied	Barclays Barclays Bank PLC	Debenture	1 property	08/12/2000	31/08/2001

Recent filings (113 total)

termination-director-company-with-name-termination-date

officers · TM01

2026-01-15

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-11-06

change-account-reference-date-company-current-extended

accounts · AA01

2024-12-18

accounts-with-accounts-type-small

accounts · AA

2024-12-18

change-account-reference-date-company-previous-shortened

accounts · AA01

2024-12-13

confirmation-statement-with-updates

confirmation-statement · CS01

2024-10-24

notification-of-a-person-with-significant-control-statement

persons-with-significant-control · PSC08

2024-10-22

termination-secretary-company-with-name-termination-date

officers · TM02

2024-10-22

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2024-10-22

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2024-10-22

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2024-10-22

capital-allotment-shares

capital · SH01

2024-06-13

accounts-with-accounts-type-small

accounts · AA

2024-05-22

confirmation-statement-with-updates

confirmation-statement · CS01

2023-11-22

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2023-11-22