CITY FINANCE LIMITED
🌳Matureactive
03574922 · ltd · incorporated 1998-06-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 27.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Operation of sports facilities
Sector: Arts, entertainment & recreation
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 70/100. Strong seller-intent signal (65/100, director aged 59). Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 27.8y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 27.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 4 with DOB)
80
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
86 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 address
Last 180 days
1
filing
- • 1 address
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2026-04-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-09-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-24📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-08-20📄gazette-notice-compulsorygazette · GAZ1
- 2024-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-06-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-06-05📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-11-22➕MCEVOY, Mandy appointeddirector
- 2023-11-21➖MCEVOY, Damian Paul resigneddirector
- 2023-10-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-11📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2022-08-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-10📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-08-01➕REED, Andrew Paul appointedsecretary
- 2022-07-31➖MASON, Michael Norman resignedsecretary
- 2022-07-31➖MASON, Michael Norman resigneddirector
- 2021-09-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-08-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-07-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 1998-10-01➕MASON, Michael Norman appointeddirector
- 1998-09-23🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1998-06-03🏢Company incorporatedAs CITY FINANCE LIMITED
- 1998-06-03➕REED, Andrew Paul appointeddirector
- 1998-06-03➕MASON, Michael Norman appointedsecretary
- 1998-06-03➕PARAMOUNT COMPANY SEARCHES LIMITED appointedcorporate-nominee-secretary
- 1998-06-03➖PARAMOUNT COMPANY SEARCHES LIMITED resignedcorporate-nominee-secretary
- 1998-06-03➕MCEVOY, Damian Paul appointeddirector
- 1998-06-03➕PARAMOUNT PROPERTIES (UK) LIMITED appointedcorporate-nominee-director
- 1998-06-03➖PARAMOUNT PROPERTIES (UK) LIMITED resignedcorporate-nominee-director
Owner dependency
76/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
61/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
Red flags
1 high ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-06-17
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Mandy Mcevoy Individual · British · DOB 08/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/11/2023 |
Mr Andrew Paul Reed Individual · British · DOB 10/1967 · age 59 | 25–50% | — | 25-50% shares | 03/06/2016 |
1 historic (ceased) PSC
- Mr Damian Paul Mcevoyceased 21/11/2023· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Leisure & entertainment · OL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AM FITNESS COACH LIMITED→ 13912313 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BAZOOKA FUTSAL LIMITED→ 11515282 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BHATTI TRAVEL LTD→ 12024595 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BRD ENTERTAINMENT LTD→ 16885846 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BUDS & BLOSSOMS PLAY CAFE LTD→ 16530312 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CASSIUS FITNESS LTD→ 16700463 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CENTRE FOR FOLKLORE MYTH AND MAGIC CIC→ 11920058 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| CITYSCOOP TRAVEL LTD→ 15515547 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CLARKSFIELD & GLODWICK (C&G) COMMUNITY SPORTS CLUB CIC→ 15272485 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CLC STUDIO LTD→ 16248284 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CLOUDSIDE OUTDOOR PURSUITS LIMITED→ 02405774 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| CLUE COLLECTORS LIMITED→ 15726456 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-06-03
Jurisdictionengland-wales
Primary SIC93110 — Operation of sports facilities
Registered office
Lynthwaite House Denshaw Road
Delph
Oldham
Lancs
OL3 5TL
England
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2026-06-17OVERDUE
Last: 2025-06-03
Officers (3 active · 5 resigned)
Active
MCEVOY, Mandy→
Activedirector · ~57y · appointed 2023-11-22
View their other companies + combined net worth →
REED, Andrew Paul→
Activedirector · ~59y · appointed 1998-06-03
View their other companies + combined net worth →
MASON, Michael Norman→
Resignedsecretary · appointed 1998-06-03 · resigned 2022-07-31
PARAMOUNT COMPANY SEARCHES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1998-06-03 · resigned 1998-06-03
MASON, Michael Norman→
Resigneddirector · ~81y · appointed 1998-10-01 · resigned 2022-07-31
MCEVOY, Damian Paul→
Resigneddirector · ~59y · appointed 1998-06-03 · resigned 2023-11-21
PARAMOUNT PROPERTIES (UK) LIMITED→
Resignedcorporate-nominee-director · appointed 1998-06-03 · resigned 1998-06-03
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 23/09/1998 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (86 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-30
gazette-filings-brought-up-to-date
gazette · DISS40
2024-09-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-23
gazette-notice-compulsory
gazette · GAZ1
2024-08-20
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-06-05
appoint-person-director-company-with-name-date
officers · AP01
2024-06-05
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-06-05
termination-director-company-with-name-termination-date
officers · TM01
2024-06-05
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-02
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-27
appoint-person-secretary-company-with-name-date
officers · AP03
2022-08-11