CONCEPT TRAINING LIMITED
🌳Matureactive
03588378 · ltd · incorporated 1998-06-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 27.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other education n.e.c.
Sector: Education
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (73/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 2 lenders · oldest 27.3y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 27.3 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 4 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
87 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 4 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
6
filings
- • 4 mortgage
- • 1 confirmation-statement
- • 1 officers
Last 180 days
7
filings
- • 4 mortgage
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2026-05-15📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-15🔓Charge satisfied #6
- 2026-05-15🔓Charge satisfied #5
- 2026-05-15🔓Charge satisfied #2
- 2026-05-15🔓Charge satisfied #1
- 2026-01-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-27📍move-registers-to-sail-company-with-new-addressaddress · AD03
- 2025-06-27📍change-sail-address-company-with-new-addressaddress · AD02
- 2025-05-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-23➕MORGAN, Alan William appointeddirector
- 2024-05-23➕PRICE, Lindsay Elizabeth appointeddirector
- 2024-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-23📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-09📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-02-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-05-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2012-02-29➖GARDNER, Julie resignedsecretary
- 2007-01-30➕GARDNER, Julie appointedsecretary
- 2007-01-29➖HOLLIDAY, John Paul resignedsecretary
- 2007-01-29➖HOLLIDAY, John Paul resigneddirector
- 2004-08-04🔒Charge registered #6Lender: Hsbc Bank PLC
- 2004-06-04🔒Charge registered #5Lender: Hsbc Bank PLC
- 2004-05-26🔓Charge satisfied #4
- 2004-05-26🔓Charge satisfied #3
- 2003-05-07🔒Charge registered #4Lender: Hsbc Bank PLC
- 2003-01-09🔒Charge registered #3Lender: Hsbc Bank PLC
- 2001-05-11🔒Charge registered #2Lender: Hsbc Bank PLC
- 1999-03-05🔒Charge registered #1Lender: Midland Bank PLC
- 1998-06-29➕PRICE, Janet Elizabeth appointeddirector
- 1998-06-29➕HOLLIDAY, John Paul appointedsecretary
- 1998-06-29➕HOLLIDAY, John Paul appointeddirector
- 1998-06-25🏢Company incorporatedAs CONCEPT TRAINING LIMITED
- 1998-06-25➕JPCORS LIMITED appointedcorporate-nominee-secretary
- 1998-06-25➖JPCORS LIMITED resignedcorporate-nominee-secretary
- 1998-06-25➕JPCORD LIMITED appointedcorporate-nominee-director
- 1998-06-25➖JPCORD LIMITED resignedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Janet Elizabeth Price Individual · British · DOB 06/1957 · age 69 | 75–100% | — | 75-100% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Education & training · LA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BABYBALLET SUTTON AND EPSOM CENTRAL LIMITED→ 16053050 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BOND MEDICAL CONSULTING LIMITED→ 15665985 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CAROUSEL CHILD CARE MORECAMBE LTD→ 08672221 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| CBH TRAINING LIMITED→ 04301223 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CHRIS HAMLETT LTD→ 16867928 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CLEAR DIRECTIONS - TRAINING & DEVELOPMENT LTD→ 11797389 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| CLEAR PATHWAYS PROJECT C.I.C.→ 16221394 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| COACHING BY AC LTD→ 15829737 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| COLOURWHEEL FYLDE COAST LIMITED→ 13699193 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| COMMUNICATION AND LEARNING ENTERPRISES LIMITED→ 06588282 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CONSORTIUM OF DEVELOPMENT EDUCATION CENTRES→ 07198365 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| CONSTANT TRAINING LTD→ 14073053 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-06-25
Jurisdictionengland-wales
Primary SIC85590 — Other education n.e.c.
Registered office
15 Beach Street
Morecambe
Lancashire
LA4 6BT
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2027-07-09
Last: 2026-06-25
Officers (3 active · 5 resigned)
MORGAN, Alan William→
Activedirector · ~69y · appointed 2024-05-23
View their other companies + combined net worth →
PRICE, Janet Elizabeth→
Activedirector · ~69y · appointed 1998-06-29
View their other companies + combined net worth →
PRICE, Lindsay Elizabeth→
Activedirector · ~41y · appointed 2024-05-23
View their other companies + combined net worth →
GARDNER, Julie→
Resignedsecretary · appointed 2007-01-30 · resigned 2012-02-29
HOLLIDAY, John Paul→
Resignedsecretary · appointed 1998-06-29 · resigned 2007-01-29
JPCORS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1998-06-25 · resigned 1998-06-25
HOLLIDAY, John Paul→
Resigneddirector · ~92y · appointed 1998-06-29 · resigned 2007-01-29
JPCORD LIMITED→
Resignedcorporate-nominee-director · appointed 1998-06-25 · resigned 1998-06-25
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
0
Outstanding
0
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 04/08/2004 | 15/05/2026 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 04/06/2004 | 15/05/2026 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 07/05/2003 | 26/05/2004 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 09/01/2003 | 26/05/2004 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 11/05/2001 | 15/05/2026 | |
| satisfied | Midland Bank Midland Bank PLC | Debenture | 1 property | 05/03/1999 | 15/05/2026 |
Recent filings (87 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-26
change-person-director-company-with-change-date
officers · CH01
2026-05-15
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-15
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-15
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-15
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-27
move-registers-to-sail-company-with-new-address
address · AD03
2025-06-27
change-sail-address-company-with-new-address
address · AD02
2025-06-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-27
appoint-person-director-company-with-name-date
officers · AP01
2024-05-23
appoint-person-director-company-with-name-date
officers · AP01
2024-05-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-09