70 DALE STREET LIMITED
🌳Matureactive
03605359 · ltd · incorporated 1998-07-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: SIC 01500
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
Investor take
PursueActive trading company with a 71-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 71). Biggest value-creation lever: Consolidate lender relationships. 10 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
32 live charges · 10 lenders · oldest 27.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 27.6 years old — likely at or near maturity.
- · 10 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
32 charges (32/32 with lender, 32/32 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 2 with DOB)
75
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
129 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (91 events)Click to expand
- 2025-08-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-05🔓Charge satisfied #26
- 2021-08-05🔓Charge satisfied #25
- 2021-08-05🔓Charge satisfied #24
- 2021-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-29🔒Charge registered #32Lender: Investec Bank PLC
- 2021-07-29🔒Charge registered #31Lender: Investec Bank PLC
- 2021-07-29🔒Charge registered #30Lender: Investec Bank PLC
- 2021-07-29🔒Charge registered #29Lender: Investec Bank PLC
- 2021-07-29🔒Charge registered #28Lender: Investec Bank PLC
- 2021-07-29🔒Charge registered #27Lender: Investec Bank PLC
- 2021-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-16🔓Charge satisfied #16
- 2021-07-16🔓Charge satisfied #13
- 2021-07-16🔓Charge satisfied #10
- 2021-07-16🔓Charge satisfied #9
- 2021-07-16🔓Charge satisfied #8
- 2021-07-15🔓Charge satisfied #23
- 2021-07-15🔓Charge satisfied #22
- 2021-07-15🔓Charge satisfied #21
- 2021-07-15🔓Charge satisfied #19
- 2021-07-15🔓Charge satisfied #17
- 2021-07-15🔓Charge satisfied #15
- 2021-07-15🔓Charge satisfied #14
- 2021-07-15🔓Charge satisfied #11
- 2021-07-15🔓Charge satisfied #6
- 2021-07-15🔓Charge satisfied #5
- 2021-07-15🔓Charge satisfied #4
- 2021-07-15🔓Charge satisfied #2
- 2021-07-15🔓Charge satisfied #1
- 2018-01-05🔒Charge registered #26Lender: Shawbrook Bank Limited
- 2018-01-05🔒Charge registered #25Lender: Shawbrook Bank Limited
- 2018-01-05🔒Charge registered #24Lender: Shawbrook Bank Limited
- 2017-10-27🔓Charge satisfied #20
Showing most recent 50 of 91 events
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 28 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 28 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Guy Whalley Individual · British · DOB 04/1959 · age 67 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Christopher Joe Whalley Individual · British · DOB 10/1955 · age 71 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A GREENER LONDON LTD→ 11709952 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABACUS AGRICULTURE LIMITED→ 09132721 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AETHER TREES LIMITED→ 13680135 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ARBORIS INTERNATIONAL LIMITED→ 17071216 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ARGOS-INV LTD→ 12065493 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AYOLA LTD→ 16412023 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AZZ GROUP LTD→ 16471456 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CAME SERVICE INTL. LTD→ 13812022 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CARSE ESTATE LIMITED→ 03239404 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| CAUSTON STREET FARMS LIMITED→ 02768104 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| CHAPELROCK VENTURES LTD→ 08742545 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| CHERRY GREEN FARMING LIMITED→ 07586733 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-07-28
Jurisdictionengland-wales
Primary SIC01500 — SIC 01500
Registered office
Wingate Business Exchange 64-66 Wingate Square
Office 15
London
SW4 0AF
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-30
Confirmation statement
Next due: 2026-11-05
Last: 2025-10-22
Officers (3 active · 5 resigned)
WHALLEY, Andrew Guy→
Activesecretary · appointed 2004-03-29
View their other companies + combined net worth →
WHALLEY, Andrew Guy→
Activedirector · ~67y · appointed 1998-07-28
View their other companies + combined net worth →
WHALLEY, Christopher Joe→
Activedirector · ~71y · appointed 1998-07-28
View their other companies + combined net worth →
KENNEDY, Charlotte→
Resignedsecretary · appointed 1999-12-16 · resigned 2002-07-22
SPIN, Stacey Corrington→
Resignedsecretary · appointed 2002-07-22 · resigned 2004-03-29
WHALLEY, Christopher Joe→
Resignedsecretary · appointed 1998-07-28 · resigned 1999-12-16
CHALFEN SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1998-07-28 · resigned 1998-07-28
CHALFEN NOMINEES LIMITED→
Resignedcorporate-nominee-director · appointed 1998-07-28 · resigned 1998-07-28
Click a director name to see their full track record across all companies.
Mortgages & charges
32
Total charges
6
Outstanding
1
Active lenders
Status:Lender:32 of 32 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 29/07/2021 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 29/07/2021 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 29/07/2021 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 29/07/2021 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 29/07/2021 | — | |
| outstanding | Investec Bank Investec Bank PLC | A registered charge | 1 property | 29/07/2021 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/01/2018 | 05/08/2021 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/01/2018 | 05/08/2021 | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 05/01/2018 | 05/08/2021 | |
| satisfied | Northern Rock Northern Rock PLC | Charge deed | 2 properties | 14/01/2008 | 15/07/2021 | |
| satisfied | Northern Rock Northern Rock PLC | Charge deed | 2 properties | 14/01/2008 | 15/07/2021 | |
| satisfied | Northern Rock Northern Rock PLC | Charge deed | 1 property | 14/01/2008 | 15/07/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 21/01/2005 | 27/10/2017 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Legal charge | 1 property | 29/04/2004 | 27/10/2017 | |
| satisfied | Barclays Barclays Bank PLC | Deed of charge over credit balances | 1 property | 28/04/2004 | 15/07/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 04/07/2003 | 15/07/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 2 properties | 24/05/2000 | 16/07/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Security over a deposit account | 1 property | 09/05/2000 | 15/07/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 09/05/2000 | 15/07/2021 | |
| satisfied | Andrew Boaden | Charge of whole | 1 property | 21/10/1999 | 16/07/2021 | |
| satisfied | Andrew Boaden | Charge of whole | 1 property | 30/06/1999 | 06/05/2004 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | — | 03/06/1999 | 15/07/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 03/06/1999 | 16/07/2021 | |
| satisfied | Andrew Boaden | Charge | 1 property | 03/06/1999 | 16/07/2021 | |
| satisfied | Andrew Boaden | Legal charge | 1 property | 12/05/1999 | 15/07/2021 | |
| satisfied | Neil Brown | Charge of whole | 1 property | 06/05/1999 | 16/07/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 06/05/1999 | 15/07/2021 | |
| satisfied | Andrew Boaden | Legal charge | 2 properties | 05/05/1999 | 17/01/2008 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 27/04/1999 | 15/07/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 27/04/1999 | 17/01/2008 | |
| satisfied | Allied Sterling Allied Sterling PLC | Second charge | 1 property | 05/10/1998 | 15/07/2021 | |
| satisfied | Neil David Brown | Charge | 1 property | 02/10/1998 | 15/07/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (129 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-20
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-17
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-05
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-05
mortgage-satisfy-charge-full
mortgage · MR04
2021-08-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-08-02