AGENCY PB LIMITED

🌳Matureactive
03606166 · ltd · incorporated 1998-07-29
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£-4.1k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
ALSO REGISTERED FOR
  • 70229Management consultancy activities other than financial management
  • 78109Other activities of employment placement agencies
Investor take
Pass (distressed without resilience)
Property-backed borrower. Family succession underway — not a classic acquisition target.

Opportunity 83/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -52% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 27.5y

45/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 27.5 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: medium (77/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 4 with DOB)
79
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
81 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £4,133
Net assets shrinking
Down £4,451 YoY
Cash draining
Cash down 52% YoY
Cash YoY
-52%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£8k
↓ 52% YoY
Net Worth
-£4k
↓ 1400% YoY
Current Assets
£21k
↓ 50% YoY
Current Liabilities
—
-£4k£5k£15k£24k£33k£43kJul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-07-312024-07-31
Total assets£-3.4k£2.1k
Current assets£21.3k£42.8k
Cash£8.1k£16.7k
Debtors£13.1k£26.1k
Net assets£-4.1k£318

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 accounts
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
  1. 2026-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-07-08
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-07-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2024-04-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-04-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-09-30
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2021-09-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2021-09-28
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  11. 2021-09-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2021-07-28
    ➕
    BAXTER, Peyton appointed
    director
  13. 2021-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-05-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2019-12-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2019-12-17
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2019-06-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  18. 2018-05-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2007-05-11
    ➕
    BAXTER, Michele appointed
    secretary
  20. 2007-05-11
    ➕
    BAXTER, Michele appointed
    director
  21. 2007-05-11
    ➖
    PIDCOCK, Giles Mark resigned
    secretary
  22. 2007-05-11
    ➖
    PIDCOCK, Giles Mark resigned
    director
  23. 1999-02-15
    ➕
    BAXTER, John appointed
    director
  24. 1999-02-15
    ➖
    HARPER, Sonja resigned
    secretary
  25. 1999-02-15
    ➕
    PIDCOCK, Giles Mark appointed
    secretary
  26. 1999-02-02
    🔒
    Charge registered #2
    Lender: Barclays Bank PLC
  27. 1999-01-27
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  28. 1998-07-29
    🏢
    Company incorporated
    As AGENCY PB LIMITED
  29. 1998-07-29
    ➕
    HARPER, Sonja appointed
    secretary
  30. 1998-07-29
    ➕
    JL NOMINEES TWO LIMITED appointed
    corporate-nominee-secretary
  31. 1998-07-29
    ➖
    JL NOMINEES TWO LIMITED resigned
    corporate-nominee-secretary
  32. 1998-07-29
    ➕
    PIDCOCK, Giles Mark appointed
    director
  33. 1998-07-29
    ➕
    JL NOMINEES ONE LIMITED appointed
    corporate-nominee-director
  34. 1998-07-29
    ➖
    JL NOMINEES ONE LIMITED resigned
    corporate-nominee-director

Owner dependency

76/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 58 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

30/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — BAXTER, Peyton (same surname) appointed 2021-07-28. Pattern consistent with intra-family handover.
  • secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Michele Baxter
Individual · British · DOB 01/1968 · age 58
50–75%
50–75%50-75% shares · 50-75% voting06/04/2016
Miss Peyton Baxter
Individual · British · DOB 09/2000 · age 26
25–50%
25–50%25-50% shares · 25-50% voting28/07/2021
1 historic (ceased) PSC
  • Mr John Baxterceased 17/12/2019· 25-50% shares · 25-50% voting · significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1998-07-29
Jurisdictionengland-wales
Primary SIC68320 — Management of real estate on a fee or contract basis

Registered office

2 Parkwood Gardens
Roundhay
Leeds
West Yorkshire
LS8 1JR

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-08-12
Last: 2025-07-29

Officers (4 active · 5 resigned)

BAXTER, Michele→
secretary · appointed 2007-05-11
View their other companies + combined net worth →
Active
BAXTER, John→
director · ~56y · appointed 1999-02-15
View their other companies + combined net worth →
Active
BAXTER, Michele→
director · ~58y · appointed 2007-05-11
View their other companies + combined net worth →
Active
BAXTER, Peyton→
director · ~26y · appointed 2021-07-28
View their other companies + combined net worth →
Active
HARPER, Sonja→
secretary · appointed 1998-07-29 · resigned 1999-02-15
Resigned
PIDCOCK, Giles Mark→
secretary · appointed 1999-02-15 · resigned 2007-05-11
Resigned
JL NOMINEES TWO LIMITED→
corporate-nominee-secretary · appointed 1998-07-29 · resigned 1998-07-29
Resigned
PIDCOCK, Giles Mark→
director · ~60y · appointed 1998-07-29 · resigned 2007-05-11
Resigned
JL NOMINEES ONE LIMITED→
corporate-nominee-director · appointed 1998-07-29 · resigned 1998-07-29
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
Legal charge2 properties02/02/1999—
outstanding
Barclays
Barclays Bank PLC
Debenture1 property27/01/1999—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (81 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-29
change-person-director-company-with-change-date
officers · CH01
2024-07-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-29
resolution
resolution · RESOLUTIONS
2021-09-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-09-29
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-09-28