PUNTER SOUTHALL SIPP LIMITED
🌳Matureactive
03633950 · ltd · incorporated 1998-09-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
83/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 70-year-old founder — textbook succession opportunity.
Opportunity 83/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 27.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 27.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
32 officers (3 active, 32 linked, 25 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
154 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (85 events)Click to expand
- 2026-05-01📄accounts-with-accounts-type-fullaccounts · AA
- 2025-08-20📄change-person-director-company-with-change-dateofficers · CH01
- 2025-08-01📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-07-31➖NASH, Ian Eric resignedsecretary
- 2025-06-13📄accounts-with-accounts-type-fullaccounts · AA
- 2024-05-17📄accounts-with-accounts-type-fullaccounts · AA
- 2023-08-10📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-07-26📄accounts-with-accounts-type-fullaccounts · AA
- 2022-05-31➖HAMILTON HUNT, John resigneddirector
- 2022-05-31➖TRESMAN, Geoffrey David resigneddirector
- 2022-05-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-31📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-05-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-05-12➕DAVIDSON, Gary Andrew appointeddirector
- 2022-05-12➕HAWKINS, Sarah Violet appointeddirector
- 2022-03-31✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2021-09-20📄accounts-with-accounts-type-fullaccounts · AA
- 2020-08-25📄accounts-with-accounts-type-fullaccounts · AA
- 2019-05-02📄accounts-with-accounts-type-fullaccounts · AA
- 2018-04-27📄accounts-with-accounts-type-fullaccounts · AA
- 2018-01-17🔓Charge satisfied #3
- 2017-10-26🔓Charge satisfied #2
- 2017-04-18🔒Charge registered #3Lender: Santander UK PLC as Security Trustee
- 2013-02-04🔒Charge registered #2Lender: Intermediate Capital Group PLC
- 2011-04-21➕TRESMAN, Geoffrey David appointeddirector
- 2011-03-14➖JOHNSTON, Paul James resigneddirector
- 2008-02-12➖GARMON JONES, Richard resignedsecretary
- 2008-02-12➕NASH, Ian Eric appointedsecretary
- 2008-02-12➖WARE, Stephen resignedsecretary
- 2008-02-05➖COWLEN, David John resigneddirector
- 2008-02-05➖HOWELLS, Vivien Helen resigneddirector
- 2008-02-05➖MCCAFFERTY, William John resigneddirector
- 2008-02-05➖MORAHAN, Alan resigneddirector
- 2006-11-23➕MCKELVEY, Kenneth John appointeddirector
- 2006-11-23➕GARMON JONES, Richard appointedsecretary
- 2006-11-23➕HAMILTON HUNT, John appointeddirector
- 2006-11-23➕JOHNSTON, Paul James appointeddirector
- 2006-10-28🔓Charge satisfied #1
- 2006-01-30➖CORK, Andrew Michael resignedsecretary
- 2006-01-30➕WARE, Stephen appointedsecretary
- 2006-01-30➖CORK, Andrew Michael resigneddirector
- 2005-03-30➖BAREHAM, Robert Edward resigneddirector
- 2005-03-29➖BAREHAM, Robert Edward resignedsecretary
- 2005-03-29➕CORK, Andrew Michael appointedsecretary
- 2005-01-28➕CORK, Andrew Michael appointeddirector
- 2005-01-28➕MCCAFFERTY, William John appointeddirector
- 2005-01-12➖BRICE, Ian Charles resigneddirector
- 2005-01-12➖KONIG, James resigneddirector
Showing most recent 50 of 85 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Long-tenure founder: Senior director has been in place 19 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 19 years.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Ps Sipp Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ps Sipp Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
PUNTER SOUTHALL SIPP LIMITED
This company · 03633950
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ps Sipp Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 26 DEGREES GLOBAL MARKETS (UK) LIMITED→ 14792035 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 4JS INVEST LIMITED→ 15409371 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 4M2 INVEST LTD.→ 13536425 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 757 PARTNERS LTD→ 16101884 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 7PERCENT VENTURES GP LIMITED→ 11710834 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 8788 LTD→ 12162630 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 88.LEGAL LIMITED→ 16563887 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A & D FINANCE SOLUTIONS LTD→ 15186819 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AARAV INVESTMENT AND ACCOUNTS LIMITED→ 13925503 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AAWMR LTD→ 15773533 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABC COTSWOLDS LIMITED→ 09916560 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABDALLA MASSEY PROPERTY SERVICES LTD→ 16416203 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-09-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
11 Strand
London
WC2N 5HR
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17
Officers (3 active · 29 resigned)
DAVIDSON, Gary Andrew→
Activedirector · ~60y · appointed 2022-05-12
View their other companies + combined net worth →
HAWKINS, Sarah Violet→
Activedirector · ~49y · appointed 2022-05-12
View their other companies + combined net worth →
MCKELVEY, Kenneth John→
Activedirector · ~70y · appointed 2006-11-23
View their other companies + combined net worth →
BAREHAM, Robert Edward→
Resignedsecretary · appointed 1998-09-21 · resigned 2005-03-29
CORK, Andrew Michael→
Resignedsecretary · appointed 2005-03-29 · resigned 2006-01-30
GARMON JONES, Richard→
Resignedsecretary · appointed 2006-11-23 · resigned 2008-02-12
NASH, Ian Eric→
Resignedsecretary · appointed 2008-02-12 · resigned 2025-07-31
WARE, Stephen→
Resignedsecretary · appointed 2006-01-30 · resigned 2008-02-12
HALLMARK SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1998-09-17 · resigned 1998-09-21
BAREHAM, Robert Edward→
Resigneddirector · ~77y · appointed 1998-09-21 · resigned 2005-03-30
BLOOR, Stephen Michael→
Resigneddirector · ~64y · appointed 1999-01-01 · resigned 1999-10-22
BRICE, Ian Charles→
Resigneddirector · ~82y · appointed 1999-01-01 · resigned 2005-01-12
CORK, Andrew Michael→
Resigneddirector · ~58y · appointed 2005-01-28 · resigned 2006-01-30
COWLEN, David John→
Resigneddirector · ~73y · appointed 2000-11-16 · resigned 2008-02-05
EVANS, Graham→
Resigneddirector · ~64y · appointed 2000-11-16 · resigned 2002-07-19
FOSTER, John Stewart→
Resigneddirector · ~62y · appointed 1999-01-01 · resigned 2000-08-16
HAMILTON HUNT, John→
Resigneddirector · ~66y · appointed 2006-11-23 · resigned 2022-05-31
HOWELLS, Vivien Helen→
Resigneddirector · ~72y · appointed 1999-01-01 · resigned 2008-02-05
JOHNSTON, Paul James→
Resigneddirector · ~61y · appointed 2006-11-23 · resigned 2011-03-14
KONIG, James→
Resigneddirector · ~68y · appointed 1999-01-01 · resigned 2005-01-12
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Santander Santander UK PLC as Security Trustee | A registered charge | 1 property | 18/04/2017 | 17/01/2018 | |
| satisfied | Intermediate Capital Group Intermediate Capital Group PLC | Debenture | 1 property | 04/02/2013 | 26/10/2017 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Composite guarantee and debenture | 1 property | 22/10/1998 | 28/10/2006 |
Recent filings (154 total)
accounts-with-accounts-type-full
accounts · AA
2026-05-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
change-person-director-company-with-change-date
officers · CH01
2025-08-20
termination-secretary-company-with-name-termination-date
officers · TM02
2025-08-01
accounts-with-accounts-type-full
accounts · AA
2025-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-30
accounts-with-accounts-type-full
accounts · AA
2024-05-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-03
accounts-with-accounts-type-full
accounts · AA
2023-08-10
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2022-08-08
accounts-with-accounts-type-full
accounts · AA
2022-07-26
termination-director-company-with-name-termination-date
officers · TM01
2022-05-31
termination-director-company-with-name-termination-date
officers · TM01
2022-05-31
appoint-person-director-company-with-name-date
officers · AP01
2022-05-16