B.G. AUTOMOTIVE LIMITED
📈Growthactive
03635800 · ltd · incorporated 1998-09-22
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
🔒Estimated value
—
Upgrade to see
Turnover
£63.17M
year to Nov 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: SIC 45310
Sector: Wholesale & retail
Investor take
PursueConservative operator with a 66-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 77/100. Strong seller-intent signal (73/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).
🏦
Refinance opportunity
8 live charges · 7 lenders · oldest 25.9y
45/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 25.9 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
14 officers (5 active, 14 linked, 8 with DOB)
81
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
124 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £7,091,704
Strong revenue growth
Turnover up 26% YoY
Turnover YoY
+26%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Turnover | £63.17M | £50.26M |
| Gross profit | £21.70M | £17.91M |
| Operating profit | £7.11M | £4.61M |
| Profit before tax | £7.09M | £4.57M |
| Average employees | 14900 | 13900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (59 events)Click to expand
- 2026-02-09📄legacymiscellaneous · ANNOTATION
- 2025-08-26📄accounts-with-accounts-type-fullaccounts · AA
- 2025-01-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-08-27➖JONES, Roy David resigneddirector
- 2024-08-27📄accounts-with-accounts-type-fullaccounts · AA
- 2024-08-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-10🔓Charge satisfied #8
- 2024-05-10🔓Charge satisfied #7
- 2024-05-10🔓Charge satisfied #6
- 2024-05-10🔓Charge satisfied #5
- 2024-01-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-21🔒Charge registered #8Lender: Hsbc UK Bank PLC
- 2023-08-28📄accounts-with-accounts-type-fullaccounts · AA
- 2022-08-30📄accounts-with-accounts-type-fullaccounts · AA
- 2022-05-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-09-15📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-15📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-15📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-15📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-15📄change-person-director-company-with-change-dateofficers · CH01
- 2019-07-29➕PUSCHNIK, Mark Jonathan appointedsecretary
- 2019-07-29➖WHITE, Joanne resignedsecretary
- 2015-11-01➕WHITE, Joanne appointedsecretary
- 2015-10-31➖JONES, Roy David resignedsecretary
- 2014-09-23🔒Charge registered #7Lender: Hsbc Bank PLC
- 2013-12-18🔒Charge registered #6Lender: Hsbc Invoice Finance (UK) LTD
- 2013-11-01🔓Charge satisfied #4
- 2013-11-01🔓Charge satisfied #3
- 2013-09-09🔒Charge registered #5Lender: Hsbc Bank PLC
- 2011-10-17➕GREENER, Matthew appointeddirector
- 2009-11-04🔒Charge registered #4Lender: Lloyds Tsb Commercial Finance Limited
- 2004-09-25🔓Charge satisfied #2
- 2004-09-25🔓Charge satisfied #1
- 2004-08-04🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 2004-08-01➕THURLBOURN, Andrew Colin appointeddirector
- 2004-06-24➕JONES, Yuko appointeddirector
- 2001-08-22➕CAMERON, Christopher appointeddirector
- 2001-08-22➕JONES, Roy David appointedsecretary
- 2001-08-22➖SANCHEZ, Pedro resignedsecretary
- 2001-08-22➖MONTERO, Francisco resigneddirector
- 2001-08-22➖SANCHEZ, Pedro resigneddirector
- 2000-09-19🔒Charge registered #2Lender: National Westminster Bank PLC
- 2000-09-07🔒Charge registered #1Lender: Hsbc Invoice Finance (UK) Limited
- 2000-02-29➖CARTER, Charles Clark resigneddirector
- 1998-09-24➕SANCHEZ, Pedro appointedsecretary
Showing most recent 50 of 59 events
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 25 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
80/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primary20+ year tenure: Director in role 25 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
2 corporate shareholders identified. Group structure is distributed.
🏛️significant stake
British Gaskets Ltd
Corporate parent · holds 25-50% shares
🏛️significant stake
4bg Group Ltd
Corporate parent · holds 25-50% shares
⬇
B.G. AUTOMOTIVE LIMITED
This company · 03635800
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
British Gaskets Ltd Corporate entity | 25–50% | — | 25-50% shares | 06/04/2016 |
4bg Group Ltd Corporate entity | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Roy David Jonesceased 27/08/2024· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · SN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AIRIDE SOLUTIONS UK LIMITED→ 15140371 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AS INSTALLS FLEET SOLUTIONS LTD→ 15679946 · est 2024 | — | — | — | 200 | 2y | — | — |
| ASC AUDIO LTD→ 14678116 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AUTO ASYLUM WINDSCREENS LTD→ 13798291 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AUTOMOTIV LTD→ 14301868 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AWCUSTOMS LIMITED→ 13376824 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BACK TO FRESH LTD→ 16512710 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BALLANTYNE SUPERCAR SERVICES LIMITED→ 15571341 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BASSETT AUTO BODIES LTD.→ 11405266 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BATA 1 MOTORS LIMITED→ 15983327 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BATH ROAD VEHICLE SERVICES LIMITED→ 09384604 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BBE TRANSPORT REPAIRS LTD→ 07765635 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-09-22
Jurisdictionengland-wales
Primary SIC45310 — SIC 45310
Registered office
Metro Building Arkwright Road
Groundwell Industrial Estate
Swindon
SN25 5AB
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-17
Last: 2025-11-03
Officers (5 active · 9 resigned)
PUSCHNIK, Mark Jonathan→
Activesecretary · appointed 2019-07-29
View their other companies + combined net worth →
CAMERON, Christopher→
Activedirector · ~66y · appointed 2001-08-22
View their other companies + combined net worth →
GREENER, Matthew→
Activedirector · ~47y · appointed 2011-10-17
View their other companies + combined net worth →
Active
THURLBOURN, Andrew Colin→
Activedirector · ~65y · appointed 2004-08-01
View their other companies + combined net worth →
JONES, Roy David→
Resignedsecretary · appointed 2001-08-22 · resigned 2015-10-31
SANCHEZ, Pedro→
Resignedsecretary · appointed 1998-09-24 · resigned 2001-08-22
WHITE, Joanne→
Resignedsecretary · appointed 2015-11-01 · resigned 2019-07-29
LONDON LAW SECRETARIAL LIMITED→
Resignedcorporate-nominee-secretary · appointed 1998-09-22 · resigned 1998-09-22
CARTER, Charles Clark→
Resigneddirector · ~90y · appointed 1998-09-24 · resigned 2000-02-29
JONES, Roy David→
Resigneddirector · ~69y · appointed 1998-09-24 · resigned 2024-08-27
MONTERO, Francisco→
Resigneddirector · ~89y · appointed 1998-09-24 · resigned 2001-08-22
SANCHEZ, Pedro→
Resigneddirector · ~71y · appointed 1998-09-24 · resigned 2001-08-22
LONDON LAW SERVICES LIMITED→
Resignedcorporate-nominee-director · appointed 1998-09-22 · resigned 1998-09-22
Click a director name to see their full track record across all companies.
Mortgages & charges
8
Total charges
0
Outstanding
0
Active lenders
Status:Lender:8 of 8 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 21/12/2023 | 10/05/2024 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 23/09/2014 | 10/05/2024 | |
| satisfied | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | 1 property | 18/12/2013 | 10/05/2024 | |
| satisfied | HSBC Hsbc Bank PLC | A registered charge | 1 property | 09/09/2013 | 10/05/2024 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | All assets debenture | 1 property | 04/11/2009 | 01/11/2013 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 04/08/2004 | 01/11/2013 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Mortgage debenture | 1 property | 19/09/2000 | 25/09/2004 | |
| satisfied | HSBC Hsbc Invoice Finance (UK) Limited | Fixed charge on purchased debts which fail to vest and on other debts and floating charge on the remainder of company's property | 1 property | 07/09/2000 | 25/09/2004 |
Recent filings (124 total)
legacy
miscellaneous · ANNOTATION
2026-02-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-03
accounts-with-accounts-type-full
accounts · AA
2025-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-01-06
accounts-with-accounts-type-full
accounts · AA
2024-08-27
termination-director-company-with-name-termination-date
officers · TM01
2024-08-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-10
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-10
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-10
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-10
mortgage-satisfy-charge-full
mortgage · MR04
2024-05-10
change-person-director-company-with-change-date
officers · CH01
2024-01-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-13