DARAG INSURANCE UK LIMITED
🌳Matureactive
03654581 · ltd · incorporated 1998-10-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 26.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueActive trading company with a 70-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (63/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 26.6y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 26.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
37 officers (4 active, 37 linked, 30 with DOB)
86
Ownership & PSC
3 active PSC(s) of 10 total, 10 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
195 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (94 events)Click to expand
- 2026-05-18📄accounts-with-accounts-type-fullaccounts · AA
- 2025-07-14📄accounts-with-accounts-type-fullaccounts · AA
- 2025-06-27📄memorandum-articlesincorporation · MA
- 2024-11-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-01➕WILKES, Theo James Rickus appointeddirector
- 2024-09-19📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-12➖INSLEY, James Christopher Paul resigneddirector
- 2024-05-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-07📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-05-01➖ACUMEN GROUP MANAGEMENT LTD resignedcorporate-secretary
- 2024-04-30➖ROTH, Alexander Thomas resigneddirector
- 2023-09-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-16📄auditors-resignation-companyauditors · AUD
- 2023-05-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-05-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-11-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-17➕INSLEY, James Christopher Paul appointeddirector
- 2022-08-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-08-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-19➖CHEAL, Simon James resigneddirector
- 2022-08-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-07-27📄accounts-with-accounts-type-fullaccounts · AA
- 2022-07-19➕INSLEY, James Christopher Paul appointeddirector
- 2022-07-19➖INSLEY, James Christopher Paul resigneddirector
- 2022-07-15➖DAVIES, Stuart Robert resigneddirector
- 2022-06-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-05-02➕RYAN, Adrian Peter appointeddirector
- 2022-01-24➕ROTH, Alexander Thomas appointeddirector
- 2021-09-10➕ACUMEN GROUP MANAGEMENT LTD appointedcorporate-secretary
- 2021-09-09➖CAPITA COMMERCIAL INSURANCE SERVICES LIMITED resignedcorporate-secretary
- 2021-05-28➕HEWETT, Mark James appointeddirector
- 2020-02-06➖GATELY, Dinah Janine resigneddirector
- 2020-02-06➖ROGERS, Shirley Lorna Lucy resigneddirector
- 2020-02-06➖TUVNES, Sonja Gail Wilhelmina resigneddirector
- 2020-02-05➕BOOTH, Thomas Alexander appointeddirector
- 2020-02-05➕CHEAL, Simon James appointeddirector
- 2020-02-05➕DAVIES, Stuart Robert appointeddirector
- 2019-12-31➖HINES, Anthony Gordon resigneddirector
- 2019-11-21➕CAPITA COMMERCIAL INSURANCE SERVICES LIMITED appointedcorporate-secretary
- 2019-11-21➖KATZENBERG, Roy resigneddirector
- 2019-11-21➕TUVNES, Sonja Gail Wilhelmina appointeddirector
- 2019-04-12➖BOX, Paul Ernest resignedsecretary
- 2018-03-31➖NASH, Graham Paul resigneddirector
- 2015-10-27➕BOX, Paul Ernest appointedsecretary
- 2015-10-27➖ROGERS, Shirley Lorna resignedsecretary
- 2012-03-28➖ROGERS, Nigel Harold John resigneddirector
Showing most recent 50 of 94 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Aleph Capital Partners Limited holds 25-50% — a significant corporate investor but not a controlling parent.
🏛️
Aleph Capital Partners Limited
Corporate parent
⬇
DARAG INSURANCE UK LIMITED
This company · 03654581
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Aleph Capital Partners Limited Corporate entity | — | — | sig. influencesignificant influence | 03/05/2023 |
Barry Stuart Volpert Individual · American · DOB 11/1959 · age 67 | — | — | sig. influencesignificant influence | 28/03/2022 |
Mr Hugues Bernard Charles Lepic Individual · French · DOB 03/1965 · age 61 | — | — | sig. influencesignificant influence | 28/03/2022 |
7 historic (ceased) PSCs
- Aleph Capital Partners Llpceased 28/03/2023· 75-100% shares · 75-100% voting
- Polo Holdings Feeder Lpceased 28/03/2022· 75-100% shares · 75-100% voting · board control
- Keyhaven Growth Partners Ii L.Pceased 22/09/2020· 75-100% shares · 75-100% voting
- Keyhaven Growth Partners L.P.ceased 22/09/2020· 75-100% shares · 75-100% voting
- Polo Holdings Feeder L.P.ceased 06/02/2020· 25-50% shares · 25-50% voting
- The Underwriter Group Limitedceased 05/02/2020· 75-100% shares
- Ship (2006) Limitedceased 30/03/2017· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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| A AND E CORPORATE MEMBER LIMITED→ 09225704 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1998-10-19
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
25 Eastcheap
4th Floor
London
EC3M 1DT
England
Filing status
Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-05-02
Last: 2026-04-18
Officers (4 active · 33 resigned)
BOOTH, Thomas Alexander→
Activedirector · ~51y · appointed 2020-02-05
View their other companies + combined net worth →
HEWETT, Mark James→
Activedirector · ~70y · appointed 2021-05-28
View their other companies + combined net worth →
RYAN, Adrian Peter→
Activedirector · ~66y · appointed 2022-05-02
View their other companies + combined net worth →
WILKES, Theo James Rickus→
Activedirector · ~51y · appointed 2024-10-01
View their other companies + combined net worth →
BHUHI, Susan Elizabeth→
Resignedsecretary · appointed 1998-11-09 · resigned 1999-12-16
BOX, Paul Ernest→
Resignedsecretary · appointed 2015-10-27 · resigned 2019-04-12
D'ARPINO, Vincent Anthony→
Resignedsecretary · appointed 1998-10-19 · resigned 1998-11-09
LARWOOD, David Ronald→
Resignedsecretary · appointed 1999-12-16 · resigned 2003-09-30
ROGERS, Shirley Lorna→
Resignedsecretary · appointed 2003-10-01 · resigned 2015-10-27
ACUMEN GROUP MANAGEMENT LTD→
Resignedcorporate-secretary · appointed 2021-09-10 · resigned 2024-05-01
CAPITA COMMERCIAL INSURANCE SERVICES LIMITED→
Resignedcorporate-secretary · appointed 2019-11-21 · resigned 2021-09-09
BORNHUETTER, Ronald Lawrence→
Resigneddirector · ~94y · appointed 2002-01-23 · resigned 2008-10-16
CARLSEN, Steven Walter→
Resigneddirector · ~69y · appointed 1998-11-09 · resigned 2003-11-07
CHEAL, Simon James→
Resigneddirector · ~46y · appointed 2020-02-05 · resigned 2022-08-19
DAVIES, Stuart Robert→
Resigneddirector · ~59y · appointed 2020-02-05 · resigned 2022-07-15
GATELY, Dinah Janine→
Resigneddirector · ~62y · appointed 2003-10-28 · resigned 2020-02-06
GOLDBERG, Alan Edward→
Resigneddirector · ~72y · appointed 1998-11-09 · resigned 2001-02-11
HASSE, Paul Thomas→
Resigneddirector · ~72y · appointed 1998-11-09 · resigned 2000-10-18
HINES, Anthony Gordon→
Resigneddirector · ~91y · appointed 2004-05-12 · resigned 2019-12-31
INSLEY, James Christopher Paul→
Resigneddirector · ~52y · appointed 2022-11-17 · resigned 2024-07-12
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Prudential Assurance Company The Prudential Assurance Company Limited | Rent deposit deed | 1 property | 04/12/2001 | — | |
| outstanding | The Prudential Assurance Company The Prudential Assurance Company Limited | Rent deposit deed | 1 property | 22/10/1999 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (195 total)
accounts-with-accounts-type-full
accounts · AA
2026-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-20
accounts-with-accounts-type-full
accounts · AA
2025-07-14
memorandum-articles
incorporation · MA
2025-06-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-24
appoint-person-director-company-with-name-date
officers · AP01
2024-11-12
accounts-with-accounts-type-full
accounts · AA
2024-09-19
termination-director-company-with-name-termination-date
officers · TM01
2024-07-15
termination-director-company-with-name-termination-date
officers · TM01
2024-05-07
termination-secretary-company-with-name-termination-date
officers · TM02
2024-05-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-30
auditors-resignation-company
auditors · AUD
2023-05-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-05-03