CARTER BUSINESS SYSTEMS LIMITED

🌳Matureactive

03674504 · ltd · incorporated 1998-11-26

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 20.2y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

£100

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: SIC 33190

Sector: Manufacturing

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 20.2y

85/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 20.2 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

1 charges (1/1 with lender, 1/1 with type)

Directors & officers

12 officers (6 active, 12 linked, 8 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

9 connected companies via shared directors

Filing history

89 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £100

Net assets shrinking

Down £2,306,247 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£100

↓ 100% YoY

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-04-30	2024-04-30
Total assets	£100	£2.31M
Current assets	—	£2.31M
Debtors	£100	£2.31M
Net assets	£100	£2.31M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filing

• 1 confirmation-statement

Last 90 days

filings

• 5 officers
• 1 confirmation-statement

Last 180 days

filings

• 5 officers
• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (41 events)Click to expand

2026-04-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-14
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-04-13
📄
change-person-director-company-with-change-date
officers · CH01
2026-04-13
📄
change-person-director-company-with-change-date
officers · CH01
2026-04-01
➕
CLAYPHAN, Matthew James appointed
director
2026-04-01
➕
EVANS, Lee James appointed
director
2026-04-01
➕
FRANKISH, Graham appointed
director
2026-01-14
📄
accounts-with-accounts-type-small
accounts · AA
2025-01-07
📄
accounts-with-accounts-type-small
accounts · AA
2024-01-31
📄
accounts-with-accounts-type-small
accounts · AA
2023-07-14
📄
change-person-director-company-with-change-date
officers · CH01
2022-08-15
📄
change-account-reference-date-company-current-extended
accounts · AA01
2022-08-15
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-08-15
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-08-15
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-08-15
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2022-08-15
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2022-08-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-08-15
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-08-15
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-15
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-08-01
➕
CLAYPHAN, Matthew James appointed
secretary
2022-08-01
➕
CAVILL, Robert Mccartney appointed
director
2022-08-01
➕
STURDY, Kenneth appointed
director
2022-08-01
➖
OXLEY, Denise resigned
secretary
2022-08-01
➖
NICHOLSON, Graham resigned
director
2022-08-01
➖
OXLEY, Stephen George resigned
director
2022-05-06
🔓
Charge satisfied #1
2006-05-05
🔒
Charge registered #1
Lender: Barclays Bank PLC
2006-05-04
➕
NICHOLSON, Graham appointed
director
2000-06-12
➖
NICHOLSON, Graham resigned
director
1999-03-01
➕
NICHOLSON, Graham appointed
director
1998-11-26
🏢
Company incorporated
As CARTER BUSINESS SYSTEMS LIMITED
1998-11-26
➕
OXLEY, Denise appointed
secretary
1998-11-26
➕
FIRST SECRETARIES LIMITED appointed
corporate-nominee-secretary
1998-11-26
➖
FIRST SECRETARIES LIMITED resigned
corporate-nominee-secretary
1998-11-26
➕
OXLEY, Stephen George appointed
director
1998-11-26
➕
FIRST DIRECTORS LIMITED appointed
corporate-nominee-director
1998-11-26
➖
FIRST DIRECTORS LIMITED resigned
corporate-nominee-director

Owner dependency

48/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

40/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Spectrum Workplace Technology Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Spectrum Workplace Technology Group Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

CARTER BUSINESS SYSTEMS LIMITED

This company · 03674504

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Spectrum Workplace Technology Group Limited Corporate entity	75–100%	75–100%	75-100% shares · 75-100% voting	01/08/2022

2 historic (ceased) PSCs

Mr Graham Nicholsonceased 01/08/2022· significant influence
Mr Stephen George Oxleyceased 01/08/2022· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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C L FABRICATIONS (UK) LTD→ 07925931 · est 2012 · no financials extracted	—	—	—	—	14y	—	—
C.B.NORTH (TIMBER) LIMITED→ 12568500 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
CABUNG LIMITED→ 10519971 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
CARAVAN GENIE LTD→ 13869189 · est 2022 · no financials extracted	—	—	—	—	4y	—	—
CARBIDE (UK) LIMITED→ 10440807 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
CARNABY POWDER COATINGS LIMITED→ 04462366 · est 2002 · no financials extracted	—	—	—	—	23y	—	—
CASSIDYS SUNBLINDS LIMITED→ 09144915 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
CASTSTONESUPPLIER UK LTD→ 15053355 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
CATCHCAM TECHNOLOGIES LTD→ 15904647 · est 2024 · no financials extracted	—	—	—	—	1y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1998-11-26

Jurisdictionengland-wales

Primary SIC33190 — SIC 33190

Registered office

The View

Bridgehead Business Park

Hessle

HU13 0GD

England

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2027-06-20

Last: 2026-06-06