ACCORD LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 78/100 (strong), bankability 77/100. Strong seller-intent signal (78/100, director aged 67). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 4 lenders · oldest 27.0y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 27.0 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (86 events)Click to expand
- 2025-09-17📄accounts-with-accounts-type-fullaccounts · AA
- 2024-08-12📄accounts-with-accounts-type-fullaccounts · AA
- 2024-03-28📄capital-allotment-sharescapital · SH01
- 2023-12-05📄accounts-with-accounts-type-fullaccounts · AA
- 2023-08-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-14📄auditors-resignation-companyauditors · AUD
- 2023-01-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-12-30➕MILNER, Andrew Lee appointeddirector
- 2022-12-30➖FISHER, Amanda Lucia resigneddirector
- 2022-12-20📄accounts-with-accounts-type-fullaccounts · AA
- 2022-11-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-11-26📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-05📄accounts-with-accounts-type-fullaccounts · AA
- 2020-10-08📄accounts-with-accounts-type-fullaccounts · AA
- 2020-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2020-01-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-01-15➕FISHER, Amanda Lucia appointeddirector
- 2019-12-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-12-12➖MILNER, Andrew Lee resigneddirector
- 2019-10-07📄accounts-with-accounts-type-fullaccounts · AA
- 2016-03-31➖EWELL, Melvyn resigneddirector
- 2016-02-19➕MILNER, Andrew Lee appointeddirector
- 2013-07-02🔓Charge satisfied #4
- 2013-06-11➕SHERARD SECRETARIAT SERVICES LIMITED appointedcorporate-secretary
- 2013-06-10➖BIRCH, Paul resignedsecretary
- 2013-04-08➕NELSON, Andrew Latham appointeddirector
- 2013-04-08➖ARNOLD, David Llewelyn resigneddirector
- 2013-04-08➕EWELL, Melvyn appointeddirector
- 2013-04-08➖FRASER, Ian Ellis resigneddirector
- 2012-01-31➖MCLAUGHLIN, Owen Gerard resigneddirector
- 2011-11-28➕FRASER, Ian Ellis appointeddirector
- 2011-03-22➖KIRKBY, Neil Robert Ernest resigneddirector
- 2010-04-19➕ARNOLD, David Llewelyn appointeddirector
- 2009-07-03➖AHYE, Peter David resigneddirector
- 2009-01-22➕AHYE, Peter David appointeddirector
- 2007-11-12🔒Charge registered #4Lender: Lloyds Tsb Bank PLC as Security Trustee, Richard Butcher as Pension Trustee, Pitman Trusteeslimited as Pension Trustee, Philip Bridge as Pension Trustee and Each of Their Assignors Transferees and Successiors from Time to Time
- 2007-11-07➖KELLY, Paula Frona resignedsecretary
- 2007-10-29➕BIRCH, Paul appointedsecretary
- 2007-09-29🔓Charge satisfied #3
- 2007-09-21➖FELLOWES PRYNNE, Philip Windover resigneddirector
- 2007-09-21➖SHUTKEVER, Adam Emmanuel resigneddirector
- 2007-09-20➕KIRKBY, Neil Robert Ernest appointeddirector
- 2007-09-20➕MCLAUGHLIN, Owen Gerard appointeddirector
- 2007-09-20➖STEFANOU, Stelio Haralambos resigneddirector
- 2007-09-10➖ARTHUR, Richard Andrew resigneddirector
- 2007-09-10➖FILKIN, David Geoffrey Nigel, Lord resigneddirector
- 2007-09-10➖HAWKES, John Garry, Sir resigneddirector
- 2007-09-10➖SMYTH, Wendy resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Enterprise Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Enterprise Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACUITY SISTERS LTD→ 10021099 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ACUMEN OUTSOURCING LTD→ 15961353 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AD SERVICES GROUP LTD→ 17078832 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADDICTED2CLEANING LTD→ 16668041 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADDICTIVE PUBLISHING LTD→ 17073024 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADDO’S DOMESTIC SERVICES LIMITED→ 16518639 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADL WEALTH LTD→ 14757284 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADMAIUS UK ADVISORS LIMITED→ 16486087 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADMIN24 (UK) LIMITED→ 07972218 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ADMINISTERING ARCHAEOLOGY COMPANY LIMITED→ 14693490 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADMINISTRATION SUPPORT LTD→ 15394155 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADMINTIDE LTD→ 16595833 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 28 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC as Security Trustee, Richard Butcher as Pension Trustee, Pitman Trusteeslimited as Pension Trustee, Philip Bridge as Pension Trustee and Each of Their Assignors Transferees and Successiors from Time to Time | Debenture | 1 property | 12/11/2007 | 02/07/2013 | |
| satisfied | HSBC Hsbc Bank PLC | Security agreement | 1 property | 20/12/2006 | 29/09/2007 | |
| satisfied | National Westminster Bank ,as Security Trustee National Westminster Bank PLC,as Security Trustee | Keyman insurance assignment (as defined) | 1 property | 09/08/1999 | 10/01/2007 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A guarantee and debenture | 1 property | 25/06/1999 | 10/01/2007 |