ANDREW COWEN ESTATE AGENT LIMITED

🌳Matureactive
03696005 · ltd · incorporated 1999-01-15
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£1.60M
book net assets
Opportunity
80/100
Exceptional
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What this business does
Primary activity: Management of real estate on a fee or contract basis
Sector: Real estate
Investor take
Pursue
Asset-holding vehicle with a 62-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 62). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (3 active, 8 linked, 4 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
82 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £1,596,099
Cash YoY
-7%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£459k
↓ 7.3% YoY
Net Worth
£1.6m
↑ 5.3% YoY
Current Assets
£1.8m
↑ 4.1% YoY
Current Liabilities
—
£0£363k£727k£1.1m£1.5m£1.8mJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-06-302024-06-30
Total assets£1.61M£1.53M
Current assets£1.82M£1.75M
Cash£459.2k£495.4k
Debtors£1.36M£1.25M
Net assets£1.60M£1.52M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
  1. 2025-11-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2024-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-01-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-01-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-02-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-11-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2020-12-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-01-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-01-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2019-01-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2019-01-15
    📄
    change-person-secretary-company-with-change-date
    officers · CH03
  13. 2018-12-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-12-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2016-12-20
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2005-01-14
    ➕
    COWEN, William Duncan appointed
    secretary
  17. 2005-01-14
    ➕
    COWEN, Sarah Louise appointed
    director
  18. 2005-01-14
    ➕
    COWEN, William Duncan appointed
    director
  19. 2005-01-14
    ➖
    LANDRAY, Deborah resigned
    secretary
  20. 2005-01-14
    ➖
    LANDRAY, Deborah resigned
    director
  21. 2005-01-14
    ➖
    WALKER, Jacqueline Elsie resigned
    director
  22. 1999-01-15
    🏢
    Company incorporated
    As ANDREW COWEN ESTATE AGENT LIMITED
  23. 1999-01-15
    ➕
    LANDRAY, Deborah appointed
    secretary
  24. 1999-01-15
    ➕
    YORK PLACE COMPANY SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  25. 1999-01-15
    ➖
    YORK PLACE COMPANY SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  26. 1999-01-15
    ➕
    LANDRAY, Deborah appointed
    director
  27. 1999-01-15
    ➕
    WALKER, Jacqueline Elsie appointed
    director
  28. 1999-01-15
    ➕
    YORK PLACE COMPANY NOMINEES LIMITED appointed
    corporate-nominee-director
  29. 1999-01-15
    ➖
    YORK PLACE COMPANY NOMINEES LIMITED resigned
    corporate-nominee-director

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "COWEN" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 22 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

76/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 22 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 28 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr William Duncan Cowen
Individual · British · DOB 10/1964 · age 62
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Sarah Louise Cowen
Individual · British · DOB 07/1968 · age 58
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-01-15
Jurisdictionengland-wales
Primary SIC68320 — Management of real estate on a fee or contract basis

Registered office

1 Harcourt Place
Scarborough
North Yorkshire
YO11 2EP
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-01-29
Last: 2026-01-15

Officers (3 active · 5 resigned)

COWEN, William Duncan→
secretary · appointed 2005-01-14
View their other companies + combined net worth →
Active
COWEN, Sarah Louise→
director · ~58y · appointed 2005-01-14
View their other companies + combined net worth →
Active
COWEN, William Duncan→
director · ~62y · appointed 2005-01-14
View their other companies + combined net worth →
Active
LANDRAY, Deborah→
secretary · appointed 1999-01-15 · resigned 2005-01-14
Resigned
YORK PLACE COMPANY SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1999-01-15 · resigned 1999-01-15
Resigned
LANDRAY, Deborah→
director · ~59y · appointed 1999-01-15 · resigned 2005-01-14
Resigned
WALKER, Jacqueline Elsie→
director · ~79y · appointed 1999-01-15 · resigned 2005-01-14
Resigned
YORK PLACE COMPANY NOMINEES LIMITED→
corporate-nominee-director · appointed 1999-01-15 · resigned 1999-01-15
Resigned

Click a director name to see their full track record across all companies.

Recent filings (82 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-06
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-01-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-21
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-24
confirmation-statement-with-updates
confirmation-statement · CS01
2021-01-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-03
confirmation-statement-with-updates
confirmation-statement · CS01
2020-01-23