JAMES BREARLEY & SONS LIMITED

🌳Matureactive

03705135 · ltd · incorporated 1999-02-01

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 25.7y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Apr 2025

Net worth

—

book net assets

Opportunity

83/100

Exceptional

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What this business does

Primary activity: Security and commodity contracts dealing activities

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 65-year-old founder — textbook succession opportunity.

Opportunity 83/100 (exceptional), bankability 85/100. Strong seller-intent signal (73/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 25.7y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 25.7 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 20/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

19 officers (5 active, 19 linked, 13 with DOB)

Ownership & PSC

2 active PSC(s) of 7 total, 7 with control declared

Director network

7 connected companies via shared directors

Filing history

156 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

83/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · IFRS

Metric	2025-04-30	2024-04-30
Average employees	70	6600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 1 confirmation-statement
• 1 officers

Counts from Companies House filing history.

Corporate timeline (58 events)Click to expand

2026-04-30
➖
ROBERTS, Linda Elizabeth resigned
director
2026-04-30
📄
termination-director-company-with-name-termination-date
officers · TM01
2026-01-12
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-01
➕
ROSENBERG, Adam Daniel appointed
director
2025-09-04
📄
accounts-with-accounts-type-full
accounts · AA
2025-01-23
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-03
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-11-01
📄
resolution
resolution · RESOLUTIONS
2024-10-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-10-22
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-08-28
📄
accounts-with-accounts-type-full
accounts · AA
2024-04-06
📄
resolution
resolution · RESOLUTIONS
2024-04-06
📄
memorandum-articles
incorporation · MA
2024-01-04
📄
resolution
resolution · RESOLUTIONS
2024-01-04
📄
memorandum-articles
incorporation · MA
2023-09-05
📄
accounts-with-accounts-type-full
accounts · AA
2023-07-14
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-07-13
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-16
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-01-24
📄
resolution
resolution · RESOLUTIONS
2022-12-22
📄
accounts-with-accounts-type-full
accounts · AA
2022-05-01
➕
ROBERTS, Linda Elizabeth appointed
director
2021-08-22
➖
BREARLEY, Roger William resigned
director
2017-11-22
🔓
Charge satisfied #3
2017-11-22
🔓
Charge satisfied #1
2017-10-31
➕
DUNSBY, Richard Michael appointed
director
2017-10-31
➕
TRIPPIER, Simon Robert appointed
director
2017-10-31
➖
BUTLER, Brian Francis resigned
secretary
2017-10-31
➖
BUTLER, Brian Francis resigned
director
2016-01-25
➕
BUTLER, Brian Francis appointed
secretary
2016-01-25
➖
CONNOLLY, Neil Peter resigned
secretary
2015-04-30
➖
DIAL, Louis Harold resigned
director
2015-04-16
➕
CONNOLLY, Neil Peter appointed
secretary
2015-04-16
➖
DIAL, Louis Harold resigned
secretary
2014-03-20
➖
BURNETT, Michael William resigned
director
2009-09-04
➖
WILLIAMS, Adrian resigned
director
2005-05-01
➕
WILLIAMS, Adrian appointed
director
2003-05-01
➕
BUTLER, Brian Francis appointed
director
2003-03-20
🔒
Charge registered #3
Lender: David Graham Nichols, Susan Anne Durrant, Eric Ian Longman and Kenneth Peter Naylor
2002-03-25
➖
FARRINGTON, Desmond Paul resigned
director
2000-11-22
🔒
Charge registered #1
Lender: Fortis Clearing London Limited
1999-05-01
➕
CORRIE, Nigel Christopher appointed
director
1999-05-01
➕
HANNIS, David Vincent appointed
director
1999-05-01
➕
DIAL, Louis Harold appointed
secretary
1999-05-01
➕
DIAL, Louis Harold appointed
director
1999-05-01
➕
FARRINGTON, Desmond Paul appointed
director
1999-04-09
➕
BURNETT, Michael William appointed
director
1999-04-01
➖
BREARLEY, Joanne Louise resigned
secretary
1999-04-01
➖
BREARLEY, Joanne Louise resigned
director

Showing most recent 50 of 58 events

Owner dependency

65/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 65 — succession pressure is live.

Succession & seller-readiness

70/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Joanne Rosenberg Individual · British · DOB 06/1975 · age 51	—	25–50%	25-50% voting · trust interest	17/10/2024
Ms Kirsten Lester Individual · British · DOB 12/1973 · age 53	—	25–50%	25-50% voting · trust interest	15/07/2022

5 historic (ceased) PSCs

Mr Adam Daniel Rosenbergceased 29/04/2024· 25-50% voting · trust interest
Mr Peter James Brearleyceased 29/04/2024· 25-50% voting · trust interest
Trustees Of Roger Brearley Will Trustceased 29/04/2024· 25-50% shares · trust interest
Mr Roger William Brearleyceased 15/07/2022· 25-50% shares · 25-50% voting · board control
Mr Michael William Burnettceased 16/11/2020· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · FY postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
FYLDE MORTGAGES & PROTECTION LIMITED→ 11313163 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
G H HEALTH SOLUTIONS LTD→ 11252019 · est 2018 · no financials extracted	—	—	—	—	8y	—	—
HAZON CLARK LTD→ 08586360 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
HORNSBY MORTGAGE SERVICES LIMITED→ 13455803 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
INTERVENTURE CAPITAL 21 LIMITED→ 13603379 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
JOHN EARNSHAW INDEPENDENT FINANCIAL ADVISERS LIMITED→ 04670543 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
JPRW LTD→ 15837071 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
KATE PEDLER LTD→ 09611934 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
KBD ASSOCIATES LIMITED→ 10660034 · est 2017 · no financials extracted	—	—	—	—	9y	—	—
KC ASSOCIATES FINANCIALS LTD→ 13549191 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
KINCARDINE INVEST LTD→ 14358258 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
KINGSGATE FINANCE LIMITED→ 11127706 · est 2017 · no financials extracted	—	—	—	—	8y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1999-02-01

Jurisdictionengland-wales

Primary SIC66120 — Security and commodity contracts dealing activities

Registered office

Walpole House Unit 2

Burton Road

Blackpool

Lancashire

FY4 4NW

Filing status

Accounts

Next due: 2027-01-31

Last made up to: 2025-04-30

Confirmation statement

Next due: 2027-07-13

Last: 2026-06-29