WISECALL CLAIMS ASSISTANCE LIMITED
⚰️Wound downdissolved
03711784 · ltd · incorporated 1999-02-11
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
55/100
Worth a look
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 55/100 (worth a look), bankability 72/100. Strong seller-intent signal (60/100, director aged 61). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
9 live charges · 6 lenders · oldest 26.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 26.7 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
23 officers (3 active, 23 linked, 18 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
147 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
55/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
30
Concerning — overdue filings or status flags present.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
41
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (82 events)Click to expand
- 2024-09-24📄gazette-dissolved-voluntarygazette · GAZ2(A)
- 2024-09-24🏁Company dissolved
- 2024-07-09📄gazette-notice-voluntarygazette · GAZ1(A)
- 2024-07-02📄dissolution-application-strike-off-companydissolution · DS01
- 2024-06-18📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2024-06-18📄legacycapital · SH20
- 2024-06-18⚠️legacyinsolvency · CAP-SS
- 2024-06-18📄resolutionresolution · RESOLUTIONS
- 2023-09-26📄accounts-with-accounts-type-smallaccounts · AA
- 2022-10-06📄accounts-with-accounts-type-smallaccounts · AA
- 2021-09-05📄accounts-with-accounts-type-smallaccounts · AA
- 2020-10-14📄accounts-with-accounts-type-smallaccounts · AA
- 2020-10-01➕LAVER, Doug appointeddirector
- 2020-10-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-09-15➖MCDONALD, Rob resigneddirector
- 2020-01-08➕MCDONALD, Rob appointeddirector
- 2020-01-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-10-11📄accounts-with-accounts-type-smallaccounts · AA
- 2019-05-01➖WARD, Nigel James resigneddirector
- 2019-05-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-03-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-03-21➕HARMAN, Joanne Elizabeth appointeddirector
- 2018-12-21📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2018-12-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-12-20➕RUSSELL, Caroline Emily Elizabeth appointedsecretary
- 2018-12-20➖CUNNINGHAM, Neil Lithgow resigneddirector
- 2018-08-17🔓Charge satisfied #9
- 2018-08-17🔓Charge satisfied #6
- 2018-08-15➕CUNNINGHAM, Neil Lithgow appointeddirector
- 2018-08-15➖LATHAM, Christopher Jon resigneddirector
- 2018-08-15➕WARD, Nigel James appointeddirector
- 2017-02-09🔓Charge satisfied #8
- 2017-02-09🔓Charge satisfied #7
- 2016-03-24🔒Charge registered #9Lender: Leumi Abl Limited
- 2015-10-02➖FAUN, Stephen resigneddirector
- 2015-02-03🔓Charge satisfied #5
- 2014-09-26➖WILSON, Andrew Thomas resigneddirector
- 2014-06-30➖MCGEEVER, Julie Ann resignedsecretary
- 2013-10-01🔒Charge registered #8Lender: National Westminster Bank PLC
- 2013-10-01🔒Charge registered #7Lender: Auster Real Estate Opportunities Sarl (As Security Agent)
- 2013-10-01🔒Charge registered #6Lender: Sovereign Capital Partners LLP
- 2013-02-01➕FAUN, Stephen appointeddirector
- 2013-02-01➕LATHAM, Christopher Jon appointeddirector
- 2012-12-31➖RODGER, Donald Charles resigneddirector
- 2012-01-20🔒Charge registered #5Lender: National Westminster Bank PLC
- 2011-11-30🔓Charge satisfied #4
- 2010-06-30➖AMIS, David Forster resigneddirector
- 2010-03-09➖SMITH, Philip resigneddirector
- 2009-09-01➕AMIS, David Forster appointeddirector
Showing most recent 50 of 82 events
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
2 high · 1 med ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2024-09-24
1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2024-06-18: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Kindertons Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Kindertons Holdings Limited
Corporate parent · holds 75-100% shares
⬇
WISECALL CLAIMS ASSISTANCE LIMITED
This company · 03711784
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Kindertons Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 23/02/2017 |
1 historic (ceased) PSC
- 2012 Business Limitedceased 23/02/2017· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1999-02-11
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
Kindertons House
Marshfield Bank
Crewe
CW2 8UY
England
Filing status
Accounts
Next due: —
Last made up to: 2022-12-31
Confirmation statement
Next due: —
Last: 2024-02-13
Officers (0 active · 20 resigned)
RUSSELL, Caroline Emily Elizabeth→
Activesecretary · appointed 2018-12-20
View their other companies + combined net worth →
HARMAN, Joanne Elizabeth→
Activedirector · ~51y · appointed 2019-03-21
View their other companies + combined net worth →
Active
MADIGAN, Annette Bridget→
Resignedsecretary · appointed 1999-02-11 · resigned 2001-10-22
MCGEEVER, Julie Ann→
Resignedsecretary · appointed 2001-10-23 · resigned 2014-06-30
FIRST SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-02-11 · resigned 1999-02-11
AMIS, David Forster→
Resigneddirector · ~57y · appointed 2009-09-01 · resigned 2010-06-30
BELL, Stephen John→
Resigneddirector · ~55y · appointed 2006-04-24 · resigned 2006-05-31
BIRKETT, Christopher→
Resigneddirector · ~55y · appointed 2003-04-16 · resigned 2006-05-26
BLAKE MORE, David Ian→
Resigneddirector · ~70y · appointed 2006-09-11 · resigned 2007-05-23
BUTLER, Sean→
Resigneddirector · ~50y · appointed 2003-04-16 · resigned 2007-10-17
CUNNINGHAM, Neil Lithgow→
Resigneddirector · ~66y · appointed 2018-08-15 · resigned 2018-12-20
FAUN, Stephen→
Resigneddirector · ~60y · appointed 2013-02-01 · resigned 2015-10-02
GREEN, Christopher→
Resigneddirector · ~52y · appointed 2006-09-11 · resigned 2008-04-14
HUMPHREYS, James William→
Resigneddirector · ~61y · appointed 1999-02-11 · resigned 2005-09-20
LATHAM, Christopher Jon→
Resigneddirector · ~48y · appointed 2013-02-01 · resigned 2018-08-15
MCDONALD, Rob→
Resigneddirector · ~50y · appointed 2020-01-08 · resigned 2020-09-15
MUIRHEAD, David Andrew→
Resigneddirector · ~41y · appointed 2008-09-01 · resigned 2009-06-23
RODGER, Donald Charles→
Resigneddirector · ~71y · appointed 1999-02-11 · resigned 2012-12-31
SMITH, Philip→
Resigneddirector · ~62y · appointed 2009-09-01 · resigned 2010-03-09
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
0
Outstanding
0
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Leumi Abl Leumi Abl Limited | A registered charge | — | 24/03/2016 | 17/08/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 01/10/2013 | 09/02/2017 | |
| satisfied | Auster Real Estate Opportunities Sarl (As Security Agent) | A registered charge | 1 property | 01/10/2013 | 09/02/2017 | |
| satisfied | Sovereign Capital Partners Sovereign Capital Partners LLP | A registered charge | 1 property | 01/10/2013 | 17/08/2018 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 20/01/2012 | 03/02/2015 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | Debenture | 1 property | 23/07/2007 | 30/11/2011 | |
| satisfied | Barclays Barclays Bank PLC | Debenture | 1 property | 07/05/2004 | 21/09/2007 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 28/11/2002 | 11/10/2005 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Charge of deposit | 1 property | 22/09/1999 | 11/10/2005 |
Recent filings (147 total)
gazette-dissolved-voluntary
gazette · GAZ2(A)
2024-09-24
gazette-notice-voluntary
gazette · GAZ1(A)
2024-07-09
dissolution-application-strike-off-company
dissolution · DS01
2024-07-02
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2024-06-18
legacy
capital · SH20
2024-06-18
legacy
insolvency · CAP-SS
2024-06-18
resolution
resolution · RESOLUTIONS
2024-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-13
accounts-with-accounts-type-small
accounts · AA
2023-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-13
accounts-with-accounts-type-small
accounts · AA
2022-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-14
accounts-with-accounts-type-small
accounts · AA
2021-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-17
accounts-with-accounts-type-small
accounts · AA
2020-10-14