AFC INGOLDMELLS LIMITED

🌳Matureactive

03721425 · ltd · incorporated 1999-02-26

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 25.9y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Jan 2025

Net worth

£1.00M

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Other retail sale in non-specialised stores

Sector: Wholesale & retail

Investor take

Pursue

Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (83/100, director aged 68). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

8 live charges · 2 lenders · oldest 25.9y

70/100

ready

Refinance conversation should be productive — structure clean and timing right.

· Oldest live charge is 25.9 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

8 charges (8/8 with lender, 8/8 with type)

Directors & officers

7 officers (2 active, 7 linked, 5 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

7 connected companies via shared directors

Filing history

80 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £1,004,557

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£1.0m

~ YoY

Current Assets

£149k

↓ 63% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-01-31	2024-01-31
Total assets	£1.00M	£1.24M
Current assets	£148.9k	£401.1k
Net assets	£1.00M	£1.00M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (42 events)Click to expand

2026-01-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-31
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-31
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2018-10-31
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2017-10-24
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2016-10-31
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-04-13
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-10-31
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-04-22
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2014-10-31
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-04-11
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2012-03-27
🔓
Charge satisfied #6
2012-03-22
🔒
Charge registered #8
Lender: Lloyds Tsb Bank PLC
2012-02-02
🔒
Charge registered #7
Lender: Lloyds Tsb Bank PLC
2009-07-03
🔓
Charge satisfied #4
2009-07-03
🔓
Charge satisfied #3
2009-04-08
🔓
Charge satisfied #5
2009-04-08
🔓
Charge satisfied #2
2009-04-08
🔓
Charge satisfied #1
2009-03-06
➕
DOUGLAS, Kevin appointed
director
2009-03-06
➕
RANSOM, Alan appointed
director
2009-03-06
➖
HALL, Leigh Morris resigned
secretary
2009-03-06
➖
HALL, Leigh Morris resigned
director
2009-03-06
➖
HALL, Warren Josef resigned
director
2009-03-06
🔒
Charge registered #6
Lender: Hall Holdings Limited
2009-03-02
➖
HALL, Barry Alan resigned
director
2002-12-02
🔒
Charge registered #5
Lender: Lloyds Tsb Bank PLC
2002-10-31
🔒
Charge registered #4
Lender: Lloyds Tsb Bank PLC
2002-10-31
🔒
Charge registered #3
Lender: Lloyds Tsb Bank PLC
2001-11-12
🔒
Charge registered #2
Lender: Lloyds Tsb Bank PLC
2000-08-11
🔒
Charge registered #1
Lender: Lloyds Tsb Bank PLC
1999-02-26
🏢
Company incorporated
As AFC INGOLDMELLS LIMITED
1999-02-26
➕
HALL, Leigh Morris appointed
secretary
1999-02-26
➕
SWIFT INCORPORATIONS LIMITED appointed
corporate-nominee-secretary
1999-02-26
➖
SWIFT INCORPORATIONS LIMITED resigned
corporate-nominee-secretary
1999-02-26
➕
HALL, Barry Alan appointed
director
1999-02-26
➕
HALL, Leigh Morris appointed
director
1999-02-26
➕
HALL, Warren Josef appointed
director

Owner dependency

83/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

79/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 17 years.
secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Alan Ransom Individual · British · DOB 03/1958 · age 68	25–50%	—	25-50% shares	26/02/2017
Mr Kevin Douglas Individual · British · DOB 09/1968 · age 58	25–50%	—	25-50% shares	26/02/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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A & R FLOORING LTD→ 11737694 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
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AGILE TECHNOLOGIES LTD→ 15016036 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
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ALCOFRË LTD→ 15705526 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ALFORD ESSENTIALS LTD→ 16700222 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALL HORSED UP LTD→ 11457303 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ALMARI ADORN LIMITED→ 15137417 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AMAZODEALS LTD→ 15536961 · est 2024 · no financials extracted	—	—	—	—	2y	—	—
AMBER FURNITURE LIMITED→ 06020751 · est 2006 · no financials extracted	—	—	—	—	19y	—	—
AMIR PHARMA LTD→ 14192529 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1999-02-26

Jurisdictionengland-wales

Primary SIC47190 — Other retail sale in non-specialised stores

Registered office

39-41 Chester Street

Flint

Clwyd

CH6 5BL

Filing status

Accounts

Next due: 2026-10-31

Last made up to: 2025-01-31

Confirmation statement

Next due: 2027-03-12

Last: 2026-02-26

Officers (2 active · 5 resigned)

DOUGLAS, Kevin→

director · ~58y · appointed 2009-03-06

View their other companies + combined net worth →

Active

RANSOM, Alan→

director · ~68y · appointed 2009-03-06

View their other companies + combined net worth →

Active

HALL, Leigh Morris→

secretary · appointed 1999-02-26 · resigned 2009-03-06

Resigned

SWIFT INCORPORATIONS LIMITED→

corporate-nominee-secretary · appointed 1999-02-26 · resigned 1999-02-26

Resigned

HALL, Barry Alan→

director · ~90y · appointed 1999-02-26 · resigned 2009-03-02

Resigned

HALL, Leigh Morris→

director · ~57y · appointed 1999-02-26 · resigned 2009-03-06

Resigned

HALL, Warren Josef→

director · ~61y · appointed 1999-02-26 · resigned 2009-03-06

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:8 of 8 shown

		Type	Properties
outstanding	Lloyds Banking Group Lloyds Tsb Bank PLC	Mortgage	1 property	22/03/2012	—
outstanding	Lloyds Banking Group Lloyds Tsb Bank PLC	Debenture	1 property	02/02/2012	—
satisfied	Hall Holdings Hall Holdings Limited	Legal charge	1 property	06/03/2009	27/03/2012
satisfied	Lloyds Banking Group Lloyds Tsb Bank PLC	Mortgage deed	2 properties	02/12/2002	08/04/2009
satisfied	Lloyds Banking Group Lloyds Tsb Bank PLC	Mortgage deed	1 property	31/10/2002	03/07/2009
satisfied	Lloyds Banking Group Lloyds Tsb Bank PLC	Debenture	1 property	31/10/2002	03/07/2009
satisfied	Lloyds Banking Group Lloyds Tsb Bank PLC	Mortgage deed	1 property	12/11/2001	08/04/2009
satisfied	Lloyds Banking Group Lloyds Tsb Bank PLC	Mortgage	1 property	11/08/2000	08/04/2009

Click column headers to sort. Use filters above to narrow by status and lender.