ACE PROPERTY & MANAGEMENT (H/W) LIMITED
🌳Matureactive
03736468 · ltd · incorporated 1999-03-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£1.82M
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 72-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 72). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
23 live charges · 5 lenders · oldest 26.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 26.9 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
23 charges (23/23 with lender, 23/23 with type)
90
Directors & officers
25 officers (5 active, 25 linked, 15 with DOB)
82
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
134 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,820,695
Cash YoY
+218%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£21k
↑ 218% YoY
Net Worth
£1.8m
↑ 2.4% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £1.98M | £1.97M |
| Cash | £21.5k | £6.8k |
| Net assets | £1.82M | £1.78M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
4
filings
- • 2 officers
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (91 events)Click to expand
- 2026-06-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-03-18➕BEGUM, Jan appointeddirector
- 2026-03-18➖BEGUM, Jan resigneddirector
- 2026-03-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-08-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-03-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-03-06➕HAMID, Abdul appointeddirector
- 2018-03-06➕BEGUM, Jan appointeddirector
- 2018-01-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-01-10➕HUSSAIN, Afzaal Ahmed appointeddirector
- 2017-10-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2013-03-31➕HUSSAIN, Afzaal appointedsecretary
- 2013-03-31➖HAMID, Abdul resignedsecretary
- 2008-04-27➕HAMID, Abdul appointedsecretary
- 2008-04-27➖HUSSAIN, Karamat resignedsecretary
- 2008-04-01➕HUSSAIN, Sagir appointeddirector
- 2008-04-01➖BI, Kalsoom resignedsecretary
- 2008-04-01➕HUSSAIN, Karamat appointedsecretary
- 2008-04-01➖ZAMAN, Mohammed resigneddirector
- 2008-01-31➖HUSSAIN, Talib resigneddirector
- 2008-01-25🔓Charge satisfied #14
- 2008-01-10🔓Charge satisfied #17
- 2008-01-02➕HUSSAIN, Talib appointeddirector
- 2007-05-10➕BI, Kalsoom appointedsecretary
- 2007-05-10➖RASUL, Ruksana Shaheen resignedsecretary
- 2007-05-10➖RASUL, Faiz resigneddirector
- 2007-05-10➕ZAMAN, Mohammed appointeddirector
- 2007-05-01➖BI, Kalsoom resignedsecretary
- 2007-05-01➕RASUL, Ruksana Shaheen appointedsecretary
- 2007-05-01➖HUSSAIN, Karamat resigneddirector
- 2007-05-01➕RASUL, Faiz appointeddirector
- 2007-03-21➕HUSSAIN, Karamat appointeddirector
- 2007-03-21➖ZAMMAN, Mohammed resigneddirector
- 2006-10-20🔓Charge satisfied #18
- 2006-07-01➖RASUL, Fiaz resigneddirector
- 2006-07-01➖SHAH, Muhammad Abrar resigneddirector
- 2006-05-01➕RASUL, Fiaz appointeddirector
- 2006-04-01➕SHAH, Muhammad Abrar appointeddirector
- 2005-04-01➕BI, Kalsoom appointedsecretary
- 2005-04-01➖HUSSAIN, Abrar resignedsecretary
- 2005-04-01➖RASUL, Faiz resigneddirector
Showing most recent 50 of 91 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 72 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 18 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
16 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Sagir Hussain Individual · British · DOB 02/1977 · age 49 | — | — | sig. influencesignificant influence | 01/05/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · HP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&E HOMEZ LTD→ 14915323 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABDUL AZIZ INVESTMENTS LTD→ 11184815 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ABIGAIL PROPERTIES LIMITED→ 16227715 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABOVE PROPERTY LTD→ 16808551 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABS HOMES LTD→ 11600379 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ABUSUA CASA LIMITED→ 16930206 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AC88 INVESTMENTS LTD→ 15199903 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCADO PROPERTIES LIMITED→ 14162393 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACES ESTATE AGENTS LTD→ 10806339 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACORN & OAK ENTERPRISES LTD→ 10218415 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACORN 81 PROPERTY LTD→ 13652744 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACORN PROFESSIONAL PROPERTY INVESTMENT LTD→ 12822782 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-03-19
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
17 Adelaide Road
High Wycombe
Bucks
HP13 6UR
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-03-29
Last: 2026-03-15
Officers (5 active · 20 resigned)
Active
Active
HAMID, Abdul→
Activedirector · ~56y · appointed 2018-03-06
View their other companies + combined net worth →
HUSSAIN, Afzaal Ahmed→
Activedirector · ~37y · appointed 2018-01-10
View their other companies + combined net worth →
HUSSAIN, Sagir→
Activedirector · ~49y · appointed 2008-04-01
View their other companies + combined net worth →
BI, Kalsoom→
Resignedsecretary · appointed 2007-05-10 · resigned 2008-04-01
BI, Kalsoom→
Resignedsecretary · appointed 2005-04-01 · resigned 2007-05-01
HAMID, Abdul→
Resignedsecretary · appointed 2008-04-27 · resigned 2013-03-31
HUSSAIN, Abrar→
Resignedsecretary · appointed 1999-10-10 · resigned 2005-04-01
HUSSAIN, Karamat→
Resignedsecretary · appointed 2008-04-01 · resigned 2008-04-27
RASHID, Abdul→
Resignedsecretary · appointed 1999-03-19 · resigned 1999-10-10
RASUL, Ruksana Shaheen→
Resignedsecretary · appointed 2007-05-01 · resigned 2007-05-10
WATERLOW SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-03-19 · resigned 1999-03-19
BEGUM, Jan→
Resigneddirector · ~72y · appointed 2018-03-06 · resigned 2026-03-18
HAMID, Abdul→
Resigneddirector · ~56y · appointed 2001-02-16 · resigned 2003-08-28
HUSSAIN, Karamat→
Resigneddirector · ~83y · appointed 2007-03-21 · resigned 2007-05-01
HUSSAIN, Karamat→
Resigneddirector · ~83y · appointed 1999-03-19 · resigned 1999-10-10
HUSSAIN, Talib→
Resigneddirector · ~68y · appointed 2008-01-02 · resigned 2008-01-31
RASUL, Faiz→
Resigneddirector · ~63y · appointed 2007-05-01 · resigned 2007-05-10
RASUL, Faiz→
Resigneddirector · ~63y · appointed 1999-03-19 · resigned 2005-04-01
Click a director name to see their full track record across all companies.
Mortgages & charges
23
Total charges
16
Outstanding
5
Active lenders
Status:Lender:23 of 23 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Skipton Building Society | Legal charge | 1 property | 22/10/2004 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 21/05/2004 | — | |
| outstanding | Skipton Building Society | Legal charge | 1 property | 03/12/2003 | — | |
| outstanding | Skipton Building Society | Legal charge | 1 property | 21/11/2003 | — | |
| outstanding | Skipton Building Society | Legal charge | 1 property | 14/11/2003 | — | |
| satisfied | Skipton Building Society | Legal charge | 1 property | 31/10/2003 | 20/10/2006 | |
| satisfied | Skipton Building Society | Legal charge | 1 property | 31/10/2003 | 10/01/2008 | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 03/10/2003 | — | |
| outstanding | Capital Home Loans Capital Home Loans Limited | Deed of charge | 1 property | 10/03/2003 | — | |
| satisfied | Capital Home Loans Capital Home Loans Limited | Deed of charge | 1 property | 10/02/2003 | 25/01/2008 | |
| outstanding | Capital Home Loans Capital Home Loans Limited | Charge | 1 property | 02/12/2002 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 15/11/2002 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 05/10/2001 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 28/09/2001 | — | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 27/07/2001 | 08/11/2003 | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 06/11/2000 | — | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 06/10/2000 | 08/11/2003 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 15/08/2000 | 16/06/2001 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 11/02/2000 | 27/06/2001 | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 10/01/2000 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 08/12/1999 | — | |
| outstanding | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 30/09/1999 | — | |
| outstanding | Midland Bank Midland Bank PLC | Debenture | 1 property | 28/07/1999 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (134 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-19
appoint-person-director-company-with-name-date
officers · AP01
2026-03-18
termination-director-company-with-name-termination-date
officers · TM01
2026-03-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-19