ADVANCE ON ONE LTD.
🌳Matureactive
03751367 · ltd · incorporated 1999-04-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£403.7k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 71-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 57/100. Strong seller-intent signal (83/100, director aged 71). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
🏦
Refinance opportunity
42 live charges · 8 lenders · oldest 27.0y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 27.0 years old — likely at or near maturity.
- · 8 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
42 charges (42/42 with lender, 42/42 with type)
90
Directors & officers
6 officers (2 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
141 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
71
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £403,725
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£404k
↑ 10.0% YoY
Current Assets
£10k
↓ 51% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £1.63M | £1.74M |
| Current assets | £10.4k | £21.5k |
| Cash | — | £21.5k |
| Debtors | — | £0 |
| Net assets | £403.7k | £367.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 address
Last 180 days
4
filings
- • 2 capital
- • 1 address
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (95 events)Click to expand
- 2026-05-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-18📄capital-allotment-sharescapital · SH01
- 2026-02-18📄capital-allotment-sharescapital · SH01
- 2026-01-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-28📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-07📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-31🔓Charge satisfied #39
- 2023-07-31🔓Charge satisfied #1
- 2023-07-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-24🔓Charge satisfied #40
- 2023-07-24🔓Charge satisfied #18
- 2023-07-24🔓Charge satisfied #17
- 2023-07-24🔓Charge satisfied #15
- 2023-07-24🔓Charge satisfied #14
- 2023-07-24🔓Charge satisfied #16
- 2023-07-24🔓Charge satisfied #11
- 2023-07-24🔓Charge satisfied #7
- 2023-07-24🔓Charge satisfied #6
- 2023-07-24🔓Charge satisfied #4
- 2023-07-24🔓Charge satisfied #3
- 2013-05-03➕STREET, Neville appointeddirector
- 2013-05-03➖FARRELL, Anthony resignedsecretary
- 2013-05-03➖FARRELL, Anthony resigneddirector
- 2007-09-14🔒Charge registered #42Lender: Paragon Mortgages Limited
- 2007-06-14🔒Charge registered #41Lender: Paragon Mortgages Limited
- 2007-06-08🔒Charge registered #40Lender: Paragon Mortgages Limited
- 2007-03-29🔒Charge registered #39Lender: Hsbc Bank PLC
- 2007-02-21🔓Charge satisfied #12
- 2007-02-07🔒Charge registered #38Lender: Paragon Mortgages Limited
- 2007-02-07🔒Charge registered #37Lender: Paragon Mortgages Limited
- 2007-02-07🔒Charge registered #36Lender: Paragon Mortgages Limited
- 2007-02-07🔒Charge registered #35Lender: Paragon Mortgages Limited
- 2007-02-07🔒Charge registered #34Lender: Paragon Mortgages Limited
- 2007-02-05🔓Charge satisfied #13
- 2007-02-05🔓Charge satisfied #10
Showing most recent 50 of 95 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 71 — succession pressure is live.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 2 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
22 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Colin Frederick Brockbank Individual · British · DOB 06/1955 · age 71 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mr Neville Street Individual · British · DOB 10/1960 · age 66 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 07/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
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| ADVANCED DEVELOPMENT ENVIRONMENTS LTD→ 02266793 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| AETHER MANAGEMENT LTD→ 15864545 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AF PROPERTY LTD→ 11156054 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AFFINITY INVEST LTD→ 15796465 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJINTH PROPERTY INVESTMENT LTD→ 15746966 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AJPTLB LIMITED→ 12566747 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AKARORA SHAMA LIMITED→ 10015069 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AKKK PROPERTIES LIMITED→ 14651091 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AKKUVI LIMITED→ 16207186 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AKM HOLDING LIMITED→ 11392871 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AKS(UK) LIMITED→ 12329031 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-04-13
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
21 21 Lower Farm
Halton Village
Aylesbury
Buckinghamshire
HP22 5NS
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-02-21
Last: 2026-02-07
Officers (2 active · 4 resigned)
BROCKBANK, Colin Frederick→
Activedirector · ~71y · appointed 1999-04-13
View their other companies + combined net worth →
STREET, Neville→
Activedirector · ~66y · appointed 2013-05-03
View their other companies + combined net worth →
FARRELL, Anthony→
Resignedsecretary · appointed 1999-04-13 · resigned 2013-05-03
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-04-13 · resigned 1999-04-13
FARRELL, Anthony→
Resigneddirector · ~66y · appointed 1999-04-13 · resigned 2013-05-03
STREET, Neville John→
Resigneddirector · ~66y · appointed 1999-04-13 · resigned 2005-12-01
Click a director name to see their full track record across all companies.
Mortgages & charges
42
Total charges
22
Outstanding
1
Active lenders
Status:Lender:42 of 42 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 14/09/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 14/06/2007 | — | |
| satisfied | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 08/06/2007 | 24/07/2023 | |
| satisfied | HSBC Hsbc Bank PLC | Legal mortgage | 1 property | 29/03/2007 | 31/07/2023 | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 07/02/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 07/02/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 07/02/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 07/02/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 07/02/2007 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 01/12/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal mortgage | 1 property | 30/06/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal mortgage | 1 property | 30/06/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal mortgage | 1 property | 30/06/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal mortgage | 1 property | 30/06/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal mortgage | 1 property | 30/06/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal mortgage | 1 property | 26/06/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 31/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 31/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 31/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 31/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 31/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 31/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 31/05/2006 | — | |
| outstanding | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 31/05/2006 | — | |
| satisfied | Mortgage Trust Mortgage Trust LTD | Legal charge | 1 property | 10/05/2005 | 24/07/2023 | |
| satisfied | Mortgage Trust Mortgage Trust LTD | Legal charge | 1 property | 10/05/2005 | 24/07/2023 | |
| satisfied | Mortgage Trust Mortgage Trust Limited | Legal charge | 1 property | 18/06/2004 | 24/07/2023 | |
| satisfied | Mortgage Trust Mortgage Trust Limited | Legal charge | 1 property | 18/06/2004 | 24/07/2023 | |
| satisfied | Mortgage Trust Mortgage Trust Limited | Legal charge | 1 property | 07/06/2004 | 24/07/2023 | |
| satisfied | Mortgage Trust Mortgage Trust Limited | Legal charge | 1 property | 28/11/2003 | 05/02/2007 | |
| satisfied | Britannic Money Britannic Money PLC | Legal charge | 1 property | 03/10/2003 | 24/07/2023 | |
| satisfied | Britannic Money Britannic Money PLC | Legal charge | 1 property | 30/09/2003 | 21/02/2007 | |
| satisfied | Britannic Money Britannic Money PLC | Legal charge | 1 property | 28/03/2003 | 05/02/2007 | |
| satisfied | Britannic Money Britannic Money PLC | Legal charge | 1 property | 28/03/2003 | 05/02/2007 | |
| satisfied | Britannic Money Britannic Money PLC | Legal charge | 1 property | 14/03/2003 | 05/02/2007 | |
| satisfied | First Active Financial First Active Financial PLC | Legal charge | 1 property | 31/03/2000 | 24/07/2023 | |
| satisfied | Paragon Paragon Mortgage Limited | Legal charge | 1 property | 21/03/2000 | 24/07/2023 | |
| satisfied | First Active Financial First Active Financial PLC | Legal charge | 1 property | 16/02/2000 | 05/02/2007 | |
| satisfied | First Active Financial First Active Financial PLC | Legal charge | 2 properties | 02/02/2000 | 05/02/2007 | |
| satisfied | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 01/02/2000 | 24/07/2023 | |
| satisfied | Paragon Paragon Mortgages Limited | Legal charge | 1 property | 01/02/2000 | 24/07/2023 | |
| satisfied | Midland Bank Midland Bank PLC | Debenture | 1 property | 13/07/1999 | 31/07/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (141 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-05-15
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-27
capital-allotment-shares
capital · SH01
2026-02-18
capital-allotment-shares
capital · SH01
2026-02-18
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-03-28
change-person-director-company-with-change-date
officers · CH01
2025-02-10
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-07
change-person-director-company-with-change-date
officers · CH01
2025-02-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-07
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-31
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-31
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-07-29
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-24