ABMA EDUCATION LTD

🌳Matureactive
03751875 · private-limited-guarant-nsc · incorporated 1999-04-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
£-248.8k
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Technical and vocational secondary education
Sector: Education
ALSO REGISTERED FOR
  • 85410Post-secondary non-tertiary education
  • 85590Other education n.e.c.
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -47% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 25.9y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 25.9 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
11 officers (3 active, 11 linked, 5 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £248,813
Cash draining
Cash down 47% YoY
Cash YoY
-47%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£12k
↓ 47% YoY
Net Worth
-£249k
↑ 41% YoY
Current Assets
£134k
↑ 73% YoY
Current Liabilities
-£422k-£311k-£200k-£89k£23k£134kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Total assets£-11.8k£-42.8k
Current assets£133.8k£77.1k
Cash£12.4k£23.5k
Debtors£121.4k£53.6k
Net assets£-248.8k£-422.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
  1. 2025-05-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2024-11-11
    RAWAL, Shenila, Dr appointed
    director
  4. 2024-09-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-08-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-08-31
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  7. 2022-08-30
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  8. 2022-08-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-01-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2020-12-23
    🔒
    Charge registered #2
    Lender: Metro Bank PLC
  12. 2020-07-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-11-05
    📄
    accounts-amended-with-accounts-type-total-exemption-small
    accounts · AAMD
  15. 2018-10-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-09-15
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  17. 2018-09-04
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  18. 2018-07-11
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  19. 2018-03-08
    🔓
    Charge satisfied #1
  20. 2015-03-31
    KARSANJI MAKANJI, Hasmukhrai resigned
    director
  21. 2013-01-01
    RAWAL, Vivek appointed
    secretary
  22. 2013-01-01
    RAWAL, Vivek Hasmukh appointed
    director
  23. 2013-01-01
    M & N SECRETARIES LIMITED resigned
    corporate-secretary
  24. 2004-09-30
    KARSANJI MAKANJI, Hasmukhrai appointed
    director
  25. 2004-09-30
    INNOVATE GLOBAL LIMITED resigned
    corporate-director
  26. 2001-11-28
    RAWAL, Vivek Hasmukh resigned
    secretary
  27. 2001-11-28
    M & N SECRETARIES LIMITED appointed
    corporate-secretary
  28. 2001-09-30
    RAWAL, Hasmukh Karsanji resigned
    director
  29. 2001-09-30
    RAWAL, Vivek Hasmukh resigned
    director
  30. 2001-09-30
    INNOVATE GLOBAL LIMITED appointed
    corporate-director
  31. 2000-07-06
    🔒
    Charge registered #1
    Lender: Legendary Property (Wembley Point) Limited
  32. 1999-04-14
    🏢
    Company incorporated
    As ABMA EDUCATION LTD
  33. 1999-04-14
    RAWAL, Vivek Hasmukh appointed
    secretary
  34. 1999-04-14
    TEMPLE SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  35. 1999-04-14
    TEMPLE SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  36. 1999-04-14
    RAWAL, Hasmukh Karsanji appointed
    director
  37. 1999-04-14
    RAWAL, Vivek Hasmukh appointed
    director
  38. 1999-04-14
    COMPANY DIRECTORS LIMITED appointed
    corporate-nominee-director
  39. 1999-04-14
    COMPANY DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

49/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Vivek Hasmukh Rawal
Individual · British · DOB 02/1975 · age 51
75–100%75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1999-04-14
Jurisdictionengland-wales
Primary SIC85320 — Technical and vocational secondary education

Registered office

7 Queens Square Ascot Business Park
Lyndhurst Road
Ascot
Berkshire
SL5 9FE
England

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-28
Last: 2026-04-14

Officers (3 active · 8 resigned)

RAWAL, Vivek
secretary · appointed 2013-01-01
View their other companies + combined net worth →
Active
RAWAL, Shenila, Dr
director · ~50y · appointed 2024-11-11
View their other companies + combined net worth →
Active
RAWAL, Vivek Hasmukh
director · ~51y · appointed 2013-01-01
View their other companies + combined net worth →
Active
RAWAL, Vivek Hasmukh
secretary · appointed 1999-04-14 · resigned 2001-11-28
Resigned
M & N SECRETARIES LIMITED
corporate-secretary · appointed 2001-11-28 · resigned 2013-01-01
Resigned
TEMPLE SECRETARIES LIMITED
corporate-nominee-secretary · appointed 1999-04-14 · resigned 1999-04-14
Resigned
KARSANJI MAKANJI, Hasmukhrai
director · ~83y · appointed 2004-09-30 · resigned 2015-03-31
Resigned
RAWAL, Hasmukh Karsanji
director · ~83y · appointed 1999-04-14 · resigned 2001-09-30
Resigned
RAWAL, Vivek Hasmukh
director · ~51y · appointed 1999-04-14 · resigned 2001-09-30
Resigned
COMPANY DIRECTORS LIMITED
corporate-nominee-director · appointed 1999-04-14 · resigned 1999-04-14
Resigned
INNOVATE GLOBAL LIMITED
corporate-director · appointed 2001-09-30 · resigned 2004-09-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Metro Bank
Metro Bank PLC
A registered charge23/12/2020
satisfied
Legendary Property (Wembley Point)
Legendary Property (Wembley Point) Limited
Rent deposit deed and charge1 property06/07/200008/03/2018
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (94 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
appoint-person-director-company-with-name-date
officers · AP01
2024-11-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-19
gazette-filings-brought-up-to-date
gazette · DISS40
2022-08-31
gazette-notice-compulsory
gazette · GAZ1
2022-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-01-11