ABMA EDUCATION LTD

🚨Distressedactive
03751875 · private-limited-guarant-nsc · incorporated 1999-04-14
Investment thesis
Attractive distress candidate — real problems but workable structure.
Why interesting: Falling signals but no deal-breakers yet; room for negotiation and turnaround.
Why risky: Signals worsening; needs speed and capital discipline.
Why now
Window opening · high confidence
Window opening — thesis has shifted to "distressed attractive" in the last 30 days.
  • · Lifecycle stage: mature → distressed
  • · Investment thesis: unclassified → distressed_attractive
  • · Hygiene score: 90 → 50
  • · Bankability: 75 → 55
Opportunity decay
drifting distress · 6-months
Drifting toward distress — expect more negotiability in 3–6 months, but also more friction.
  • · Lifecycle stage drifting downward
  • · Currently "distressed"
What changed my view
Last 30 days

Picture worsened over the last 30 days — 4 negative signals vs 0 positive.

  • ↓Lifecycle stage: mature → distressed
  • ·Investment thesis: unclassified → distressed_attractive
  • ↓Opportunity score: 75 → 65
  • ↓Hygiene score: 90 → 50
  • ↓Bankability: 75 → 55
Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
£-248.8k
book net assets
Opportunity
65/100
Strong
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What this business does
Primary activity: Technical and vocational secondary education
Sector: Education
ALSO REGISTERED FOR
  • 85410Post-secondary non-tertiary education
  • 85590Other education n.e.c.
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 65/100 (strong), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: distressed disposal / insolvency (65/100). Current lenders should be on monthly review.

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 26.0y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 26.0 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
11 officers (3 active, 11 linked, 5 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
94 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
65/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £248,813
Cash draining
Cash down 47% YoY
Cash YoY
-47%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£12k
↓ 47% YoY
Net Worth
-£249k
↑ 41% YoY
Current Assets
£134k
↑ 73% YoY
Current Liabilities
—
-£422k-£311k-£200k-£89k£23k£134kSept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Total assets£-11.8k£-42.8k
Current assets£133.8k£77.1k
Cash£12.4k£23.5k
Debtors£121.4k£53.6k
Net assets£-248.8k£-422.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
1
filing
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
  1. 2025-05-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-11-12
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2024-11-11
    ➕
    RAWAL, Shenila, Dr appointed
    director
  4. 2024-09-18
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-08-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-08-31
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  7. 2022-08-30
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  8. 2022-08-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2021-01-11
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2020-12-23
    🔒
    Charge registered #2
    Lender: Metro Bank PLC
  12. 2020-07-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-06-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2018-11-05
    📄
    accounts-amended-with-accounts-type-total-exemption-small
    accounts · AAMD
  15. 2018-10-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2018-09-15
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  17. 2018-09-04
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  18. 2018-07-11
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  19. 2018-03-08
    🔓
    Charge satisfied #1
  20. 2015-03-31
    ➖
    KARSANJI MAKANJI, Hasmukhrai resigned
    director
  21. 2013-01-01
    ➕
    RAWAL, Vivek appointed
    secretary
  22. 2013-01-01
    ➕
    RAWAL, Vivek Hasmukh appointed
    director
  23. 2013-01-01
    ➖
    M & N SECRETARIES LIMITED resigned
    corporate-secretary
  24. 2004-09-30
    ➕
    KARSANJI MAKANJI, Hasmukhrai appointed
    director
  25. 2004-09-30
    ➖
    INNOVATE GLOBAL LIMITED resigned
    corporate-director
  26. 2001-11-28
    ➖
    RAWAL, Vivek Hasmukh resigned
    secretary
  27. 2001-11-28
    ➕
    M & N SECRETARIES LIMITED appointed
    corporate-secretary
  28. 2001-09-30
    ➖
    RAWAL, Hasmukh Karsanji resigned
    director
  29. 2001-09-30
    ➖
    RAWAL, Vivek Hasmukh resigned
    director
  30. 2001-09-30
    ➕
    INNOVATE GLOBAL LIMITED appointed
    corporate-director
  31. 2000-07-06
    🔒
    Charge registered #1
    Lender: Legendary Property (Wembley Point) Limited
  32. 1999-04-14
    🏢
    Company incorporated
    As ABMA EDUCATION LTD
  33. 1999-04-14
    ➕
    RAWAL, Vivek Hasmukh appointed
    secretary
  34. 1999-04-14
    ➕
    TEMPLE SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  35. 1999-04-14
    ➖
    TEMPLE SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  36. 1999-04-14
    ➕
    RAWAL, Hasmukh Karsanji appointed
    director
  37. 1999-04-14
    ➕
    RAWAL, Vivek Hasmukh appointed
    director
  38. 1999-04-14
    ➕
    COMPANY DIRECTORS LIMITED appointed
    corporate-nominee-director
  39. 1999-04-14
    ➖
    COMPANY DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

44/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 14 years.

Red flags

1 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-06-30

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Vivek Hasmukh Rawal
Individual · British · DOB 02/1975 · age 51
—75–100%75-100% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1999-04-14
Jurisdictionengland-wales
Primary SIC85320 — Technical and vocational secondary education

Registered office

7 Queens Square Ascot Business Park
Lyndhurst Road
Ascot
Berkshire
SL5 9FE
England

Filing status

Accounts
Next due: 2026-06-30OVERDUE
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-28
Last: 2026-04-14

Officers (3 active · 8 resigned)

RAWAL, Vivek→
secretary · appointed 2013-01-01
View their other companies + combined net worth →
Active
RAWAL, Shenila, Dr→
director · ~50y · appointed 2024-11-11
View their other companies + combined net worth →
Active
RAWAL, Vivek Hasmukh→
director · ~51y · appointed 2013-01-01
View their other companies + combined net worth →
Active
RAWAL, Vivek Hasmukh→
secretary · appointed 1999-04-14 · resigned 2001-11-28
Resigned
M & N SECRETARIES LIMITED→
corporate-secretary · appointed 2001-11-28 · resigned 2013-01-01
Resigned
TEMPLE SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1999-04-14 · resigned 1999-04-14
Resigned
KARSANJI MAKANJI, Hasmukhrai→
director · ~83y · appointed 2004-09-30 · resigned 2015-03-31
Resigned
RAWAL, Hasmukh Karsanji→
director · ~83y · appointed 1999-04-14 · resigned 2001-09-30
Resigned
RAWAL, Vivek Hasmukh→
director · ~51y · appointed 1999-04-14 · resigned 2001-09-30
Resigned
COMPANY DIRECTORS LIMITED→
corporate-nominee-director · appointed 1999-04-14 · resigned 1999-04-14
Resigned
INNOVATE GLOBAL LIMITED→
corporate-director · appointed 2001-09-30 · resigned 2004-09-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Metro Bank
Metro Bank PLC
A registered charge—23/12/2020—
satisfied
Legendary Property (Wembley Point)
Legendary Property (Wembley Point) Limited
Rent deposit deed and charge1 property06/07/200008/03/2018
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (94 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-15
appoint-person-director-company-with-name-date
officers · AP01
2024-11-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-19
gazette-filings-brought-up-to-date
gazette · DISS40
2022-08-31
gazette-notice-compulsory
gazette · GAZ1
2022-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-27
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-01-11