ACI-UK LIMITED
- · Thesis: well-run, low negotiation leverage
Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
8 live charges · 4 lenders · oldest 9.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 9.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
Corporate timeline (69 events)Click to expand
- 2025-10-20📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-10-20📄legacyaccounts · PARENT_ACC
- 2025-10-20📄legacyother · GUARANTEE2
- 2025-10-20📄legacyother · AGREEMENT2
- 2025-06-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-06-06🔒Charge registered #8Lender: National Westminster Bank PLC as Security Trustee
- 2025-04-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-03-31➖ROBINS, Mark Allan resigneddirector
- 2025-01-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-28📄legacyaccounts · PARENT_ACC
- 2024-11-28📄legacyother · GUARANTEE2
- 2024-11-28📄legacyother · AGREEMENT2
- 2024-05-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-15🔒Charge registered #7Lender: National Westminster Bank PLC as Security Trustee
- 2024-01-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-22📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2023-09-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-29🔒Charge registered #6Lender: National Westminster Bank PLC as Security Trustee
- 2023-04-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-04-21🔒Charge registered #5Lender: Quilam Special Opportunities 2 Limited
- 2022-12-07📄accounts-with-accounts-type-smallaccounts · AA
- 2022-12-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2022-12-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-11-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-10-24➕PICKUP, Mark Samuel appointeddirector
- 2022-06-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-06-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-05-04🔓Charge satisfied #3
- 2022-05-04🔓Charge satisfied #2
- 2022-04-29➖BAKER, Stephen Paul resigneddirector
- 2022-04-29➕ROBINS, Mark Allan appointeddirector
- 2022-04-27🔒Charge registered #4Lender: Quilam Special Opportunities 2 Limited
- 2021-04-01➕BARTLE, Andrew appointeddirector
- 2021-04-01➕EDWARDS, Gary James appointeddirector
- 2021-04-01➕HOUGHTON, Max appointeddirector
- 2019-10-18🔓Charge satisfied #1
- 2019-10-16🔒Charge registered #3Lender: Pollen Street Capital Limited
- 2019-10-16🔒Charge registered #2Lender: Pollen Street Capital Limited
- 2019-08-31➖WELLINGTON, Natalie resigneddirector
- 2018-07-09➕WELLINGTON, Natalie appointeddirector
- 2018-05-31➖BEARD, Phill resigneddirector
- 2018-03-26➖DEMPSTER, Colin resignedsecretary
- 2018-03-26➕BAKER, Stephen Paul appointeddirector
- 2018-03-09➖CALLAGHAN, Kirsty resigneddirector
- 2018-03-09➖DEMPSTER, Colin Alexander resigneddirector
- 2018-01-26➕HINCHLIFFE, Craig Andrew appointeddirector
- 2018-01-26➕UNSWORTH, Simon Peter appointeddirector
- 2018-01-26➕BEARD, Phill appointeddirector
- 2016-09-01➕CALLAGHAN, Kirsty appointeddirector
- 2016-06-21🔒Charge registered #1Lender: Tm Legal Services Limited
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med · 1 lowMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Perch Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Perch Group Limited Corporate entity | 75–100% | — | 75-100% shares | 14/07/2022 |
4 historic (ceased) PSCs
- Tm Assets Limitedceased 14/07/2022· 75-100% shares · 75-100% voting
- Mr Paul Hall Mackenzieceased 30/08/2017· significant influence
- Mr Colin Alexander Dempsterceased 09/03/2018· significant influence
- Miss Kirsty Callaghanceased 09/03/2018· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (6 active · 15 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank as Security Trustee National Westminster Bank PLC as Security Trustee | A registered charge | 1 property | 06/06/2025 | — | |
| outstanding | National Westminster Bank as Security Trustee National Westminster Bank PLC as Security Trustee | A registered charge | 2 properties | 15/05/2024 | — | |
| outstanding | National Westminster Bank as Security Trustee National Westminster Bank PLC as Security Trustee | A registered charge | 2 properties | 29/08/2023 | — | |
| outstanding | Quilam Special Opportunities 2 Quilam Special Opportunities 2 Limited | A registered charge | — | 21/04/2023 | — | |
| outstanding | Quilam Special Opportunities 2 Quilam Special Opportunities 2 Limited | A registered charge | 1 property | 27/04/2022 | — | |
| satisfied | Pollen Street Capital Pollen Street Capital Limited | A registered charge | 1 property | 16/10/2019 | 04/05/2022 | |
| satisfied | Pollen Street Capital Pollen Street Capital Limited | A registered charge | — | 16/10/2019 | 04/05/2022 | |
| satisfied | Tm Legal Services Tm Legal Services Limited | A registered charge | — | 21/06/2016 | 18/10/2019 |