ACI-UK LIMITED

🌳Matureactive
03775287 · ltd · incorporated 1999-05-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: SIC 82911
Sector: Administrative & support services
Investor take
Pursue
Active trading company with a 68-year-old founder — textbook succession opportunity.

Opportunity 73/100 (strong), bankability 57/100. Strong seller-intent signal (63/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

8 live charges · 4 lenders · oldest 9.9y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 9.9 years old — likely at or near maturity.
  • · 4 lenders named — inter-creditor friction likely.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
21 officers (6 active, 21 linked, 15 with DOB)
84
Ownership & PSC
1 active PSC(s) of 5 total, 5 with control declared
90
Director network
15 connected companies via shared directors
90
Filing history
144 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (69 events)Click to expand
  1. 2025-10-20
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  2. 2025-10-20
    📄
    legacy
    accounts · PARENT_ACC
  3. 2025-10-20
    📄
    legacy
    other · GUARANTEE2
  4. 2025-10-20
    📄
    legacy
    other · AGREEMENT2
  5. 2025-06-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-06-06
    🔒
    Charge registered #8
    Lender: National Westminster Bank PLC as Security Trustee
  7. 2025-04-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  8. 2025-03-31
    ROBINS, Mark Allan resigned
    director
  9. 2025-01-06
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  10. 2024-11-28
    📄
    legacy
    accounts · PARENT_ACC
  11. 2024-11-28
    📄
    legacy
    other · GUARANTEE2
  12. 2024-11-28
    📄
    legacy
    other · AGREEMENT2
  13. 2024-05-17
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  14. 2024-05-15
    🔒
    Charge registered #7
    Lender: National Westminster Bank PLC as Security Trustee
  15. 2024-01-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2023-12-22
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  17. 2023-09-05
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  18. 2023-08-29
    🔒
    Charge registered #6
    Lender: National Westminster Bank PLC as Security Trustee
  19. 2023-04-24
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  20. 2023-04-21
    🔒
    Charge registered #5
    Lender: Quilam Special Opportunities 2 Limited
  21. 2022-12-07
    📄
    accounts-with-accounts-type-small
    accounts · AA
  22. 2022-12-02
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  23. 2022-12-02
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  24. 2022-11-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2022-10-24
    PICKUP, Mark Samuel appointed
    director
  26. 2022-06-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  27. 2022-06-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2022-05-04
    🔓
    Charge satisfied #3
  29. 2022-05-04
    🔓
    Charge satisfied #2
  30. 2022-04-29
    BAKER, Stephen Paul resigned
    director
  31. 2022-04-29
    ROBINS, Mark Allan appointed
    director
  32. 2022-04-27
    🔒
    Charge registered #4
    Lender: Quilam Special Opportunities 2 Limited
  33. 2021-04-01
    BARTLE, Andrew appointed
    director
  34. 2021-04-01
    EDWARDS, Gary James appointed
    director
  35. 2021-04-01
    HOUGHTON, Max appointed
    director
  36. 2019-10-18
    🔓
    Charge satisfied #1
  37. 2019-10-16
    🔒
    Charge registered #3
    Lender: Pollen Street Capital Limited
  38. 2019-10-16
    🔒
    Charge registered #2
    Lender: Pollen Street Capital Limited
  39. 2019-08-31
    WELLINGTON, Natalie resigned
    director
  40. 2018-07-09
    WELLINGTON, Natalie appointed
    director
  41. 2018-05-31
    BEARD, Phill resigned
    director
  42. 2018-03-26
    DEMPSTER, Colin resigned
    secretary
  43. 2018-03-26
    BAKER, Stephen Paul appointed
    director
  44. 2018-03-09
    CALLAGHAN, Kirsty resigned
    director
  45. 2018-03-09
    DEMPSTER, Colin Alexander resigned
    director
  46. 2018-01-26
    HINCHLIFFE, Craig Andrew appointed
    director
  47. 2018-01-26
    UNSWORTH, Simon Peter appointed
    director
  48. 2018-01-26
    BEARD, Phill appointed
    director
  49. 2016-09-01
    CALLAGHAN, Kirsty appointed
    director
  50. 2016-06-21
    🔒
    Charge registered #1
    Lender: Tm Legal Services Limited
Showing most recent 50 of 69 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -6 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med · 1 low
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Perch Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Perch Group Limited
Corporate parent · holds 75-100% shares
ultimate parent
ACI-UK LIMITED
This company · 03775287

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Perch Group Limited
Corporate entity
75100%
75-100% shares14/07/2022
4 historic (ceased) PSCs
  • Tm Assets Limitedceased 14/07/2022· 75-100% shares · 75-100% voting
  • Mr Paul Hall Mackenzieceased 30/08/2017· significant influence
  • Mr Colin Alexander Dempsterceased 09/03/2018· significant influence
  • Miss Kirsty Callaghanceased 09/03/2018· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-05-21
Jurisdictionengland-wales
Primary SIC82911 — SIC 82911

Registered office

Unit 10 Whitehills Drive
Whitehills Business Park
Blackpool
Lancashire
FY4 5LW
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01

Officers (6 active · 15 resigned)

BARTLE, Andrew
director · ~57y · appointed 2021-04-01
View their other companies + combined net worth →
Active
EDWARDS, Gary James
director · ~68y · appointed 2021-04-01
View their other companies + combined net worth →
Active
HINCHLIFFE, Craig Andrew
director · ~44y · appointed 2018-01-26
View their other companies + combined net worth →
Active
HOUGHTON, Max
director · ~46y · appointed 2021-04-01
View their other companies + combined net worth →
Active
PICKUP, Mark Samuel
director · ~37y · appointed 2022-10-24
View their other companies + combined net worth →
Active
UNSWORTH, Simon Peter
director · ~51y · appointed 2018-01-26
View their other companies + combined net worth →
Active
AITKEN, James
secretary · appointed 2001-12-31 · resigned 2004-10-14
Resigned
BROWN, Alexis
secretary · appointed 1999-05-21 · resigned 2001-12-31
Resigned
DEMPSTER, Colin
secretary · appointed 2012-11-06 · resigned 2018-03-26
Resigned
NEVILLE, Ann
secretary · appointed 2004-10-14 · resigned 2012-11-06
Resigned
REID, Brian
secretary · appointed 1999-05-21 · resigned 1999-05-24
Resigned
BAKER, Stephen Paul
director · ~70y · appointed 2018-03-26 · resigned 2022-04-29
Resigned
BEARD, Phill
director · ~55y · appointed 2018-01-26 · resigned 2018-05-31
Resigned
BROWN, James Sherry
director · ~77y · appointed 1999-05-21 · resigned 2012-11-06
Resigned
CALLAGHAN, Kirsty
director · ~53y · appointed 2016-09-01 · resigned 2018-03-09
Resigned
DEMPSTER, Colin Alexander
director · ~62y · appointed 2014-12-01 · resigned 2018-03-09
Resigned
FRASER, Stephanie
director · ~43y · appointed 2012-11-06 · resigned 2014-12-01
Resigned
MACINNES, Carol Mclaughlin
director · ~55y · appointed 2015-06-01 · resigned 2015-09-21
Resigned
ROBINS, Mark Allan
director · ~61y · appointed 2022-04-29 · resigned 2025-03-31
Resigned
WELLINGTON, Natalie
director · ~52y · appointed 2018-07-09 · resigned 2019-08-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
5
Outstanding
2
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
National Westminster Bank as Security Trustee
National Westminster Bank PLC as Security Trustee
A registered charge1 property06/06/2025
outstanding
National Westminster Bank as Security Trustee
National Westminster Bank PLC as Security Trustee
A registered charge2 properties15/05/2024
outstanding
National Westminster Bank as Security Trustee
National Westminster Bank PLC as Security Trustee
A registered charge2 properties29/08/2023
outstanding
Quilam Special Opportunities 2
Quilam Special Opportunities 2 Limited
A registered charge21/04/2023
outstanding
Quilam Special Opportunities 2
Quilam Special Opportunities 2 Limited
A registered charge1 property27/04/2022
satisfied
Pollen Street Capital
Pollen Street Capital Limited
A registered charge1 property16/10/201904/05/2022
satisfied
Pollen Street Capital
Pollen Street Capital Limited
A registered charge16/10/201904/05/2022
satisfied
Tm Legal Services
Tm Legal Services Limited
A registered charge21/06/201618/10/2019
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (144 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-29
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-10-20
legacy
accounts · PARENT_ACC
2025-10-20
legacy
other · GUARANTEE2
2025-10-20
legacy
other · AGREEMENT2
2025-10-20
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-06-10
termination-director-company-with-name-termination-date
officers · TM01
2025-04-15
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-03
legacy
accounts · PARENT_ACC
2024-11-28
legacy
other · GUARANTEE2
2024-11-28
legacy
other · AGREEMENT2
2024-11-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-15
change-account-reference-date-company-previous-extended
accounts · AA01
2023-12-22