1ST SAVIOUR FINANCE LIMITED

💤Zombieactive
03775928 · ltd · incorporated 1999-05-24
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to May 2025
Net worth
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
Pursue
Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (70/100, director aged 63). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
9 officers (1 active, 9 linked, 4 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
83 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0May 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-05-312024-05-31

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
  1. 2026-01-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-01-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  3. 2024-02-14
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  4. 2023-01-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  5. 2022-02-23
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  6. 2021-05-13
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  7. 2020-02-10
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  8. 2019-01-31
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  9. 2018-02-12
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  10. 2017-01-25
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  11. 2016-06-01
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  12. 2016-06-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2015-11-30
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  14. 2015-05-26
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  15. 2015-03-09
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  16. 2013-05-24
    LAWSMITHS SECRETARIES LTD resigned
    corporate-secretary
  17. 2002-08-16
    BAIRD, John Downie resigned
    director
  18. 2002-08-16
    HOGGARD, David Patrick resigned
    director
  19. 2002-03-06
    HOGGARD, David Patrick appointed
    director
  20. 2002-02-15
    HEWITT, Andrew Peter appointed
    director
  21. 2002-02-15
    HARRISON, Craig resigned
    secretary
  22. 2002-02-15
    NASH, Patricia resigned
    secretary
  23. 2002-02-15
    LAWSMITHS SECRETARIES LTD appointed
    corporate-secretary
  24. 2002-02-15
    BAIRD, John Downie appointed
    director
  25. 2002-02-15
    NEVILLE-O'BRIEN, James Vincent resigned
    director
  26. 2002-02-13
    HARRISON, Craig appointed
    secretary
  27. 1999-05-24
    🏢
    Company incorporated
    As 1ST SAVIOUR FINANCE LIMITED
  28. 1999-05-24
    NASH, Patricia appointed
    secretary
  29. 1999-05-24
    TEMPLE SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  30. 1999-05-24
    TEMPLE SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  31. 1999-05-24
    NEVILLE-O'BRIEN, James Vincent appointed
    director
  32. 1999-05-24
    COMPANY DIRECTORS LIMITED appointed
    corporate-nominee-director
  33. 1999-05-24
    COMPANY DIRECTORS LIMITED resigned
    corporate-nominee-director

Owner dependency

93/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.

Succession & seller-readiness

95/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Andrew Peter Hewitt
Individual · British · DOB 02/1963 · age 63
75100%
75-100% shares01/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-05-24
Jurisdictionengland-wales
Primary SIC99999 — SIC 99999

Registered office

Nyala Pinelands Road
Chilworth
Southampton
SO16 7HH
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-06-07
Last: 2026-05-24

Officers (1 active · 8 resigned)

HEWITT, Andrew Peter
director · ~63y · appointed 2002-02-15
View their other companies + combined net worth →
Active
HARRISON, Craig
secretary · appointed 2002-02-13 · resigned 2002-02-15
Resigned
NASH, Patricia
secretary · appointed 1999-05-24 · resigned 2002-02-15
Resigned
LAWSMITHS SECRETARIES LTD
corporate-secretary · appointed 2002-02-15 · resigned 2013-05-24
Resigned
TEMPLE SECRETARIES LIMITED
corporate-nominee-secretary · appointed 1999-05-24 · resigned 1999-05-24
Resigned
BAIRD, John Downie
director · ~74y · appointed 2002-02-15 · resigned 2002-08-16
Resigned
HOGGARD, David Patrick
director · ~62y · appointed 2002-03-06 · resigned 2002-08-16
Resigned
NEVILLE-O'BRIEN, James Vincent
director · ~84y · appointed 1999-05-24 · resigned 2002-02-15
Resigned
COMPANY DIRECTORS LIMITED
corporate-nominee-director · appointed 1999-05-24 · resigned 1999-05-24
Resigned

Click a director name to see their full track record across all companies.

Recent filings (83 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-27
accounts-with-accounts-type-dormant
accounts · AA
2026-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-24
accounts-with-accounts-type-dormant
accounts · AA
2025-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-24
accounts-with-accounts-type-dormant
accounts · AA
2024-02-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-25
accounts-with-accounts-type-dormant
accounts · AA
2023-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-24
accounts-with-accounts-type-dormant
accounts · AA
2022-02-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-24
accounts-with-accounts-type-dormant
accounts · AA
2021-05-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-27
accounts-with-accounts-type-dormant
accounts · AA
2020-02-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-05-28