WYKO HOLDINGS LIMITED
🌳Matureactive
03776822 · ltd · incorporated 1999-05-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Activities of distribution holding companies
Sector: Financial & insurance
ALSO REGISTERED FOR
- 74990Non-trading company
Investor take
PursueAsset-holding vehicle with a 66-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 77/100. Strong seller-intent signal (78/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
12 live charges · 7 lenders · oldest 26.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 26.8 years old — likely at or near maturity.
- · 7 lenders named — inter-creditor friction likely.
- · Legal-friction score 45/100 (high).
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
29 officers (3 active, 29 linked, 24 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
166 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 address
Last 90 days
1
filing
- • 1 address
Last 180 days
3
filings
- • 1 address
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (96 events)Click to expand
- 2026-05-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-02-06➖BARKER, Edward Rosson resigneddirector
- 2025-12-30📄accounts-with-accounts-type-fullaccounts · AA
- 2025-11-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-01➕BOWRING, Richard appointeddirector
- 2025-11-01➕MCGURK, Vincent Michael Benedict appointeddirector
- 2025-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-30➕BARKER, Edward Rosson appointeddirector
- 2025-06-30➖FITCHFORD, Andrew Michael John resigneddirector
- 2024-10-02📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-26📄accounts-with-accounts-type-fullaccounts · AA
- 2022-06-13📄accounts-with-accounts-type-fullaccounts · AA
- 2021-10-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-08-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-22📄accounts-with-accounts-type-fullaccounts · AA
- 2020-08-17📄accounts-with-accounts-type-fullaccounts · AA
- 2019-07-26📄accounts-with-accounts-type-fullaccounts · AA
- 2018-07-05📄accounts-with-accounts-type-fullaccounts · AA
- 2016-01-04➖WHITE, David resigneddirector
- 2015-11-18➕FITCHFORD, Andrew Michael John appointeddirector
- 2014-07-11🔓Charge satisfied #12
- 2014-07-11🔓Charge satisfied #11
- 2014-07-11🔓Charge satisfied #10
- 2014-07-11🔓Charge satisfied #9
- 2011-04-19🔓Charge satisfied #8
- 2010-02-28➖WILSON, William Currie Neil resigneddirector
- 2009-09-03🔒Charge registered #12Lender: Lloyds Tsb Bank PLC
- 2009-06-26➖DIXON, Mark Robert Graham resigneddirector
- 2008-07-23🔒Charge registered #11Lender: Lloyds Tsb Bank PLC
- 2008-04-10🔒Charge registered #10Lender: Lloyds Tsb Bank PLC
- 2006-11-28🔓Charge satisfied #7
- 2006-11-28🔓Charge satisfied #6
- 2006-11-28🔓Charge satisfied #5
- 2006-11-28🔓Charge satisfied #4
- 2006-11-28🔓Charge satisfied #3
- 2006-11-28🔓Charge satisfied #2
- 2006-11-28🔓Charge satisfied #1
- 2006-11-17➖LAWLEY, Andrew Robin resigneddirector
- 2006-11-17➖THOMPSON, Alan Sydney resigneddirector
- 2006-11-17🔒Charge registered #9Lender: Trustees of the Wyko Group Retirement Benefit Scheme
- 2006-11-17🔒Charge registered #8Lender: Lloyds Tsb Bank PLC
- 2006-11-15➕POWELL, Martyn Richard appointedsecretary
- 2006-11-15➖COOK, Jonathan Charles resignedsecretary
- 2006-11-15➖COOK, Jonathan Charles resigneddirector
- 2006-11-15➕WHITE, David appointeddirector
- 2006-05-26🔒Charge registered #7Lender: Lloyds Tsb Bank PLC
- 2006-02-02🔒Charge registered #6Lender: Lloyds Tsb Bank PLC
Showing most recent 50 of 96 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 med ·2 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BARKER, Edward Rosson resigned 2026-02-06; FITCHFORD, Andrew Michael John resigned 2025-06-30
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Eriks Uk Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Eriks Uk Holdings Ltd
Corporate parent · holds 75-100% shares
⬇
WYKO HOLDINGS LIMITED
This company · 03776822
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Eriks Uk Holdings Ltd Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-05-25
Jurisdictionengland-wales
Primary SIC64204 — Activities of distribution holding companies
Registered office
Rubix
Seven Stars Road
Oldbury
West Midlands
B69 4JR
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-11
Last: 2025-09-27
Officers (3 active · 26 resigned)
POWELL, Martyn Richard→
Activesecretary · appointed 2006-11-15
View their other companies + combined net worth →
BOWRING, Richard→
Activedirector · ~52y · appointed 2025-11-01
View their other companies + combined net worth →
MCGURK, Vincent Michael Benedict→
Activedirector · ~66y · appointed 2025-11-01
View their other companies + combined net worth →
CLARKE, Joanna Lindsey→
Resignedsecretary · appointed 1999-05-25 · resigned 1999-08-20
COOK, Jonathan Charles→
Resignedsecretary · appointed 2004-03-19 · resigned 2006-11-15
LYNE, Colin Andrew→
Resignedsecretary · appointed 2003-12-23 · resigned 2004-03-19
WINTERS, Geoffrey David→
Resignedsecretary · appointed 1999-08-20 · resigned 2004-02-16
BARKER, Edward Rosson→
Resigneddirector · ~49y · appointed 2025-06-30 · resigned 2026-02-06
CLARKE, Joanna Lindsey→
Resigneddirector · ~55y · appointed 1999-05-25 · resigned 1999-08-20
COOK, Jonathan Charles→
Resigneddirector · ~68y · appointed 2004-03-19 · resigned 2006-11-15
DIXON, Mark Robert Graham→
Resigneddirector · ~62y · appointed 2003-12-23 · resigned 2009-06-26
FISHER, Jacqueline→
Resignednominee-director · ~74y · appointed 1999-05-25 · resigned 1999-08-20
FITCHFORD, Andrew Michael John→
Resigneddirector · ~61y · appointed 2015-11-18 · resigned 2025-06-30
FREEMAN, Michael John→
Resigneddirector · ~79y · appointed 1999-08-20 · resigned 2004-07-13
HAWKINS, Douglas Grahame→
Resigneddirector · ~55y · appointed 2004-06-01 · resigned 2005-06-28
HOBBS, Jeffrey Jacques→
Resigneddirector · ~83y · appointed 2001-04-02 · resigned 2002-08-30
ISAACS, Paul→
Resigneddirector · ~66y · appointed 1999-08-20 · resigned 2002-06-27
JOHNSON, Richard Stuart→
Resigneddirector · ~75y · appointed 1999-08-20 · resigned 2003-11-04
LAWLEY, Andrew Robin→
Resigneddirector · ~56y · appointed 2005-06-28 · resigned 2006-11-17
LINK, Wilfred Alan→
Resigneddirector · ~78y · appointed 1999-08-20 · resigned 2003-11-04
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
0
Outstanding
0
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus letter of set-off dated 10TH april 2008 and | 1 property | 03/09/2009 | 11/07/2014 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus letter of set-off | 1 property | 23/07/2008 | 11/07/2014 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Omnibus letter of set-off | 1 property | 10/04/2008 | 11/07/2014 | |
| satisfied | Trustees of the Wyko Group Retirement Benefit Scheme | Charge over cash deposit | 1 property | 17/11/2006 | 11/07/2014 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | An omnibus letter of set-off | 1 property | 17/11/2006 | 19/04/2011 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Deed of admission to an omnibus guarantee and set-off agreement dated 2ND february 2006 | 1 property | 26/05/2006 | 28/11/2006 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | An omnibus guarantee and set-off agreement | 1 property | 02/02/2006 | 28/11/2006 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | Guarantee and mortgage debenture | 1 property | 16/12/2005 | 28/11/2006 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland (Security Trustee) | Assignment of keyman life policy | 1 property | 16/06/2005 | 28/11/2006 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland(As Security Trustee for the Security Beneficiaries as Defined) | Composite guarantee and debenture (third debenture) | 1 property | 29/12/1999 | 28/11/2006 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Composite guarantee and debenture (second debenture) | 3 properties | 28/10/1999 | 28/11/2006 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland(As Security Trustee for the Security Beneficiaries and the Mezzanine Security Beneficiaries Asdefined Herein) | Debenture | 1 property | 23/08/1999 | 28/11/2006 |
Recent filings (166 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-05-05
termination-director-company-with-name-termination-date
officers · TM01
2026-02-09
accounts-with-accounts-type-full
accounts · AA
2025-12-30
appoint-person-director-company-with-name-date
officers · AP01
2025-11-07
appoint-person-director-company-with-name-date
officers · AP01
2025-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-30
termination-director-company-with-name-termination-date
officers · TM01
2025-07-02
appoint-person-director-company-with-name-date
officers · AP01
2025-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-15
accounts-with-accounts-type-full
accounts · AA
2024-10-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-18
accounts-with-accounts-type-full
accounts · AA
2023-07-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-28
accounts-with-accounts-type-full
accounts · AA
2022-06-13
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-10-13