ZENITH FREEHOLDS (WHITSTABLE) LIMITED
🌳Matureactive
03779856 · ltd · incorporated 1999-05-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: SIC 81100
Sector: Administrative & support services
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
9 live charges · 5 lenders · oldest 23.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 23.8 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
9 charges (9/9 with lender, 9/9 with type)
90
Directors & officers
26 officers (4 active, 26 linked, 15 with DOB)
82
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
23 connected companies via shared directors
90
Filing history
164 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
1
filing
- • 1 officers
Last 180 days
1
filing
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (89 events)Click to expand
- 2026-04-29📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-24📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-09-17📄legacyaccounts · PARENT_ACC
- 2025-09-17📄legacyother · GUARANTEE2
- 2025-09-17📄legacyother · AGREEMENT2
- 2024-10-30📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-10-04📄legacyaccounts · PARENT_ACC
- 2024-10-04📄legacyother · AGREEMENT2
- 2024-10-04📄legacyother · GUARANTEE2
- 2024-06-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-06-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-03➕PAYNE, Christopher James appointeddirector
- 2024-06-03➕SMITH, Stephen appointeddirector
- 2024-06-03➖HUMPHREYS, Gary resigneddirector
- 2024-06-03➖SPENCER, Kevin Ronald resigneddirector
- 2023-11-22📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-11-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-11-17🔓Charge satisfied #9
- 2023-11-17🔓Charge satisfied #8
- 2023-11-17🔓Charge satisfied #7
- 2023-09-29📄legacyaccounts · PARENT_ACC
- 2023-09-29📄legacyother · AGREEMENT2
- 2023-09-29📄legacyother · GUARANTEE2
- 2023-04-04📄accounts-with-accounts-type-smallaccounts · AA
- 2023-03-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2018-05-25🔒Charge registered #9Lender: Investec Bank PLC
- 2018-05-25🔒Charge registered #8Lender: Investec Bank PLC
- 2018-05-25🔒Charge registered #7Lender: Investec Bank PLC
- 2016-10-04🔓Charge satisfied #6
- 2015-09-18➕PAYNE, Christopher James appointedsecretary
- 2015-09-18➖HAYWARD, Susan Elizabeth resignedsecretary
- 2015-06-30➕BARBER, Keith John appointeddirector
- 2015-06-30➕HAYWARD, Susan Elizabeth appointedsecretary
- 2015-06-30➖BISSETT, Ashley Raymond resigneddirector
- 2015-06-30➕HUMPHREYS, Gary appointeddirector
- 2015-06-30➖SMITH, Stephen Andrew resigneddirector
- 2015-06-30➕SPENCER, Kevin Ronald appointeddirector
- 2015-06-30🔒Charge registered #6Lender: Chaucer Syndicates Limited
- 2015-06-29🔓Charge satisfied #4
- 2015-06-29🔓Charge satisfied #3
- 2015-06-29🔓Charge satisfied #2
- 2015-06-17➖SHALLCROSS, Katherine resignedsecretary
- 2015-04-30➕BISSETT, Ashley Raymond appointeddirector
- 2015-04-30➖CARRILLO-MORALES, Mauricio Clemente resigneddirector
- 2015-04-30➖SAKER, David Stephen resigneddirector
- 2015-04-30➕SMITH, Stephen Andrew appointeddirector
Showing most recent 50 of 89 events
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
35/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Markerstudy Property Holdings (No.1) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Markerstudy Property Holdings (No.1) Limited
Corporate parent · holds 75-100% shares · board control
⬇
ZENITH FREEHOLDS (WHITSTABLE) LIMITED
This company · 03779856
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Markerstudy Property Holdings (No.1) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/07/2021 |
1 historic (ceased) PSC
- Markerstudy Insurance Services Limitedceased 15/07/2021· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · TN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1066 FIRE & SECURITY LIMITED→ 05324178 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| 1066 POOLS LIMITED→ 06729564 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 11 MILWARD ROAD FREEHOLDERS LIMITED→ 10845608 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 14 CAMBRIDGE GARDENS MANAGEMENT COMPANY LIMITED→ 04196997 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| 14SWORDS LTD→ 16291784 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 2 PRIORY HOUSES LTD→ 10717503 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 24-7 STELLER PACKING LIMITED→ 10938196 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 24JS NUTRITION LIMITED→ 12956194 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 2OBS PROPERTY LIMITED→ 02704249 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| 355 LIMITED→ 10603184 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 360 FOSTERING CONSULTANCY LIMITED→ 10219398 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 3RD AVE. PROPERTIES LIMITED→ 09844817 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-05-25
Jurisdictionengland-wales
Primary SIC81100 — SIC 81100
Registered office
45 Westerham Road Bessells Green
Sevenoaks
Kent
TN13 2QB
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-06-20
Last: 2025-06-06
Officers (4 active · 22 resigned)
PAYNE, Christopher James→
Activesecretary · appointed 2015-09-18
View their other companies + combined net worth →
BARBER, Keith John→
Activedirector · ~52y · appointed 2015-06-30
View their other companies + combined net worth →
PAYNE, Christopher James→
Activedirector · ~47y · appointed 2024-06-03
View their other companies + combined net worth →
SMITH, Stephen→
Activedirector · ~50y · appointed 2024-06-03
View their other companies + combined net worth →
CAMPBELL, Iain Fraser→
Resignedsecretary · appointed 1999-05-25 · resigned 2000-04-30
GOODENOUGH, Adrian→
Resignedsecretary · appointed 2009-08-14 · resigned 2014-04-01
HAYWARD, Susan Elizabeth→
Resignedsecretary · appointed 2015-06-30 · resigned 2015-09-18
OSMAN, Philip Arthur Victor Selim→
Resignedsecretary · appointed 2000-11-30 · resigned 2006-03-01
PHILP, Clive James→
Resignedsecretary · appointed 2008-09-11 · resigned 2009-08-14
SHALLCROSS, Katherine→
Resignedsecretary · appointed 2014-04-01 · resigned 2015-06-17
TRACE, David John Arthur→
Resignedsecretary · appointed 2000-05-01 · resigned 2000-11-30
TURNER, David Charles→
Resignedsecretary · appointed 2006-03-01 · resigned 2008-09-11
SWIFT INCORPORATIONS LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-05-25 · resigned 1999-05-25
BISSETT, Ashley Raymond→
Resigneddirector · ~62y · appointed 2015-04-30 · resigned 2015-06-30
CARRILLO-MORALES, Mauricio Clemente→
Resigneddirector · ~56y · appointed 2010-01-28 · resigned 2015-04-30
CURTIS, Kenneth Douglas→
Resigneddirector · ~65y · appointed 2007-05-25 · resigned 2013-03-31
GILMOUR, Ewen Hamilton→
Resigneddirector · ~73y · appointed 1999-05-25 · resigned 2009-12-31
HUMPHREYS, Gary→
Resigneddirector · ~61y · appointed 2015-06-30 · resigned 2024-06-03
NOBLE, Edward Nelson→
Resigneddirector · ~78y · appointed 2003-11-18 · resigned 2007-05-25
SAKER, David Stephen→
Resigneddirector · ~49y · appointed 2013-04-02 · resigned 2015-04-30
Click a director name to see their full track record across all companies.
Mortgages & charges
9
Total charges
0
Outstanding
0
Active lenders
Status:Lender:9 of 9 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Investec Bank Investec Bank PLC | A registered charge | 1 property | 25/05/2018 | 17/11/2023 | |
| satisfied | Investec Bank Investec Bank PLC | A registered charge | 1 property | 25/05/2018 | 17/11/2023 | |
| satisfied | Investec Bank Investec Bank PLC | A registered charge | — | 25/05/2018 | 17/11/2023 | |
| satisfied | Chaucer Syndicates Chaucer Syndicates Limited | A registered charge | 1 property | 30/06/2015 | 04/10/2016 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC as Security Trustee for Itself and the Other Secured Parties (The Security Agent) | Legal charge | 1 property | 29/11/2010 | 14/12/2011 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage | 1 property | 13/10/2004 | 29/06/2015 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Mortgage deed | 2 properties | 22/11/2002 | 29/06/2015 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture deed | 1 property | 22/11/2002 | 29/06/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Legal charge | 1 property | 06/08/2002 | 12/12/2002 |
Recent filings (164 total)
change-person-director-company-with-change-date
officers · CH01
2026-04-29
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-24
legacy
accounts · PARENT_ACC
2025-09-17
legacy
other · GUARANTEE2
2025-09-17
legacy
other · AGREEMENT2
2025-09-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-06
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-30
legacy
accounts · PARENT_ACC
2024-10-04
legacy
other · AGREEMENT2
2024-10-04
legacy
other · GUARANTEE2
2024-10-04
appoint-person-director-company-with-name-date
officers · AP01
2024-06-13
appoint-person-director-company-with-name-date
officers · AP01
2024-06-07
termination-director-company-with-name-termination-date
officers · TM01
2024-06-07
termination-director-company-with-name-termination-date
officers · TM01
2024-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-06