A J TEMPLEMAN LIMITED
🌳Matureactive
03833237 · ltd · incorporated 1999-08-31
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Residents property management
Sector: Activities of households
Investor take
PursueAsset-holding vehicle with a 64-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
20 live charges · 3 lenders · oldest 25.1y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 25.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
20 charges (20/20 with lender, 20/20 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 3 with DOB)
80
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
135 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 300 | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (57 events)Click to expand
- 2026-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-26📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2021-11-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-25📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-25📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-11-25📄change-person-director-company-with-change-dateofficers · CH01
- 2021-11-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-11-25📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-20📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2018-06-21🔓Charge satisfied #4
- 2018-05-17🔓Charge satisfied #18
- 2018-04-20🔒Charge registered #20Lender: Interbay Funding Limited
- 2018-04-20🔒Charge registered #19Lender: Interbay Funding Limited
- 2013-12-20🔒Charge registered #18Lender: The Royal Bank of Scotland PLC
- 2013-12-16🔓Charge satisfied #11
- 2013-12-04🔒Charge registered #17Lender: The Royal Bank of Scotland PLC
- 2013-08-22🔓Charge satisfied #7
- 2013-08-22🔓Charge satisfied #6
- 2013-08-22🔓Charge satisfied #5
- 2013-08-22🔓Charge satisfied #3
- 2013-08-22🔓Charge satisfied #2
- 2007-10-23🔒Charge registered #16Lender: Norwich & Peterborough Building Society
- 2007-10-23🔒Charge registered #15Lender: Norwich & Peterborough Building Society
- 2007-10-23🔒Charge registered #14Lender: Norwich & Peterborough Building Society
- 2007-10-23🔒Charge registered #13Lender: Norwich & Peterborough Building Society
- 2007-10-23🔒Charge registered #12Lender: Norwich & Peterborough Building Society
- 2007-10-23🔒Charge registered #11Lender: Norwich & Peterborough Building Society
- 2007-10-23🔒Charge registered #10Lender: Norwich & Peterborough Building Society
- 2007-10-23🔒Charge registered #9Lender: Norwich & Peterborough Building Society
- 2007-08-02🔒Charge registered #8Lender: Norwich & Peterborough Building Society
- 2007-02-05➕RUSSELL, Nicholas Peter appointeddirector
- 2006-06-30🔒Charge registered #7Lender: The Royal Bank of Scotland PLC
- 2003-10-31🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2003-08-08🔓Charge satisfied #1
- 2003-05-16➖TEMPLEMAN, Anne Josephine resigneddirector
- 2002-11-28➕RUSSELL, Katharine Mary appointeddirector
- 2002-11-22🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 2001-06-11🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 2001-06-11🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 2001-06-11🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 2001-06-11🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
Showing most recent 50 of 57 events
Owner dependency
84/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 24 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 24 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
11 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Katharine Mary Russell Individual · British · DOB 12/1962 · age 64 | 25–50% | — | 25-50% shares | 25/11/2021 |
Mr Nicholas Peter Russell Individual · British · DOB 01/1962 · age 64 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · CV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A F I C LIMITED→ 15569494 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A J WEST DECORATING SERVICES LIMITED→ 04938466 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| A.J. LLOYD HOLDINGS LIMITED→ 10153028 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A2Z URBAN HOLDINGS LTD→ 15823414 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AAT LIMITED→ 06765596 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ACT GROUP HOLDINGS LTD→ 16011459 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACTIVATE CLINICAL RESEARCH HOLDINGS LTD→ 15983977 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACTON GRANGE PROPERTIES (WEST INDIES) LIMITED→ 02255687 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| ADA TRADE CO., LTD.→ 09339859 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ADVANCED THERAPEUTIC PRODUCTS LTD→ 16774438 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCING MINDSET LTD→ 15123380 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVENA MALTA (HOLDINGS) LIMITED→ 13789474 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1999-08-31
Jurisdictionengland-wales
Primary SIC98000 — Residents property management
Registered office
8 The Courtyard
Goldsmith Way Eliot Business Park
Nuneaton
Warwickshire
CV10 7RJ
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-14
Last: 2025-08-31
Officers (3 active · 3 resigned)
RUSSELL, Nicholas Peter→
Activesecretary · appointed 1999-09-01
View their other companies + combined net worth →
RUSSELL, Katharine Mary→
Activedirector · ~64y · appointed 2002-11-28
View their other companies + combined net worth →
RUSSELL, Nicholas Peter→
Activedirector · ~64y · appointed 2007-02-05
View their other companies + combined net worth →
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 1999-08-31 · resigned 1999-08-31
TEMPLEMAN, Anne Josephine→
Resigneddirector · ~85y · appointed 1999-09-01 · resigned 2003-05-16
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 1999-08-31 · resigned 1999-08-31
Click a director name to see their full track record across all companies.
Mortgages & charges
20
Total charges
11
Outstanding
3
Active lenders
Status:Lender:20 of 20 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | InterBay Interbay Funding Limited | A registered charge | 3 properties | 20/04/2018 | — | |
| outstanding | InterBay Interbay Funding Limited | A registered charge | 3 properties | 20/04/2018 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 20/12/2013 | 17/05/2018 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 04/12/2013 | — | |
| outstanding | Norwich & Peterborough Building Society | Mortgage | 1 property | 23/10/2007 | — | |
| outstanding | Norwich & Peterborough Building Society | Mortgage | 1 property | 23/10/2007 | — | |
| outstanding | Norwich & Peterborough Building Society | Mortgage | 1 property | 23/10/2007 | — | |
| outstanding | Norwich & Peterborough Building Society | Mortgage | 2 properties | 23/10/2007 | — | |
| outstanding | Norwich & Peterborough Building Society | Deed of assignment of rental income | 2 properties | 23/10/2007 | — | |
| satisfied | Norwich & Peterborough Building Society | Deed of assignment of rental income | 1 property | 23/10/2007 | 16/12/2013 | |
| outstanding | Norwich & Peterborough Building Society | Deed of assignment of rental income | 1 property | 23/10/2007 | — | |
| outstanding | Norwich & Peterborough Building Society | Deed of assignment of rental income | 1 property | 23/10/2007 | — | |
| outstanding | Norwich & Peterborough Building Society | Mortgage | 1 property | 02/08/2007 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 30/06/2006 | 22/08/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 31/10/2003 | 22/08/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 22/11/2002 | 22/08/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 11/06/2001 | 21/06/2018 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 11/06/2001 | 22/08/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 11/06/2001 | 22/08/2013 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Legal charge | 1 property | 11/06/2001 | 08/08/2003 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (135 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-28
change-person-director-company-with-change-date
officers · CH01
2024-05-16
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-27
change-account-reference-date-company-previous-extended
accounts · AA01
2022-09-26
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-11-26
change-person-director-company-with-change-date
officers · CH01
2021-11-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-11-25
change-person-secretary-company-with-change-date
officers · CH03
2021-11-25