EVERARD INVESTMENT PLANNING LTD.

💤Zombieactive
03836796 · ltd · incorporated 1999-09-06
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£39.1k
book net assets
Opportunity
75/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 75/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (2 active, 7 linked, 2 with DOB)
76
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
60
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £39,112

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
£39k
↑ 3.9% YoY
Current Assets
£40k
↑ 4.0% YoY
Current Liabilities
—
£0£8k£16k£24k£32k£40kSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-09-302024-09-30
Total assets£39.1k£37.6k
Current assets£40.3k£38.8k
Net assets£39.1k£37.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2025-10-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-10-08
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-10-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-10-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-10-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-10-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-10-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2018-10-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2017-10-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2017-06-07
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  11. 2017-06-07
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  12. 2017-06-06
    ➕
    MANLEY, Tracey Marie appointed
    secretary
  13. 2017-06-05
    ➖
    READ, Christopher Anthony resigned
    secretary
  14. 2016-10-13
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  15. 2015-10-16
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  16. 2015-09-09
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  17. 2008-07-04
    ➖
    MILLARD, Raymond Kevin resigned
    director
  18. 2005-10-13
    ➖
    POTTER, Teresa Ann resigned
    secretary
  19. 2005-10-13
    ➕
    READ, Christopher Anthony appointed
    secretary
  20. 2002-12-17
    ➖
    PARKER, Eileen Marie resigned
    secretary
  21. 2002-12-17
    ➕
    POTTER, Teresa Ann appointed
    secretary
  22. 2002-12-17
    ➕
    MILLARD, Raymond Kevin appointed
    director
  23. 1999-09-06
    🏢
    Company incorporated
    As EVERARD INVESTMENT PLANNING LTD.
  24. 1999-09-06
    ➕
    EVERARD, George Fred appointed
    director
  25. 1999-09-06
    ➕
    PARKER, Eileen Marie appointed
    secretary
  26. 1999-09-06
    ➕
    SWIFT INCORPORATIONS LIMITED appointed
    corporate-nominee-secretary
  27. 1999-09-06
    ➖
    SWIFT INCORPORATIONS LIMITED resigned
    corporate-nominee-secretary

Owner dependency

100/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "EVERARD" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.

Succession & seller-readiness

75/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr George Fred Everard
Individual · British · DOB 09/1969 · age 57
75–100%
—75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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————23y——
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12142874 · est 2019 · no financials extracted
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FORLIFE PROTECTION LTD→
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———————
FORTITUDE PROPERTY GROUP LTD→
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FORWARD THINKING (BRISTOL) LIMITED→
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————3y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-09-06
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

6 Kelston Road
Keynsham
Bristol
Avon
BS31 2JH

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-26
Last: 2025-09-12

Officers (2 active · 5 resigned)

MANLEY, Tracey Marie→
secretary · appointed 2017-06-06
View their other companies + combined net worth →
Active
EVERARD, George Fred→
director · ~57y · appointed 1999-09-06
View their other companies + combined net worth →
Active
PARKER, Eileen Marie→
secretary · appointed 1999-09-06 · resigned 2002-12-17
Resigned
POTTER, Teresa Ann→
secretary · appointed 2002-12-17 · resigned 2005-10-13
Resigned
READ, Christopher Anthony→
secretary · appointed 2005-10-13 · resigned 2017-06-05
Resigned
SWIFT INCORPORATIONS LIMITED→
corporate-nominee-secretary · appointed 1999-09-06 · resigned 1999-09-06
Resigned
MILLARD, Raymond Kevin→
director · ~71y · appointed 2002-12-17 · resigned 2008-07-04
Resigned

Click a director name to see their full track record across all companies.

Recent filings (72 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-16
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-11
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-20
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-07
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-10
accounts-with-accounts-type-micro-entity
accounts · AA
2019-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-09-03