LEA VALLEY FINANCE LIMITED
⚰️Wound downdissolved
03838582 · ltd · incorporated 1999-09-09
Investment thesis
Company dissolved — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
53/100
Worth a look
What this business does
Primary activity: SIC 6521
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed unclear — structural issues outweigh the discount.
Opportunity 53/100 (worth a look), bankability 32/100. Strong seller-intent signal (65/100, director aged 63). Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: asset disposal / carve-out (45/100). Current lenders should be on monthly review.
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 25.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 25.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: low (46/100)Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
7 officers (2 active, 7 linked, 4 with DOB)
81
Ownership & PSC
No PSCs filed (unusual — worth investigating)
35
Director network
Network not yet resolved
30
Filing history
55 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
53/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
- 2014-01-15⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2014-01-15🏁Company dissolved
- 2013-10-15⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2013-10-15⚠️liquidation-voluntary-creditors-return-of-final-meetinginsolvency · 4.72
- 2013-05-22⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2012-11-21⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2012-06-20⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2012-06-07⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2011-05-26⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2011-01-24⚠️liquidation-voluntary-death-liquidatorinsolvency · 4.44
- 2010-12-14⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2010-05-20⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · 4.68
- 2009-05-29⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2009-05-20⚠️liquidation-voluntary-statement-of-affairs-with-form-attachedinsolvency · 4.20
- 2009-05-20📄resolutionresolution · RESOLUTIONS
- 2009-05-20📍legacyaddress · 287
- 2009-05-11📄legacyofficers · 288b
- 2009-05-11📄legacyofficers · 288b
- 2009-04-24➖SHADBOLT, Janet Nicola resigneddirector
- 2009-04-24➖SHADBOLT, Paul Kenneth resigneddirector
- 2009-03-30📄legacyannual-return · 363a
- 2009-02-19📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2008-12-09📄legacyannual-return · 363a
- 2008-09-04📄legacyannual-return · 363s
- 2008-05-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2007-04-04📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2006-12-09📄legacyannual-return · 363s
- 2006-04-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2005-12-21➖REEVES, Martin Stewart resigneddirector
- 2003-11-05🔒Charge registered #4Lender: Hitachi Capital (UK) PLC
- 2002-07-15🔒Charge registered #3Lender: Hsbc Bank PLC
- 2000-06-26🔒Charge registered #2Lender: Hsbc Bank PLC
- 2000-06-13🔒Charge registered #1Lender: Tilehouse Properties Limited
- 1999-09-09🏢Company incorporatedAs LEA VALLEY FINANCE LIMITED
- 1999-09-09➕HOPLA, Andrew John appointedsecretary
- 1999-09-09➕HOPLA, Andrew John appointeddirector
- 1999-09-09➕TEMPLE SECRETARIES LIMITED appointedcorporate-nominee-secretary
- 1999-09-09➖TEMPLE SECRETARIES LIMITED resignedcorporate-nominee-secretary
- 1999-09-09➕REEVES, Martin Stewart appointeddirector
- 1999-09-09➕SHADBOLT, Janet Nicola appointeddirector
- 1999-09-09➕SHADBOLT, Paul Kenneth appointeddirector
- 1999-09-09➕COMPANY DIRECTORS LIMITED appointedcorporate-nominee-director
- 1999-09-09➖COMPANY DIRECTORS LIMITED resignedcorporate-nominee-director
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
95/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
2 high ·Company dissolved
highCompany has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2014-01-15
13 insolvency-related filings on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2014-01-15: gazette-dissolved-liquidation; 2013-10-15: liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
Similar companies
Active · Financial services · WD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 66 CAPITAL LTD→ 13017778 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABACUS CREDIT INSURANCE BROKERS LTD→ 11781238 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ABACUS LENDING SOLUTIONS LTD→ 11592055 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACTION FOR CHILDREN PENSION TRUSTEE LIMITED→ 00505497 · est 1952 · no financials extracted | — | — | — | — | 74y | — | — |
| ADNIC INTERNATIONAL LTD→ 10845961 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADVANTAGE CAPITAL LTD→ 15193684 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AIR INVESTMENT GROUP LTD→ 13439466 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALTERNATIVE BRIDGING (MANAGEMENT) LIMITED→ 12280048 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALTERNATIVE BRIDGING (UK 1) LIMITED→ 09265635 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALTERNATIVE DEVELOPMENT FINANCE LIMITED→ 13578080 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AMANZI RESOURCES LIMITED→ 08062723 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AMBRO CAPITAL LIMITED→ 05990677 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
11 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusdissolved
Typeltd
Incorporated1999-09-09
Jurisdictionengland-wales
Primary SIC6521 — SIC 6521
Registered office
3-5 Rickmansworth Road
Watford
Hertfordshire
WD18 0GX
Filing status
Accounts
Next due: —
Last made up to: 2008-06-30
Confirmation statement
Next due: —
Last: —
Officers (0 active · 5 resigned)
HOPLA, Andrew John→
Activesecretary · appointed 1999-09-09
View their other companies + combined net worth →
HOPLA, Andrew John→
Activedirector · ~63y · appointed 1999-09-09
View their other companies + combined net worth →
TEMPLE SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-09-09 · resigned 1999-09-09
REEVES, Martin Stewart→
Resigneddirector · ~62y · appointed 1999-09-09 · resigned 2005-12-21
SHADBOLT, Janet Nicola→
Resigneddirector · ~70y · appointed 1999-09-09 · resigned 2009-04-24
SHADBOLT, Paul Kenneth→
Resigneddirector · ~71y · appointed 1999-09-09 · resigned 2009-04-24
COMPANY DIRECTORS LIMITED→
Resignedcorporate-nominee-director · appointed 1999-09-09 · resigned 1999-09-09
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Hitachi Capital (UK) Hitachi Capital (UK) PLC | Block discounting agreement | 1 property | 05/11/2003 | — | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 15/07/2002 | — | |
| outstanding | HSBC Hsbc Bank PLC | Debenture | 1 property | 26/06/2000 | — | |
| outstanding | Tilehouse Properties Tilehouse Properties Limited | Debenture | 1 property | 13/06/2000 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (55 total)
gazette-dissolved-liquidation
gazette · GAZ2
2014-01-15
liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
insolvency · 4.68
2013-10-15
liquidation-voluntary-creditors-return-of-final-meeting
insolvency · 4.72
2013-10-15
liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
insolvency · 4.68
2013-05-22
liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
insolvency · 4.68
2012-11-21
liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
insolvency · 4.68
2012-06-20
liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
insolvency · 4.68
2012-06-07
liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
insolvency · 4.68
2011-05-26
liquidation-voluntary-death-liquidator
insolvency · 4.44
2011-01-24
liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
insolvency · 4.68
2010-12-14
liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-date
insolvency · 4.68
2010-05-20
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2009-05-29
liquidation-voluntary-statement-of-affairs-with-form-attached
insolvency · 4.20
2009-05-20
resolution
resolution · RESOLUTIONS
2009-05-20
legacy
address · 287
2009-05-20