ST. JOHN AMBULANCE
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
4 live charges · 3 lenders · oldest 26.4y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 26.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (55/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
Corporate timeline (216 events)Click to expand
- 2026-02-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-04➕GREWAL, Pardeep Kaur appointeddirector
- 2025-12-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-12-02➕MORRISON, Gareth Frederick appointeddirector
- 2025-12-02➕SIMMONS, Jonathan appointeddirector
- 2025-08-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-01➕LAWRENCE, Heather Anne appointeddirector
- 2025-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-30📄accounts-with-accounts-type-fullaccounts · AA
- 2025-06-24➖DOHERTY, Annette Marian, Dr resigneddirector
- 2025-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-06➖SHILSON, Stuart James resigneddirector
- 2025-01-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-11-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-05➕HALAI, Tara-Bella Devshi appointeddirector
- 2024-10-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-30➖IBRAHIM, Mariam Del Carmen resigneddirector
- 2024-09-06📄accounts-with-accounts-type-fullaccounts · AA
- 2024-07-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-25🔒Charge registered #4Lender: Santander UK PLC
- 2024-07-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-03➕LAWRENCE-PARR, Carole Ann appointeddirector
- 2024-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-07-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-06-24➖CABLE, Ann Elizabeth resigneddirector
- 2024-06-24➖COLEMAN, Margaret Ellen resigneddirector
- 2024-02-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-22➕HOLDEN, Peter John Pashley, Dr appointeddirector
- 2023-07-27📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-07-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-06-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-24➕GOODERHAM, Julie appointeddirector
- 2023-06-24➕WILLIAMS, Simon Paul, Rear Admiral appointeddirector
- 2023-06-24➖HARAYDA, Robert Eric resigneddirector
- 2023-06-24➖MESSINGER, Michael resigneddirector
- 2023-06-24➖PORTER, Keith Macdonald, Professor resigneddirector
- 2023-03-09➕WILLIAMS, Paul Rhys, Reverend Canon Dr appointeddirector
- 2023-01-10➕DOHERTY, Annette Marian, Dr appointeddirector
- 2023-01-01➖HALL, John Robert, Very Revd resigneddirector
- 2022-12-31➖MANSIGANI, Mohan resigneddirector
- 2022-05-16➕SHILSON, Stuart James appointeddirector
- 2021-11-09➖JARVIS, Lionel John, Surgeon Rear Admiral resigneddirector
- 2021-10-25➕KONDEL, Harpreet Kaur appointeddirector
- 2021-06-24➕WATERFIELD, Ingrid appointeddirector
- 2021-06-24➖MEE, Jayne Elizabeth resigneddirector
- 2021-06-24➖REEVES, David Alan resigneddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -12 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (13 active · 96 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC | A registered charge | 2 properties | 25/07/2024 | — | |
| outstanding | Santander Santander UK PLC | A registered charge | 3 properties | 10/12/2020 | — | |
| satisfied | The Secretary of State for Health | Legal charge | 1 property | 25/08/2000 | 12/10/2020 | |
| satisfied | Barclays Barclays Bank PLC | Legal charge | 2 properties | 18/02/2000 | 12/10/2020 |