AJC AUTOMOTIVE SERVICES LIMITED

🌳Matureactive
03866908 · ltd · incorporated 1999-10-27
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
ALSO REGISTERED FOR
  • 82990Other business support service activities n.e.c.
Investor take
Pursue
Active trading company with a 62-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (60/100, director aged 62). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

8 live charges · 6 lenders · oldest 26.1y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 26.1 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
8 charges (8/8 with lender, 8/8 with type)
90
Directors & officers
9 officers (4 active, 9 linked, 6 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
117 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees454300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
4
filings
  • • 3 mortgage
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (51 events)Click to expand
  1. 2026-02-20
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  2. 2026-02-20
    🔓
    Charge satisfied #7
  3. 2026-02-12
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  4. 2026-02-12
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  5. 2026-02-12
    🔓
    Charge satisfied #6
  6. 2026-02-06
    🔒
    Charge registered #8
    Lender: The Trustees of the Ajc Executive Pension Scheme
  7. 2025-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2024-12-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2024-12-24
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2024-06-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2024-06-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2024-05-31
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2023-12-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2023-12-13
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2023-12-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2023-12-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  17. 2023-12-12
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  18. 2023-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2022-09-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  20. 2022-09-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  21. 2022-09-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  22. 2022-09-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  23. 2022-09-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  24. 2021-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  25. 2020-05-28
    🔒
    Charge registered #7
    Lender: The Trustees of the Ajc Executive Pension Scheme
  26. 2020-05-06
    🔒
    Charge registered #6
    Lender: The Trustees of the Ajc Executive Pension Scheme
  27. 2020-03-30
    🔓
    Charge satisfied #5
  28. 2020-03-24
    🔓
    Charge satisfied #4
  29. 2015-03-27
    🔒
    Charge registered #5
    Lender: Neil Parker as Trustee of the Ajc Executive Pension Scheme
  30. 2010-08-31
    ➖
    HERITAGE, Alfred Douglas resigned
    director
  31. 2010-07-31
    ➖
    DERRY, Jamie resigned
    director
  32. 2010-04-08
    🔓
    Charge satisfied #3
  33. 2010-03-30
    🔒
    Charge registered #4
    Lender: Nss Trustees Limited Alfred Douglas Heritage Christopher John Oliver
  34. 2009-10-14
    🔓
    Charge satisfied #1
  35. 2008-08-01
    ➕
    CUNNINGHAM, Paul appointed
    director
  36. 2008-08-01
    ➕
    PARKER, Neil appointed
    director
  37. 2008-08-01
    ➕
    DERRY, Jamie appointed
    director
  38. 2008-01-31
    ➖
    SIMMONDS, Janice Lynne resigned
    director
  39. 2003-04-07
    🔒
    Charge registered #3
    Lender: The Governor and Company of the Bank of Scotland
  40. 2003-02-03
    🔓
    Charge satisfied #2
  41. 2000-06-01
    🔒
    Charge registered #2
    Lender: Ae Wilson Group Limited
  42. 2000-05-11
    🔒
    Charge registered #1
    Lender: National Westminster Bank PLC
  43. 1999-10-27
    🏢
    Company incorporated
    As AJC AUTOMOTIVE SERVICES LIMITED
  44. 1999-10-27
    ➕
    OLIVER, Christopher John appointed
    secretary
  45. 1999-10-27
    ➕
    OLIVER, Christopher John appointed
    director
  46. 1999-10-27
    ➕
    WATERLOW SECRETARIES LIMITED appointed
    corporate-nominee-secretary
  47. 1999-10-27
    ➖
    WATERLOW SECRETARIES LIMITED resigned
    corporate-nominee-secretary
  48. 1999-10-27
    ➕
    HERITAGE, Alfred Douglas appointed
    director
  49. 1999-10-27
    ➕
    SIMMONDS, Janice Lynne appointed
    director
  50. 1999-10-27
    ➕
    WATERLOW NOMINEES LIMITED appointed
    corporate-nominee-director
Showing most recent 50 of 51 events

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

70/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 27 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Neil Parker
Individual · British · DOB 04/1979 · age 47
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mr Paul Cunningham
Individual · British · DOB 02/1971 · age 55
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
1 historic (ceased) PSC
  • Mr Christopher John Oliverceased 31/03/2023· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1999-10-27
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200

Registered office

C/O Tc Citroen Wells Limited
5th Floor
3 Dorset Rise
London
EC4Y 8EN
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-06-02
Last: 2025-05-19

Officers (4 active · 5 resigned)

OLIVER, Christopher John→
secretary · appointed 1999-10-27
View their other companies + combined net worth →
Active
CUNNINGHAM, Paul→
director · ~55y · appointed 2008-08-01
View their other companies + combined net worth →
Active
OLIVER, Christopher John→
director · ~62y · appointed 1999-10-27
View their other companies + combined net worth →
Active
PARKER, Neil→
director · ~47y · appointed 2008-08-01
View their other companies + combined net worth →
Active
WATERLOW SECRETARIES LIMITED→
corporate-nominee-secretary · appointed 1999-10-27 · resigned 1999-10-27
Resigned
DERRY, Jamie→
director · ~50y · appointed 2008-08-01 · resigned 2010-07-31
Resigned
HERITAGE, Alfred Douglas→
director · ~70y · appointed 1999-10-27 · resigned 2010-08-31
Resigned
SIMMONDS, Janice Lynne→
director · ~66y · appointed 1999-10-27 · resigned 2008-01-31
Resigned
WATERLOW NOMINEES LIMITED→
corporate-nominee-director · appointed 1999-10-27 · resigned 1999-10-27
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

8
Total charges
1
Outstanding
1
Active lenders
Status:Lender:8 of 8 shown
TypeProperties
outstanding
The Trustees of the Ajc Executive Pension Scheme
A registered charge—06/02/2026—
satisfied
The Trustees of the Ajc Executive Pension Scheme
A registered charge1 property28/05/202020/02/2026
satisfied
The Trustees of the Ajc Executive Pension Scheme
A registered charge1 property06/05/202012/02/2026
satisfied
Neil Parker as Trustee of the Ajc Executive Pension Scheme / Christopher John Oliver as Trustee of the Ajc Executive Pension Scheme / Alfred Douglas Heritage as Trustee of the Ajc Executive Pension Scheme / Nss Trustees as Trustee of the Ajc Executive Pension Scheme
Neil Parker as Trustee of the Ajc Executive Pension Scheme / Christopher John Oliver as Trustee of the Ajc Executive Pension Scheme / Alfred Douglas Heritage as Trustee of the Ajc Executive Pension Scheme / Nss Trustees Limited as Trustee of the Ajc Executive Pension Scheme
A registered charge1 property27/03/201530/03/2020
satisfied
Nss Trustees Alfred Douglas Heritage Christopher John Oliver
Nss Trustees Limited Alfred Douglas Heritage Christopher John Oliver
Debenture1 property30/03/201024/03/2020
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Debenture1 property07/04/200308/04/2010
satisfied
Ae Wilson Group
Ae Wilson Group Limited
Legal mortgage1 property01/06/200003/02/2003
satisfied
National Westminster Bank
National Westminster Bank PLC
Mortgage debenture1 property11/05/200014/10/2009
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (117 total)

mortgage-satisfy-charge-full
mortgage · MR04
2026-02-20
mortgage-satisfy-charge-full
mortgage · MR04
2026-02-12
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
change-person-director-company-with-change-date
officers · CH01
2024-12-24
confirmation-statement-with-updates
confirmation-statement · CS01
2024-12-24
change-person-director-company-with-change-date
officers · CH01
2024-06-19
change-person-director-company-with-change-date
officers · CH01
2024-06-19
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-05-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-12-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-12