W.H. IRELAND GROUP PLC
🌳Matureactive
03870190 · plc · incorporated 1999-11-02
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 24.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 66-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 85/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 24.2y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 24.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (60/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
47 officers (3 active, 47 linked, 38 with DOB)
86
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
293 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 capital
Last 90 days
14
filings
- • 7 officers
- • 2 persons-with-significant-control
- • 1 capital
Last 180 days
18
filings
- • 10 officers
- • 2 persons-with-significant-control
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (117 events)Click to expand
- 2026-04-03📄capital-allotment-sharescapital · SH01
- 2026-03-30📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2026-03-30📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-03-30📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2026-03-27📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2026-03-27📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-03-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-27📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-27📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-26📄court-ordermiscellaneous · OC
- 2026-03-24➕EPIC FUND SERVICES (GUERNSEY) LIMITED appointedcorporate-secretary
- 2026-03-24➕CLUBB, Jonathan Mark Gordon appointeddirector
- 2026-03-24➕HALL, Tim Julian Dalton appointeddirector
- 2026-03-24➖JACKSON, Simon James resignedsecretary
- 2026-03-24➖CUSINS, John Robert resigneddirector
- 2026-03-24➖JACKSON, Simon James resigneddirector
- 2026-03-24➖WALE, Phillip Andrew resigneddirector
- 2026-03-23📄resolutionresolution · RESOLUTIONS
- 2026-03-21📄memorandum-articlesincorporation · MA
- 2026-01-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-09➖MOORE, Simon Alick resigneddirector
- 2025-11-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-04➖STRAN, Garry George resigneddirector
- 2025-10-27➕CUSINS, John Robert appointeddirector
- 2025-10-06📄accounts-with-accounts-type-groupaccounts · AA
- 2024-10-02📄accounts-with-accounts-type-groupaccounts · AA
- 2024-07-25📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-07-25📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-07-12➕JACKSON, Simon James appointedsecretary
- 2024-07-11➖MITCHELL, Katy Louise resignedsecretary
- 2024-06-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-05-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-05-31🔓Charge satisfied #1
- 2023-11-15➖LOUGH, Simon Nicholas resigneddirector
- 2023-11-15➕MOORE, Simon Alick appointeddirector
- 2023-11-15➖SINCLAIR, Helen Rachelle resigneddirector
- 2023-11-15➕STRAN, Garry George appointeddirector
- 2023-11-15➖WOOD, Thomas Francis resigneddirector
- 2022-04-25➖SHELLEY, Philip John resigneddirector
- 2022-02-14➕JACKSON, Simon James appointeddirector
- 2022-01-31➖FORD, Stephen Nicholas resigneddirector
- 2021-12-31➖TANSEY, Philip resigneddirector
- 2021-09-30➖BUCHANAN, Alistair George resigneddirector
- 2021-09-20➕WOOD, Thomas Francis appointeddirector
- 2021-08-12➖RAFFE, Victoria Genevieve resigneddirector
- 2021-05-04➕SINCLAIR, Helen Rachelle appointeddirector
- 2020-08-06➕FORD, Stephen Nicholas appointeddirector
Showing most recent 50 of 117 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·6 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: JACKSON, Simon James resigned 2026-03-24; CUSINS, John Robert resigned 2026-03-24; JACKSON, Simon James resigned 2026-03-24
Group structure
Team Plc is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Team Plc
Corporate parent · holds 75-100% shares · board control
⬇
W.H. IRELAND GROUP PLC
This company · 03870190
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Team Plc Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 24/03/2026 |
3 historic (ceased) PSCs
- Oceanwood Opportunities Master Fundceased 06/11/2019· 25-50% shares · 25-50% voting
- Oceanwood Capital Management Limitedceased 06/11/2019· 25-50% shares · 25-50% voting
- Tfg Asset Management Uk Llpceased 24/03/2026· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 01254 HOLDINGS LTD→ 16582729 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 01H LIMITED→ 12622223 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 0XA TECHNOLOGIES LTD→ 13433668 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 1-3 CARLISLE PLACE LIMITED→ 02634239 · est 1991 · no financials extracted | — | — | — | — | 34y | — | — |
| 10 GIPSY HILL LTD→ 16852176 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 10 HALESWORTH ROAD LIMITED→ 04244376 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 1060 SOUTH BROADWAY UK LIMITED→ 09918410 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 11:22 HOLDCO LTD→ 16930332 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 11:FS HOLDINGS LTD→ 15953085 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 11:FS INVESTMENTS LTD→ 15962242 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 111 CLARENDON ROAD RTE COMPANY LTD→ 05758508 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| 113 MYSORE ROAD LIMITED→ 12332944 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeplc
Incorporated1999-11-02
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
24 Martin Lane
London
EC4R 0DR
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-16
Last: 2025-11-02
Officers (3 active · 44 resigned)
EPIC FUND SERVICES (GUERNSEY) LIMITED→
Activecorporate-secretary · appointed 2026-03-24
View their other companies + combined net worth →
CLUBB, Jonathan Mark Gordon→
Activedirector · ~66y · appointed 2026-03-24
View their other companies + combined net worth →
HALL, Tim Julian Dalton→
Activedirector · ~65y · appointed 2026-03-24
View their other companies + combined net worth →
ASHFORD, Derek Francis→
Resignedsecretary · appointed 2000-07-04 · resigned 2005-09-27
BATE, Daniel Llywelyn→
Resignedsecretary · appointed 2010-01-11 · resigned 2014-03-28
FRAME, Michael Andrew→
Resignedsecretary · appointed 2005-09-27 · resigned 2010-01-11
JACKSON, Simon James→
Resignedsecretary · appointed 2024-07-12 · resigned 2026-03-24
MITCHELL, Katy Louise→
Resignedsecretary · appointed 2014-03-28 · resigned 2024-07-11
HALLIWELLS SECRETARIES LIMITED→
Resignedcorporate-nominee-secretary · appointed 1999-11-02 · resigned 2000-07-04
ASHFORD, Derek Francis→
Resigneddirector · ~71y · appointed 2000-07-04 · resigned 2007-08-03
BEEVERS, Wilfrid Laurie→
Resigneddirector · ~79y · appointed 2000-07-04 · resigned 2009-05-20
BUCHANAN, Alistair George→
Resigneddirector · ~65y · appointed 2019-12-18 · resigned 2021-09-30
CAREY, Jonathan Hugh David→
Resigneddirector · ~76y · appointed 2016-02-29 · resigned 2019-05-13
COMPTON, Christopher Paul→
Resigneddirector · ~63y · appointed 2011-01-31 · resigned 2012-12-16
COWLAND, Dan James→
Resigneddirector · ~52y · appointed 2014-03-13 · resigned 2018-12-20
CUSINS, John Robert→
Resigneddirector · ~54y · appointed 2025-10-27 · resigned 2026-03-24
FORD, Richard Andrew→
Resigneddirector · ~60y · appointed 2008-06-23 · resigned 2010-08-31
FORD, Stephen Nicholas→
Resigneddirector · ~61y · appointed 2020-08-06 · resigned 2022-01-31
FRAME, Michael Andrew→
Resigneddirector · ~60y · appointed 2008-12-01 · resigned 2010-01-11
GURNEY, Nigel John→
Resigneddirector · ~60y · appointed 2008-12-01 · resigned 2010-11-11
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Debenture | 1 property | 28/01/2002 | 31/05/2024 |
Recent filings (293 total)
capital-allotment-shares
capital · SH01
2026-04-03
appoint-corporate-secretary-company-with-name-date
officers · AP04
2026-03-30
termination-secretary-company-with-name-termination-date
officers · TM02
2026-03-30
change-account-reference-date-company-current-extended
accounts · AA01
2026-03-30
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-03-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-27
termination-director-company-with-name-termination-date
officers · TM01
2026-03-27
termination-director-company-with-name-termination-date
officers · TM01
2026-03-27
termination-director-company-with-name-termination-date
officers · TM01
2026-03-27
appoint-person-director-company-with-name-date
officers · AP01
2026-03-27
appoint-person-director-company-with-name-date
officers · AP01
2026-03-27
court-order
miscellaneous · OC
2026-03-26
resolution
resolution · RESOLUTIONS
2026-03-23
memorandum-articles
incorporation · MA
2026-03-21
termination-director-company-with-name-termination-date
officers · TM01
2026-01-19