FOX WHITTLE FINANCIAL MANAGEMENT LTD

🌳Matureactive

03909565 · ltd · incorporated 2000-01-19

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2025

Net worth

—

book net assets

Opportunity

78/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Life insurance

Sector: Financial & insurance

ALSO REGISTERED FOR

65120Non-life insurance
65300Pension funding
66290Other activities auxiliary to insurance and pension funding

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 78/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 4 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

10 officers (3 active, 10 linked, 8 with DOB)

Ownership & PSC

1 active PSC(s) of 3 total, 3 with control declared

Director network

5 connected companies via shared directors

Filing history

78 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-12-31	2024-12-31
Average employees	3	300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 1 accounts
• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (39 events)Click to expand

2026-04-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-14
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-03
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-04-30
➖
HIPKISS, David Anthony resigned
director
2023-10-16
📄
change-account-reference-date-company-current-shortened
accounts · AA01
2023-08-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-08-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-08-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-08-18
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-08-17
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-08-17
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-08-17
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-08-17
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-08-17
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-08-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-08-17
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-08-11
➕
BRUETON, Samuel Robert appointed
director
2023-08-11
➕
LEA, Antony Edward appointed
director
2023-08-11
➕
MICHELL, Benedict Peter appointed
director
2023-08-11
➖
AUCOTT, Lynn Annetta resigned
secretary
2023-08-11
➖
AUCOTT, Lynn Annetta resigned
director
2023-08-11
➖
AUCOTT, Simon Dean resigned
director
2023-08-11
➕
HIPKISS, David Anthony appointed
director
2023-06-05
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-10
📄
change-person-director-company-with-change-date
officers · CH01
2022-11-10
📄
change-person-director-company-with-change-date
officers · CH01
2022-11-07
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2003-10-23
➕
AUCOTT, Lynn Annetta appointed
secretary
2003-10-22
➖
WHITTLE, Kevin Dirk resigned
secretary
2003-10-22
➖
WHITTLE, Cynthia Georgina resigned
director
2003-10-22
➖
WHITTLE, Kevin Dirk resigned
director
2000-01-19
🏢
Company incorporated
As FOX WHITTLE FINANCIAL MANAGEMENT LTD
2000-01-19
➕
WHITTLE, Kevin Dirk appointed
secretary
2000-01-19
➕
AUCOTT, Lynn Annetta appointed
director
2000-01-19
➕
AUCOTT, Simon Dean appointed
director
2000-01-19
➕
WHITTLE, Cynthia Georgina appointed
director
2000-01-19
➕
WHITTLE, Kevin Dirk appointed
director

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

+Senior director age: Director aged approximately 64 — approaching natural succession window.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Hcl Securities Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Hcl Securities Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

FOX WHITTLE FINANCIAL MANAGEMENT LTD

This company · 03909565

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Hcl Securities Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	11/08/2023

2 historic (ceased) PSCs

Mr Simon Dean Aucottceased 11/08/2023· 25-50% shares
Mrs Lynn Annetta Aucottceased 11/08/2023· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · ST postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
EXCEL PENSIONS LIMITED→ 08924433 · est 2014 · no financials extracted	—	—	—	—	12y	—	—
FGDNMIPF LIMITED→ 13775056 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
FINANCE FOR PROPERTY DEVELOPERS LIMITED→ 09056805 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
FIRMUS FINANCIAL SERVICES LTD→ 08101402 · est 2012 · no financials extracted	—	—	—	—	13y	—	—
FIRMUS WEALTH MANAGEMENT LIMITED→ 11557316 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
FORT80 LTD→ 14687627 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
FOUNTAIN FINANCIAL LIMITED→ 12382557 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
FRANKSON FITZGERALD LTD→ 13794470 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
FREEDOM RETAIL LIMITED→ 16372250 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
FRESH FINANCE GROUP LIMITED→ 05706346 · est 2006 · no financials extracted	—	—	—	—	20y	—	—
GATEWOOD COMMERCIAL FINANCE LIMITED→ 12382263 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
GAVIN CARR FINANCIAL SERVICES LIMITED→ 09063675 · est 2014 · no financials extracted	—	—	—	—	11y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2000-01-19

Jurisdictionengland-wales

Primary SIC65110 — Life insurance

Registered office

1 Church Road

Brewood

Staffordshire

ST19 9BT

England

Filing status

Accounts

Next due: 2027-09-30

Last made up to: 2025-12-31

Confirmation statement

Next due: 2027-02-02

Last: 2026-01-19

Officers (3 active · 7 resigned)

BRUETON, Samuel Robert→

director · ~31y · appointed 2023-08-11

View their other companies + combined net worth →

Active

LEA, Antony Edward→

director · ~64y · appointed 2023-08-11

View their other companies + combined net worth →

Active

MICHELL, Benedict Peter→

director · ~58y · appointed 2023-08-11

View their other companies + combined net worth →

Active

AUCOTT, Lynn Annetta→

secretary · appointed 2003-10-23 · resigned 2023-08-11

Resigned

WHITTLE, Kevin Dirk→

secretary · appointed 2000-01-19 · resigned 2003-10-22

Resigned

AUCOTT, Lynn Annetta→

director · ~61y · appointed 2000-01-19 · resigned 2023-08-11

Resigned

AUCOTT, Simon Dean→

director · ~63y · appointed 2000-01-19 · resigned 2023-08-11

Resigned

HIPKISS, David Anthony→

director · ~68y · appointed 2023-08-11 · resigned 2024-04-30

Resigned

WHITTLE, Cynthia Georgina→

director · ~79y · appointed 2000-01-19 · resigned 2003-10-22

Resigned

WHITTLE, Kevin Dirk→

director · ~82y · appointed 2000-01-19 · resigned 2003-10-22

Resigned

Click a director name to see their full track record across all companies.

Recent filings (78 total)

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-04-10

confirmation-statement-with-no-updates

confirmation-statement · CS01

2026-01-22

accounts-with-accounts-type-total-exemption-full

accounts · AA

2025-04-14

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-01-27

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-08-19

termination-director-company-with-name-termination-date

officers · TM01

2024-05-03

confirmation-statement-with-updates

confirmation-statement · CS01

2024-01-22

change-account-reference-date-company-current-shortened

accounts · AA01

2023-10-16

appoint-person-director-company-with-name-date

officers · AP01

2023-08-18

appoint-person-director-company-with-name-date

officers · AP01

2023-08-18

appoint-person-director-company-with-name-date

officers · AP01

2023-08-18

appoint-person-director-company-with-name-date

officers · AP01

2023-08-18

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2023-08-17

notification-of-a-person-with-significant-control

persons-with-significant-control · PSC02

2023-08-17

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2023-08-17