LUMON EXCHANGE LTD
💤Zombieactive
03910588 · ltd · incorporated 2000-01-20
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 67/100 (strong), bankability 77/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
7 live charges · 5 lenders · oldest 26.3y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 26.3 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
40 officers (1 active, 40 linked, 31 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
278 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (114 events)Click to expand
- 2025-10-31📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-10-31📄legacycapital · SH20
- 2025-10-31⚠️legacyinsolvency · CAP-SS
- 2025-10-31📄resolutionresolution · RESOLUTIONS
- 2025-08-05📄accounts-with-accounts-type-fullaccounts · AA
- 2024-12-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-02📄accounts-with-accounts-type-smallaccounts · AA
- 2023-08-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-08-04📄accounts-with-accounts-type-fullaccounts · AA
- 2023-07-31➖GEALL, Chantal Joy resigneddirector
- 2023-04-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-04-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-04-01➕BRIDGER, Leigh Edward appointeddirector
- 2023-03-31➖HODGSON, Shamus resigneddirector
- 2023-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-09-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-12➖BENNETT, Martin John resigneddirector
- 2022-08-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-08-03📄accounts-with-accounts-type-fullaccounts · AA
- 2021-11-03📄accounts-with-accounts-type-fullaccounts · AA
- 2021-09-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-08-31➖BOWNES, Tracy-Anne Anne resigneddirector
- 2021-08-23📄resolutionresolution · RESOLUTIONS
- 2021-08-18➕HODGSON, Shamus appointeddirector
- 2021-08-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-07-30📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-07-09➖SHERMAN, Phillipa Jane resigneddirector
- 2020-06-02➕BENNETT, Martin John appointeddirector
- 2020-06-02➕BOWNES, Tracy-Anne Anne appointeddirector
- 2020-06-02➖BUTLER, Cyril Norman resigneddirector
- 2020-06-02➕GEALL, Chantal Joy appointeddirector
- 2020-06-02➖GOWLAND, Michael David resigneddirector
- 2020-06-02➖KUO, Leanna Laiying Kuan resigneddirector
- 2020-06-02➕SHERMAN, Phillipa Jane appointeddirector
- 2020-04-03➖FILSHIE, Alexander resigneddirector
- 2019-12-19🔓Charge satisfied #2
- 2019-12-19🔓Charge satisfied #1
- 2019-09-16🔓Charge satisfied #7
- 2019-09-16🔓Charge satisfied #6
- 2019-09-16🔓Charge satisfied #5
- 2019-07-04➕BUTLER, Cyril Norman appointeddirector
- 2019-07-04➖JOSEPHS, David Adam resigneddirector
- 2019-06-21➖MESLER, Amanda Jo resigneddirector
- 2019-05-20➕JOSEPHS, David Adam appointeddirector
- 2019-05-20➕KUO, Leanna Laiying Kuan appointeddirector
- 2019-05-03➕GOWLAND, Michael David appointeddirector
- 2019-01-14➖ALI, Asif resignedsecretary
- 2018-09-20➕FILSHIE, Alexander appointeddirector
- 2018-07-01➕MESLER, Amanda Jo appointeddirector
- 2018-06-30➖UBEROI, Hank resigneddirector
Showing most recent 50 of 114 events
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
55/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 26 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-10-31: legacy
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Lumon Acquisitions Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Lumon Acquisitions Limited
Corporate parent · holds 75-100% shares · board control
⬇
LUMON EXCHANGE LTD
This company · 03910588
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Lumon Acquisitions Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/12/2020 |
2 historic (ceased) PSCs
- Currency Holdings Limitedceased 01/12/2020· 75-100% shares
- Earthport Limitedceased 02/06/2020· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMIGA SPECIALTY LIMITED→ 16439468 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMPATH INVESTMENTS UK LIMITED→ 12427797 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ANCORA FINANCE GROUP LIMITED→ 16424827 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDY TALBOT LTD→ 16408778 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANGELS IN MEDCITY LIMITED→ 10004983 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ANGRA LIMITED→ 06953910 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ANITA VENETIAN TRADING CORPORATION LTD→ 11392998 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANOMALOUS INVESTMENTS 2 LTD→ 16673352 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANTARES CAPITAL I LIMITED→ 07061882 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ANTARES GLOBAL MANAGEMENT LIMITED→ 02676622 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| ANTARES INSURANCE COMPANY LIMITED→ 13763689 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ANTARES UNDERWRITING LIMITED→ 06304562 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2000-01-20
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
20 Farringdon Road
London
EC1M 3HE
England
Filing status
Accounts
Next due: 2026-07-30
Last made up to: 2024-10-31
Confirmation statement
Next due: 2027-02-03
Last: 2026-01-20
Officers (1 active · 39 resigned)
BRIDGER, Leigh Edward→
Activedirector · ~46y · appointed 2023-04-01
View their other companies + combined net worth →
ALI, Asif→
Resignedsecretary · appointed 2016-02-17 · resigned 2019-01-14
COLLIS, Sarah Ann→
Resignedsecretary · appointed 2011-05-03 · resigned 2012-09-06
LOIR, Jerome→
Resignedsecretary · appointed 2012-09-06 · resigned 2014-06-04
MARCH, Richard Ogdin→
Resignedsecretary · appointed 2000-01-20 · resigned 2002-03-10
PAUL, Nigel Trevor→
Resignedsecretary · appointed 2004-03-10 · resigned 2005-09-26
URQUHART, Graham Kenneth→
Resignedsecretary · appointed 2005-09-26 · resigned 2011-05-03
URQUHART, Graham Kenneth→
Resignedsecretary · appointed 2002-03-10 · resigned 2004-03-10
BRIGHTON SECRETARY LIMITED→
Resignedcorporate-nominee-secretary · appointed 2000-01-20 · resigned 2000-01-20
ADAMIYATT, Simon→
Resigneddirector · ~66y · appointed 2015-11-02 · resigned 2018-01-31
BEGLEY, Gregory Davidson Martin→
Resigneddirector · ~79y · appointed 2003-10-01 · resigned 2004-12-15
BENNETT, Martin John→
Resigneddirector · ~57y · appointed 2020-06-02 · resigned 2022-08-12
BOWNES, Tracy-Anne Anne→
Resigneddirector · ~49y · appointed 2020-06-02 · resigned 2021-08-31
BUTLER, Cyril Norman→
Resigneddirector · ~51y · appointed 2019-07-04 · resigned 2020-06-02
COLLIER, Richard John→
Resigneddirector · ~73y · appointed 2005-08-12 · resigned 2007-01-17
COLLINS, Ian Ranken→
Resigneddirector · ~83y · appointed 2004-12-15 · resigned 2008-08-11
COLLIS, Sarah Ann→
Resigneddirector · ~65y · appointed 2006-04-24 · resigned 2012-09-05
CORSELLIS, James Henry Merrick→
Resigneddirector · ~56y · appointed 2002-04-30 · resigned 2005-08-12
FILSHIE, Alexander→
Resigneddirector · ~59y · appointed 2018-09-20 · resigned 2020-04-03
GEALL, Chantal Joy→
Resigneddirector · ~60y · appointed 2020-06-02 · resigned 2023-07-31
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 31/03/2014 | 16/09/2019 | |
| satisfied | Old Mill Old Mill Limited | Rent deposit deed | 1 property | 05/01/2012 | 16/09/2019 | |
| satisfied | Old Mill Old Mill Limited | Rent deposit deed | 1 property | 20/10/2008 | 16/09/2019 | |
| satisfied | Fortis Bank Sa-Nv | Charge and release over deposit | 1 property | 28/11/2006 | 21/11/2009 | |
| satisfied | Kensington Commercial Property Investments Kensington Commercial Property Investments Limited | Rent security deed | 1 property | 12/09/2003 | 21/11/2009 | |
| satisfied | The Governor and Company of the Bank of Ireland | Charge on deposit | 1 property | 07/08/2002 | 19/12/2019 | |
| satisfied | The Governor and Company of the Bank of Ireland | Charge on deposit | 2 properties | 08/03/2000 | 19/12/2019 |
Recent filings (278 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-20
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-10-31
legacy
capital · SH20
2025-10-31
legacy
insolvency · CAP-SS
2025-10-31
resolution
resolution · RESOLUTIONS
2025-10-31
accounts-with-accounts-type-full
accounts · AA
2025-08-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-12-02
accounts-with-accounts-type-small
accounts · AA
2024-08-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-22
termination-director-company-with-name-termination-date
officers · TM01
2023-08-17
accounts-with-accounts-type-full
accounts · AA
2023-08-04
appoint-person-director-company-with-name-date
officers · AP01
2023-04-03
termination-director-company-with-name-termination-date
officers · TM01
2023-04-03
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-01