ABEL & COLE LIMITED

🌳Matureactive
03926343 · ltd · incorporated 2000-02-15
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
72/100
Strong
🔔
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What this business does
Primary activity: Other retail sale not in stores, stalls or markets
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 8 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: refinance and hold (40/100).

🏦

Refinance opportunity

17 live charges · 8 lenders · oldest 24.5y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 24.5 years old — likely at or near maturity.
  • · 8 lenders named — inter-creditor friction likely.
  • · Legal-friction score 53/100 (high).

Data confidence

Overall: medium (57/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
17 charges (17/17 with lender, 17/17 with type)
90
Directors & officers
42 officers (6 active, 42 linked, 33 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
216 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 2 officers
Last 180 days
6
filings
  • 4 officers
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (133 events)Click to expand
  1. 2026-05-07
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-05-01
    HAAS, Hannah May resigned
    director
  3. 2026-03-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2026-01-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2026-01-19
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2026-01-08
    📄
    accounts-with-accounts-type-full
    accounts · AA
  7. 2025-08-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2025-01-31
    DENYER, Katie Amanda appointed
    secretary
  9. 2025-01-31
    GREEN, Andrew John resigned
    secretary
  10. 2025-01-31
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  11. 2025-01-31
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  12. 2024-12-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2024-07-22
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  14. 2024-07-19
    DENYER, Katie Amanda resigned
    secretary
  15. 2024-07-19
    GREEN, Andrew John appointed
    secretary
  16. 2024-07-19
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  17. 2024-01-31
    📄
    accounts-with-accounts-type-full
    accounts · AA
  18. 2023-06-06
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2023-05-31
    HEALEY, Emma resigned
    director
  20. 2023-05-04
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  21. 2023-05-02
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  22. 2023-05-02
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  23. 2023-04-28
    WONG, Jeanette Sau Man resigned
    director
  24. 2023-03-28
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  25. 2023-03-21
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  26. 2023-03-17
    LURY, Hannah Clare resigned
    director
  27. 2023-03-13
    HUME, James William appointed
    director
  28. 2022-12-30
    📄
    accounts-with-accounts-type-full
    accounts · AA
  29. 2022-10-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  30. 2022-05-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  31. 2022-01-10
    LURY, Hannah Clare appointed
    director
  32. 2021-01-14
    🔓
    Charge satisfied #8
  33. 2021-01-14
    🔓
    Charge satisfied #7
  34. 2020-11-09
    🔓
    Charge satisfied #16
  35. 2020-11-09
    🔓
    Charge satisfied #15
  36. 2020-11-09
    🔓
    Charge satisfied #14
  37. 2020-11-09
    🔓
    Charge satisfied #13
  38. 2020-11-09
    🔓
    Charge satisfied #12
  39. 2020-09-30
    🔓
    Charge satisfied #11
  40. 2020-09-30
    🔓
    Charge satisfied #10
  41. 2020-09-30
    🔓
    Charge satisfied #9
  42. 2020-09-28
    🔒
    Charge registered #17
    Lender: Barclays Bank PLC
  43. 2020-09-03
    WONG, Jeanette Sau Man appointed
    director
  44. 2020-09-01
    DOYLE, Sarah Jayne resigned
    director
  45. 2020-07-10
    TAYLOR, Timothy John resigned
    director
  46. 2020-05-31
    SOUTAR, Norman Graeme Scott resigned
    director
  47. 2020-02-13
    🔒
    Charge registered #16
    Lender: Lloyds Bank Corporate Markets PLC
  48. 2020-02-13
    🔒
    Charge registered #15
    Lender: Lloyds Bank Corporate Markets PLC
  49. 2019-09-02
    HAAS, Hannah May appointed
    director
  50. 2019-08-10
    BLENKINSHIP, Sarah Gillian appointed
    director
Showing most recent 50 of 133 events

Owner dependency

55/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Founder name in company name: Company name contains director surname "LIMITED" — strong identity link between founder and business.

Succession & seller-readiness

43/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

William Jackson Food Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
William Jackson Food Group Limited
Corporate parent · holds 75-100% shares
ultimate parent
ABEL & COLE LIMITED
This company · 03926343

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
William Jackson Food Group Limited
Corporate entity
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2000-02-15
Jurisdictionengland-wales
Primary SIC47990 — Other retail sale not in stores, stalls or markets

Registered office

The Riverside Building
Livingstone Road
Hessle
East Yorkshire
HU13 0DZ

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-26
Confirmation statement
Next due: 2027-02-02
Last: 2026-01-19

Officers (6 active · 36 resigned)

DENYER, Katie Amanda
secretary · appointed 2025-01-31
View their other companies + combined net worth →
Active
BLENKINSHIP, Sarah Gillian
director · ~37y · appointed 2019-08-10
View their other companies + combined net worth →
Active
HUME, James William
director · ~42y · appointed 2023-03-13
View their other companies + combined net worth →
Active
REARDON, Benjamin Hammond
director · ~52y · appointed 2017-06-12
View their other companies + combined net worth →
Active
SHIPTON, Hannah Jane
director · ~49y · appointed 2013-10-01
View their other companies + combined net worth →
Active
WJS EXECUTIVES LIMITED
corporate-director · appointed 2012-10-10
View their other companies + combined net worth →
Active
ABEL, Catherine
secretary · appointed 2000-02-15 · resigned 2005-01-18
Resigned
DENYER, Katie Amanda
secretary · appointed 2019-07-26 · resigned 2024-07-19
Resigned
GREEN, Andrew John
secretary · appointed 2024-07-19 · resigned 2025-01-31
Resigned
OLDER, Helen Felicity
secretary · appointed 2005-01-18 · resigned 2012-10-10
Resigned
URMSTON, Gary Martin
secretary · appointed 2012-10-10 · resigned 2019-07-26
Resigned
BRIGHTON SECRETARY LIMITED
corporate-nominee-secretary · appointed 2000-02-15 · resigned 2000-02-16
Resigned
ABEL, Keith Russell
director · ~63y · appointed 2000-02-15 · resigned 2015-07-06
Resigned
ANDERSON, Ian Alexander
director · ~58y · appointed 2004-09-01 · resigned 2004-12-31
Resigned
BALL, Simon
director · ~58y · appointed 2012-10-10 · resigned 2013-03-29
Resigned
BALMER, David William
director · ~48y · appointed 2016-02-08 · resigned 2018-11-13
Resigned
BELL, Edward Anthony Ingress
director · ~54y · appointed 2016-03-15 · resigned 2017-03-22
Resigned
BELL, Edward Anthony Ingress
director · ~54y · appointed 2006-08-14 · resigned 2014-04-26
Resigned
CONLAN, James
director · ~70y · appointed 2004-09-01 · resigned 2005-06-16
Resigned
CURRY, Martin
director · ~59y · appointed 2013-10-01 · resigned 2016-06-17
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

17
Total charges
1
Outstanding
1
Active lenders
Status:Lender:17 of 17 shown
TypeProperties
outstanding
Barclays
Barclays Bank PLC
A registered charge1 property28/09/2020
satisfied
Lloyds Banking Group
Lloyds Bank Corporate Markets PLC
A registered charge13/02/202009/11/2020
satisfied
Lloyds Banking Group
Lloyds Bank Corporate Markets PLC
A registered charge1 property13/02/202009/11/2020
satisfied
Lloyds Banking Group
Lloyds Bank PLC
A registered charge13/07/201809/11/2020
satisfied
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property01/06/201809/11/2020
satisfied
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property01/06/201809/11/2020
satisfied
Lloyds Banking Group
Lloyds Bank PLC
A registered charge1 property29/07/201730/09/2020
satisfied
Lloyds Banking Group
Lloyds Bank PLC
A registered charge24/04/201530/09/2020
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
A registered charge1 property03/06/201330/09/2020
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
An omnibus guarantee and set-off agreement1 property10/10/201214/01/2021
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC
Group debenture1 property10/10/201214/01/2021
satisfied
Lloyds Banking Group
Lloyds Tsb Bank PLC (The "Security Agent")
Group debenture1 property19/10/200719/10/2012
satisfied
The Apus No. 4 Junior Trustee Company Being the Trustee of the Apus No. 4 Junior Unittrust
The Apus No. 4 Junior Trustee Company Limited Being the Trustee of the Apus No. 4 Junior Unittrust
Rent deposit deed1 property01/09/200625/09/2012
satisfied
National Westminster Bank
National Westminster Bank PLC
Legal charge1 property04/08/200510/02/2006
satisfied
Torca Great Britain
Torca Great Britain Limited
Rent deposit agreement1 property10/09/200416/10/2007
satisfied
Barclays
Barclays Bank PLC
Debenture1 property22/05/200309/10/2007
satisfied
National Westminster Bank
National Westminster Bank PLC
Debenture1 property12/12/200109/10/2007
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (216 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-05-07
change-person-director-company-with-change-date
officers · CH01
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-19
change-person-director-company-with-change-date
officers · CH01
2026-01-19
change-person-director-company-with-change-date
officers · CH01
2026-01-19
accounts-with-accounts-type-full
accounts · AA
2026-01-08
change-person-director-company-with-change-date
officers · CH01
2025-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-11
appoint-person-secretary-company-with-name-date
officers · AP03
2025-01-31
termination-secretary-company-with-name-termination-date
officers · TM02
2025-01-31
accounts-with-accounts-type-full
accounts · AA
2024-12-20
appoint-person-secretary-company-with-name-date
officers · AP03
2024-07-22
termination-secretary-company-with-name-termination-date
officers · TM02
2024-07-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-20
accounts-with-accounts-type-full
accounts · AA
2024-01-31